Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Lakeside, CA

109 homesVA & FHA loansrates from 2.66% vs 7.40% today

Lakeside assumption guide
9457 Carlton Oaks Drive #B, Santee, CA, 92071 — assumable VA mortgage at 2.87%
VA
Active
30
$549,000$84,150 equity gap
Rate
2.87%
7.40%today
Payment
$2,163/mo
$3,612today
  • 3beds
  • 2baths
  • 1,180sqft

9457 Carlton Oaks Drive #B, Santee

1312 Hawk Lane, El Cajon, CA, 92020 — assumable FHA mortgage at 2.88%
FHA
Active
39
$609,900$114,253 equity gap
Rate
2.88%
7.40%today
Payment
$2,325/mo
$3,877today
  • 3beds
  • 3baths
  • 1,424sqft

1312 Hawk Lane, El Cajon

1045 Peach Avenue #8, El Cajon, CA, 92021 — assumable VA mortgage at 3.10%
VA
Active
9
$299,000$55,879 equity gap
Rate
3.10%
7.40%today
Payment
$1,153/mo
$1,869today
  • 1beds
  • 1baths
  • 721sqft

1045 Peach Avenue #8, El Cajon

344 Stillwater Court, Santee, CA, 92071 — assumable FHA mortgage at 1.00%
FHA
Active
21
$659,000$197,906 equity gap
Rate
1.00%
7.40%today
Payment
$1,728/mo
$3,719today
  • 2beds
  • 3baths
  • 1,368sqft

344 Stillwater Court, Santee

2110 Via Corina, Alpine, CA, 91901 — assumable VA mortgage at 2.66%
VA
Active
74
$910,000$221,967 equity gap
Rate
2.66%
7.40%today
Payment
$3,188/mo
$5,470today
  • 3beds
  • 2baths
  • 1,584sqft

2110 Via Corina, Alpine

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$104,340 equity gap
Rate
2.68%
7.40%today
Payment
$1,469/mo
$2,514today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

10160 Brightwood Ln #1, Santee, CA, 92071 — assumable FHA mortgage at 2.96%
FHA
Active
23
$599,900$141,932 equity gap
Rate
2.96%
7.40%today
Payment
$2,162/mo
$3,569today
  • 2beds
  • 3baths
  • 1,190sqft

10160 Brightwood Ln #1, Santee

5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$191,471 equity gap
Rate
3.75%
7.40%today
Payment
$4,539/mo
$6,785today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 equity gap
Rate
2.67%
7.40%today
Payment
$1,286/mo
$2,204today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

1210 Pine Drive, El Cajon, CA, 92020 — assumable VA mortgage at 2.73%
VA
Active
51
$950,000$315,970 equity gap
Rate
2.73%
7.40%today
Payment
$2,953/mo
$5,021today
  • 3beds
  • 3baths
  • 2,412sqft

1210 Pine Drive, El Cajon

11937 Royal Road #B, El Cajon, CA, 92021 — assumable FHA mortgage at 2.88%
FHA
Active
5
$499,999$177,378 equity gap
Rate
2.88%
7.40%today
Payment
$1,500/mo
$2,501today
  • 3beds
  • 2baths
  • 1,323sqft

11937 Royal Road #B, El Cajon

9209 Lakeview Terrace, Lakeside, CA, 92040 — assumable VA mortgage at 3.00%
VA
Active
39
$819,900$283,068 equity gap
Rate
3.00%
7.40%today
Payment
$2,534/mo
$4,162today
  • 3beds
  • 2baths
  • 1,750sqft

9209 Lakeview Terrace, Lakeside

1105 Nidrah Street, El Cajon, CA, 92020 — assumable VA mortgage at 3.13%
VA
Active
57
$839,000$305,627 equity gap
Rate
3.13%
7.40%today
Payment
$2,636/mo
$4,258today
  • 5beds
  • 2baths
  • 1,722sqft

1105 Nidrah Street, El Cajon

3239 Dehesa Road #48, El Cajon, CA, 92019 — assumable VA mortgage at 4.17%
VA
Active
41
$475,000Potential short sale
Rate
4.17%
7.40%today
Payment
$2,534/mo
$3,600today
  • 2beds
  • 2baths
  • 1,371sqft

3239 Dehesa Road #48, El Cajon

12120 Orange Crest Court #2, Lakeside, CA, 92040 — assumable FHA mortgage at 2.66%
FHA
Active
19
$389,000$172,208 equity gap
Rate
2.66%
7.40%today
Payment
$1,141/mo
$1,830today
  • 2beds
  • 1baths
  • 903sqft

12120 Orange Crest Court #2, Lakeside

5700 Baltimore #106, La Mesa, CA, 91942 — assumable FHA mortgage at 2.87%
FHA
Active
21
$425,000$412,605 equity gap
Rate
2.87%
7.40%today
Payment
$6,220/mo
$6,942today
  • 1beds
  • 1baths
  • 671sqft

5700 Baltimore #106, La Mesa

8941 Magnolia Avenue, Santee, CA, 92071 — assumable FHA mortgage at 2.88%
FHA
Active
62
$925,000$448,896 equity gap
Rate
2.88%
7.40%today
Payment
$2,286/mo
$3,813today
  • 4beds
  • 3baths
  • 2,259sqft

8941 Magnolia Avenue, Santee

8941 Magnolia Avenue, Santee, CA, 92071 — assumable FHA mortgage at 2.88%
FHA
Active
63
$925,000$448,896 equity gap
Rate
2.88%
7.40%today
Payment
$2,286/mo
$3,813today
  • 4beds
  • 3baths
  • 2,259sqft

8941 Magnolia Avenue, Santee

4669 Valencia Dr, San Diego, CA, 92115 — assumable FHA mortgage at 2.92%
FHA
Active
37
$775,000$680,371 equity gap
Rate
2.92%
7.40%today
Payment
$1,724/mo
$2,313today
  • 2beds
  • 1baths
  • 1,241sqft

4669 Valencia Dr, San Diego

1163 Tucson Court, El Cajon, CA, 92021 — assumable VA mortgage at 2.94%
VA
Active
34
$799,000$408,859 equity gap
Rate
2.94%
7.40%today
Payment
$1,842/mo
$3,049today
  • 3beds
  • 2baths
  • 2,022sqft

1163 Tucson Court, El Cajon

587 BROCKWOOD DR, El Cajon, CA, 92021 — assumable FHA mortgage at 2.95%
FHA
Active
29
$799,900$367,058 equity gap
Rate
2.95%
7.40%today
Payment
$2,046/mo
$3,382today
  • 4beds
  • 2baths
  • 1,700sqft

587 BROCKWOOD DR, El Cajon

10345 Carefree Dr, Santee, CA, 92071 — assumable VA mortgage at 3.00%
VA
Active
25
$415,000$415,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 896sqft

10345 Carefree Dr, Santee

11196 Portobelo Dr, San Diego, CA, 92124 — assumable VA mortgage at 3.02%
VA
Active
46
$679,000$349,598 equity gap
Rate
3.02%
7.40%today
Payment
$2,278/mo
$3,278today
  • 2beds
  • 2baths
  • 1,226sqft

11196 Portobelo Dr, San Diego

13107 Lindo Lane, Lakeside, CA, 92040 — assumable VA mortgage at 3.04%
VA
Active
23
$750,000$563,973 equity gap
Rate
3.04%
7.40%today
Payment
$892/mo
$1,457today
  • 3beds
  • 2baths
  • 1,416sqft

13107 Lindo Lane, Lakeside

4545 Collwood Boulevard #19, San Diego, CA, 92115 — assumable FHA mortgage at 3.06%
FHA
Active
27
$394,000$207,173 equity gap
Rate
3.06%
7.40%today
Payment
$896/mo
$1,460today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #19, San Diego

5462 Adobe Falls Rd #11, San Diego, CA, 92120 — assumable VA mortgage at 4.42%
VA
Active
17
$468,800$50,614 equity gap
Rate
4.42%
7.40%today
Payment
$2,269/mo
$3,130today
  • 2beds
  • 2baths
  • 1,144sqft

5462 Adobe Falls Rd #11, San Diego

10618 QUEEN JESSICA LN, Santee, CA, 92071 — assumable VA mortgage at 3.23%
VA
Active
24
$589,000$294,717 equity gap
Rate
3.23%
7.40%today
Payment
$1,477/mo
$2,355today
  • 4beds
  • 2baths
  • 1,286sqft

10618 QUEEN JESSICA LN, Santee

15844 Broad Oaks Road, El Cajon, CA, 92021 — assumable VA mortgage at 3.33%
VA
Active
75
$1,499,000$922,200 equity gap
Rate
3.33%
7.40%today
Payment
$2,931/mo
$4,617today
  • 4beds
  • 4baths
  • 3,151sqft

15844 Broad Oaks Road, El Cajon

10140 Palm Glen Drive #29, Santee, CA, 92071 — assumable VA mortgage at 3.66%
VA
Active
36
$610,000$236,019 equity gap
Rate
3.66%
7.40%today
Payment
$1,988/mo
$3,005today
  • 3beds
  • 3baths
  • 1,247sqft

10140 Palm Glen Drive #29, Santee

10815 DAKOTA RANCH RD, Santee, CA, 92071 — assumable VA mortgage at 3.40%
VA
Active
60
$1,199,000$898,546 equity gap
Rate
3.40%
7.40%today
Payment
$2,008/mo
$3,134today
  • 4beds
  • 3baths
  • 2,621sqft

10815 DAKOTA RANCH RD, Santee

9214 Via De Cristina, Santee, CA, 92071 — assumable VA mortgage at 3.45%
VA
Active
44
$849,900$516,176 equity gap
Rate
3.45%
7.40%today
Payment
$1,641/mo
$2,546today
  • 3beds
  • 2baths
  • 1,236sqft

9214 Via De Cristina, Santee

513 Shady Ln #B, El Cajon, CA, 92021 — assumable VA mortgage at 4.98%
VA
Active
47
$429,000$32,415 equity gap
Rate
4.98%
7.40%today
Payment
$2,276/mo
$2,943today
  • 2beds
  • 2baths
  • 1,088sqft

513 Shady Ln #B, El Cajon

7000 Saranac #47, La Mesa, CA, 91942 — assumable FHA mortgage at 3.59%
FHA
Active
47
$550,000$339,816 equity gap
Rate
3.59%
7.40%today
Payment
$1,293/mo
$1,972today
  • 2beds
  • 1baths
  • 1,016sqft

7000 Saranac #47, La Mesa

2157 Arnold Way #622, Alpine, CA, 91901 — assumable VA mortgage at 3.64%
VA
Active
20
$349,000$159,967 equity gap
Rate
3.64%
7.40%today
Payment
$1,005/mo
$1,523today
  • 1beds
  • 1baths
  • 754sqft

2157 Arnold Way #622, Alpine

9212 Palomino Ridge Dr, Lakeside, CA, 92040 — assumable VA mortgage at 3.72%
VA
Active
53
$989,000$421,800 equity gap
Rate
3.72%
7.40%today
Payment
$3,000/mo
$4,502today
  • 5beds
  • 3baths
  • 2,290sqft

9212 Palomino Ridge Dr, Lakeside

12677 Acadia Way, Lakeside, CA, 92040 — assumable VA mortgage at 4.75%
VA
Active
34
$832,751$213,669 equity gap
Rate
4.75%
7.40%today
Payment
$3,465/mo
$4,599today
  • 3beds
  • 2baths
  • 1,734sqft

12677 Acadia Way, Lakeside

Assuming a mortgage in Lakeside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$377 /mo
Median cash to assume
$191,471
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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