Chris Prendergast

Chris Prendergast

Assumable homes for sale in Hamilton City, CA

5 homesVA & FHA loansrates from 2.93% vs 7.40% today

Hamilton City assumption guide
239 Gooselake Circle, Chico, CA, 95973 — assumable VA mortgage at 2.93%
VA
Active
36
$599,000$252,549 equity gap
Rate
2.93%
7.40%today
Payment
$1,634/mo
$2,708today
  • 3beds
  • 2baths
  • 1,803sqft

239 Gooselake Circle, Chico

4 Stratford Way, Chico, CA, 95973 — assumable VA mortgage at 3.95%
VA
Active
44
$719,000$389,346 equity gap
Rate
3.95%
7.40%today
Payment
$1,898/mo
$2,770today
  • 4beds
  • 3baths
  • 2,179sqft

4 Stratford Way, Chico

3297 Rogue River, Chico, CA, 95973 — assumable VA mortgage at 5.98%
VA
Active
32
$539,000Potential short sale
Rate
5.98%
7.40%today
Payment
$3,276/mo
$3,791today
  • 4beds
  • 2baths
  • 1,561sqft

3297 Rogue River, Chico

106 Degarmo Drive, Chico, CA, 95973 — assumable FHA mortgage at 4.29%
FHA
Active
30
$399,000$237,583 equity gap
Rate
4.29%
7.40%today
Payment
$1,116/mo
$1,563today
  • 3beds
  • 2baths
  • 1,447sqft

106 Degarmo Drive, Chico

3026 Steiner Lane, Chico, CA, 95973 — assumable FHA mortgage at 6.93%
FHA
Active
43
$474,999$31,961 equity gap
Rate
6.93%
7.40%today
Payment
$2,971/mo
$3,114today
  • 3beds
  • 3baths
  • 1,547sqft

3026 Steiner Lane, Chico

Assuming a mortgage in Hamilton City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$1,116 /mo
Median cash to assume
$245,066
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.