Chris Prendergast

Chris Prendergast

Assumable homes for sale in Gold River, CA

9 homesFHA loansrates from 2.18% vs 7.40% today

Gold River assumption guide
12101 Mircado Way, Rancho Cordova, CA, 95742 — assumable FHA mortgage at 3.12%
FHA
Active
35
$584,900$89,239 equity gap
Rate
3.12%
7.40%today
Payment
$2,356/mo
$3,810today
  • 3beds
  • 3baths
  • 2,174sqft

12101 Mircado Way, Rancho Cordova

5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.40%today
Payment
$2,305/mo
$3,855today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Roloff Way, Orangevale, CA, 95662 — assumable FHA mortgage at 2.89%
FHA
Active
43
$529,900$208,467 equity gap
Rate
2.89%
7.40%today
Payment
$1,538/mo
$2,561today
  • 4beds
  • 2baths
  • 1,787sqft

Roloff Way, Orangevale

Oakbrook Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.18%
FHA
Active
30
$535,000$279,977 equity gap
Rate
2.18%
7.40%today
Payment
$1,308/mo
$2,214today
  • 3beds
  • 2baths
  • 1,568sqft

Oakbrook Drive, Citrus Heights

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.40%today
Payment
$2,030/mo
$2,719today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.40%today
Payment
$2,171/mo
$2,237today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

3016 Bettina Way, Sacramento, CA, 95826 — assumable FHA mortgage at 6.42%
FHA
Active
25
$547,000$129,291 equity gap
Rate
6.42%
7.40%today
Payment
$2,730/mo
$3,015today
  • 4beds
  • 3baths
  • 1,834sqft

3016 Bettina Way, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$149,805 equity gap
Rate
6.32%
7.40%today
Payment
$2,193/mo
$2,447today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

Assuming a mortgage in Gold River

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$1,308 /mo
Median cash to assume
$149,805
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.