Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Hugo, MN

28 homesFHA & VA loansrates from 2.88% vs 7.40% today

Hugo assumption guide
5651 138th Street, Hugo, MN, 55038 — assumable FHA mortgage at 3.07%
FHA
Active
30
$269,900$40,139 equity gap
Rate
3.07%
7.40%today
Payment
$1,086/mo
$1,768today
  • 3beds
  • 3baths
  • 1,488sqft

5651 138th Street, Hugo

4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$172,616 equity gap
Rate
2.88%
7.40%today
Payment
$2,014/mo
$3,359today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

5667 138th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.04%
VA
Active
32
$299,900$82,433 equity gap
Rate
3.04%
7.40%today
Payment
$1,040/mo
$1,700today
  • 2beds
  • 3baths
  • 1,800sqft

5667 138th Street, Hugo

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.40%today
Payment
$1,097/mo
$1,743today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$625,000$233,753 equity gap
Rate
3.03%
7.40%today
Payment
$1,909/mo
$3,123today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

15240 Fanning Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.18%
FHA
Active
22
$285,000$103,629 equity gap
Rate
3.18%
7.40%today
Payment
$883/mo
$1,417today
  • 3beds
  • 3baths
  • 1,982sqft

15240 Fanning Drive, Hugo

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.40%today
Payment
$1,147/mo
$1,714today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$170,602 equity gap
Rate
3.42%
7.40%today
Payment
$939/mo
$1,462today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
16
$360,000$174,266 equity gap
Rate
3.57%
7.40%today
Payment
$978/mo
$1,496today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.40%today
Payment
$2,082/mo
$2,655today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

4 Shepherd Court, Circle Pines, MN, 55014 — assumable VA mortgage at 3.67%
VA
Active
28
$359,000$217,926 equity gap
Rate
3.67%
7.40%today
Payment
$874/mo
$1,319today
  • 4beds
  • 2baths
  • 1,749sqft

4 Shepherd Court, Circle Pines

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.40%today
Payment
$1,009/mo
$1,509today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

13540 Fiona Avenue, Hugo, MN, 55038 — assumable FHA mortgage at 3.87%
FHA
Active
47
$410,000$234,687 equity gap
Rate
3.87%
7.40%today
Payment
$1,084/mo
$1,597today
  • 3beds
  • 2baths
  • 1,774sqft

13540 Fiona Avenue, Hugo

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.40%today
Payment
$1,720/mo
$2,447today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

19813 English Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.50%
FHA
Active
26
$465,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,009/mo
$3,297today
  • 5beds
  • 3baths
  • 2,285sqft

19813 English Avenue, Forest Lake

4791 163rd Street, Hugo, MN, 55038 — assumable VA mortgage at 6.32%
VA
Active
28
$500,000$25,151 equity gap
Rate
6.32%
7.40%today
Payment
$3,008/mo
$3,357today
  • 5beds
  • 3baths
  • 2,841sqft

4791 163rd Street, Hugo

7561 Woods Edge Boulevard, Circle Pines, MN, 55014 — assumable FHA mortgage at 6.35%
FHA
Active
34
$339,000$31,650 equity gap
Rate
6.35%
7.40%today
Payment
$1,955/mo
$2,175today
  • 3beds
  • 3baths
  • 1,643sqft

7561 Woods Edge Boulevard, Circle Pines

4864 Bloom Avenue, White Bear Lake, MN, 55110 — assumable VA mortgage at 6.64%
VA
Active
25
$392,000$32,208 equity gap
Rate
6.64%
7.40%today
Payment
$2,373/mo
$2,562today
  • 3beds
  • 2baths
  • 2,406sqft

4864 Bloom Avenue, White Bear Lake

7893 Gotland Lane, Circle Pines, MN, 55014 — assumable VA mortgage at 6.93%
VA
Active
41
$299,900$16,427 equity gap
Rate
6.93%
7.40%today
Payment
$1,903/mo
$1,994today
  • 3beds
  • 3baths
  • 1,690sqft

7893 Gotland Lane, Circle Pines

7856 Marilyn Drive, Lino Lakes, MN, 55014 — assumable VA mortgage at 5.81%
VA
Active
27
$291,000$87,297 equity gap
Rate
5.81%
7.40%today
Payment
$1,269/mo
$1,496today
  • 3beds
  • 3baths
  • 1,494sqft

7856 Marilyn Drive, Lino Lakes

5940 Fernwood Street, Shoreview, MN, 55126 — assumable FHA mortgage at 5.81%
FHA
Active
11
$185,000Potential short sale
Rate
5.81%
7.40%today
Payment
$1,280/mo
$1,509today
  • 2beds
  • 1baths
  • 1,152sqft

5940 Fernwood Street, Shoreview

8219 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
13
$519,990$519,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,892sqft

8219 Haywood Drive, Lino Lakes

8208 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
15
$499,990$499,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,877sqft

8208 Haywood Drive, Lino Lakes

8199 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
14
$579,250$579,250 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,877sqft

8199 Haywood Drive, Lino Lakes

8167 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
13
$699,990$699,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 3,146sqft

8167 Haywood Drive, Lino Lakes

8204 Haywood Drive, Lino Lakes, MN, 55014 — assumable FHA mortgage at 5.891%
FHA
Active
17
$599,990$599,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,972sqft

8204 Haywood Drive, Lino Lakes

4970 149th Street #3, Hugo, MN, 55038 — assumable VA mortgage at 6.78%
VA
Active
24
$215,000Potential short sale
Rate
6.78%
7.40%today
Payment
$1,724/mo
$1,835today
  • 2beds
  • 2baths
  • 1,288sqft

4970 149th Street #3, Hugo

6311 158th Street, Hugo, MN, 55038 — assumable FHA mortgage
FHA
Active
35
$549,990$549,990 equity gap
Rate
—%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,540sqft

6311 158th Street, Hugo

Assuming a mortgage in Hugo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$874 /mo
Median cash to assume
$171,609
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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