Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Lamont, CA

17 homesFHA & VA loansrates from 2.72% vs 7.40% today

Lamont assumption guide
5105 Kathimae, Bakersfield, CA, 93313 — assumable FHA mortgage at 2.72%
FHA
Active
43
$399,999$185,085 equity gap
Rate
2.72%
7.40%today
Payment
$1,007/mo
$1,715today
  • 3beds
  • 3baths
  • 2,248sqft

5105 Kathimae, Bakersfield

4705 Millbrook, Bakersfield, CA, 93313 — assumable FHA mortgage at 2.86%
FHA
Active
10
$315,000$131,317 equity gap
Rate
2.86%
7.40%today
Payment
$854/mo
$1,428today
  • 3beds
  • 2baths
  • 1,228sqft

4705 Millbrook, Bakersfield

159 A Street, Bakersfield, CA, 93304 — assumable FHA mortgage at 2.97%
FHA
Active
53
$419,900$200,787 equity gap
Rate
2.97%
7.40%today
Payment
$1,043/mo
$1,719today
  • 4beds
  • 3baths
  • 2,138sqft

159 A Street, Bakersfield

316 Western, Bakersfield, CA, 93309 — assumable FHA mortgage at 3.26%
FHA
Active
14
$315,000$136,494 equity gap
Rate
3.26%
7.40%today
Payment
$899/mo
$1,428today
  • 4beds
  • 1baths
  • 1,274sqft

316 Western, Bakersfield

2404 Sosa Drive, Bakersfield, CA, 93313 — assumable FHA mortgage at 3.80%
FHA
Active
23
$419,999$309,969 equity gap
Rate
3.80%
7.40%today
Payment
$769/mo
$1,142today
  • 4beds
  • 2baths
  • 2,048sqft

2404 Sosa Drive, Bakersfield

524 B Street, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.50%
FHA
Active
66
$378,999$33,806 equity gap
Rate
6.50%
7.40%today
Payment
$2,215/mo
$2,427today
  • 3beds
  • 3baths
  • 1,595sqft

524 B Street, Bakersfield

3999 Marella Way, Bakersfield, CA, 93309 — assumable FHA mortgage at 6.82%
FHA
Active
29
$349,900$34,204 equity gap
Rate
6.82%
7.40%today
Payment
$2,117/mo
$2,243today
  • 3beds
  • 2baths
  • 1,714sqft

3999 Marella Way, Bakersfield

6100 Pizarro, Bakersfield, CA, 93307 — assumable FHA mortgage at 6.88%
FHA
Active
29
$399,000$39,790 equity gap
Rate
6.88%
7.40%today
Payment
$2,420/mo
$2,549today
  • 3beds
  • 2baths
  • 1,436sqft

6100 Pizarro, Bakersfield

6805 Seapines Drive, Bakersfield, CA, 93309 — assumable FHA mortgage at 5.41%
FHA
Active
48
$479,900$106,689 equity gap
Rate
5.41%
7.40%today
Payment
$2,231/mo
$2,748today
  • 5beds
  • 3baths
  • 2,469sqft

6805 Seapines Drive, Bakersfield

6225 Galanos Court, Bakersfield, CA, 93313 — assumable FHA mortgage at 6.11%
FHA
Active
36
$499,000$98,999 equity gap
Rate
6.11%
7.40%today
Payment
$2,552/mo
$2,913today
  • 4beds
  • 3baths
  • 2,500sqft

6225 Galanos Court, Bakersfield

1716 Maurice Avenue, Bakersfield, CA, 93304 — assumable VA mortgage at 6.48%
VA
Active
41
$370,000$63,650 equity gap
Rate
6.48%
7.40%today
Payment
$2,018/mo
$2,216today
  • 3beds
  • 2baths
  • 1,444sqft

1716 Maurice Avenue, Bakersfield

1405 Chester Avenue, Bakersfield, CA, 93301 — assumable FHA mortgage at 6.71%
FHA
Active
24
$299,000$35,742 equity gap
Rate
6.71%
7.40%today
Payment
$1,763/mo
$1,890today
  • 3beds
  • 2baths
  • 1,169sqft

1405 Chester Avenue, Bakersfield

336 T, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.87%
FHA
Active
26
$350,000$42,272 equity gap
Rate
6.87%
7.40%today
Payment
$2,063/mo
$2,175today
  • 3beds
  • 2baths
  • 1,583sqft

336 T, Bakersfield

11012 San Fernando, Lamont, CA, 93241 — assumable FHA mortgage at 5.78%
FHA
Active
$299,990$68,900 equity gap
Rate
5.78%
7.40%today
Payment
$1,435/mo
$1,697today
  • 2beds
  • 1baths
  • 1,068sqft

11012 San Fernando, Lamont

208 Brink DR, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.27%
FHA
Active
12
$540,000$112,493 equity gap
Rate
6.27%
7.40%today
Payment
$2,757/mo
$3,093today
  • —beds
  • —baths
  • 2,552sqft

208 Brink DR, Bakersfield

335 Clifton, Bakersfield, CA, 93307 — assumable FHA mortgage at 7.03%
FHA
Active
3
$199,999$43,098 equity gap
Rate
7.03%
7.40%today
Payment
$1,069/mo
$1,110today
  • 2beds
  • 1baths
  • 672sqft

335 Clifton, Bakersfield

6213 Brewer Creek Drive, Bakersfield, CA, 93313 — assumable FHA mortgage at 6.44%
FHA
Active
31
$425,000$410,658 equity gap
Rate
6.44%
7.40%today
Payment
$84/mo
$94today
  • 4beds
  • 3baths
  • 1,867sqft

6213 Brewer Creek Drive, Bakersfield

Assuming a mortgage in Lamont

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$769 /mo
Median cash to assume
$98,999
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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