Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lodi, CA

6 homesFHA & VA loansrates from 3.22% vs 7.40% today

Lodi assumption guide
606 Turner Rd, Lodi, CA, 95240 — assumable FHA mortgage at 3.22%
FHA
Active
40
$393,999$43,338 equity gap
Rate
3.22%
7.40%today
Payment
$1,682/mo
$2,685today
  • 2beds
  • 1baths
  • 929sqft

606 Turner Rd, Lodi

1016 Cypress Run Dr, Stockton, CA, 95209 — assumable FHA mortgage at 4.98%
FHA
Active
56
$565,000$33,668 equity gap
Rate
4.98%
7.40%today
Payment
$3,055/mo
$3,949today
  • 4beds
  • 3baths
  • 2,855sqft

1016 Cypress Run Dr, Stockton

6828 Oakum Way, Stockton, CA, 95219 — assumable FHA mortgage at 4.98%
FHA
Active
20
$549,000$54,231 equity gap
Rate
4.98%
7.40%today
Payment
$2,840/mo
$3,671today
  • 4beds
  • 3baths
  • 1,969sqft

6828 Oakum Way, Stockton

10330 Bono Lane, Stockton, CA, 95212 — assumable FHA mortgage at 5.70%
FHA
Active
6
$495,000$19,421 equity gap
Rate
5.70%
7.40%today
Payment
$2,934/mo
$3,500today
  • 3beds
  • 2baths
  • 1,509sqft

10330 Bono Lane, Stockton

10648 Tank House Dr, Stockton, CA, 95209 — assumable FHA mortgage at 6.57%
FHA
Active
47
$517,000$39,770 equity gap
Rate
6.57%
7.40%today
Payment
$3,157/mo
$3,433today
  • 3beds
  • 2baths
  • 1,614sqft

10648 Tank House Dr, Stockton

Magnolia Court, Lodi, CA, 95242 — assumable VA mortgage at 6.26%
VA
Active
32
$743,000$220,148 equity gap
Rate
6.26%
7.40%today
Payment
$3,258/mo
$3,659today
  • 5beds
  • 3baths
  • 2,254sqft

Magnolia Court, Lodi

Assuming a mortgage in Lodi

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.22%
Lowest existing payment
$1,682 /mo
Median cash to assume
$41,554
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.