Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lake Forest, CA

9 homesFHA & VA loansrates from 2.91% vs 7.40% today

Lake Forest assumption guide
21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$690,000$246,160 equity gap
Rate
2.91%
7.40%today
Payment
$2,128/mo
$3,535today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

624 Pelion, Lake Forest, CA, 92630 — assumable VA mortgage at 3.76%
VA
Active
47
$1,798,000$532,619 equity gap
Rate
3.76%
7.40%today
Payment
$6,411/mo
$9,573today
  • 5beds
  • 4baths
  • 2,754sqft

624 Pelion, Lake Forest

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$255,769 equity gap
Rate
3.15%
7.40%today
Payment
$1,709/mo
$2,753today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

25012 Woodridge, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.85%
FHA
Active
75
$1,299,000$736,682 equity gap
Rate
3.85%
7.40%today
Payment
$2,994/mo
$4,422today
  • 4beds
  • 3baths
  • 2,777sqft

25012 Woodridge, Lake Forest

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$375,000$23,168 equity gap
Rate
6.09%
7.40%today
Payment
$2,229/mo
$2,549today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$104,713 equity gap
Rate
6.32%
7.40%today
Payment
$8,237/mo
$9,194today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

25173 Oak Canyon #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.89%
FHA
Active
26
$785,000$133,488 equity gap
Rate
6.89%
7.40%today
Payment
$4,351/mo
$4,579today
  • 2beds
  • 2baths
  • 1,178sqft

25173 Oak Canyon #4, Lake Forest

21162 Gladiolos, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.11%
FHA
Active
3
$760,000$198,540 equity gap
Rate
6.11%
7.40%today
Payment
$3,416/mo
$3,899today
  • 2beds
  • 3baths
  • 1,048sqft

21162 Gladiolos, Lake Forest

21466 Cypresswood, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.56%
FHA
Active
33
$875,000$200,162 equity gap
Rate
6.56%
7.40%today
Payment
$4,336/mo
$4,720today
  • 3beds
  • 3baths
  • 1,526sqft

21466 Cypresswood, Lake Forest

Assuming a mortgage in Lake Forest

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.91%
Lowest existing payment
$1,709 /mo
Median cash to assume
$200,162
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.