Chris Prendergast

Chris Prendergast

Assumable homes for sale in Los Banos, CA

8 homesFHA & VA loansrates from 3.05% vs 7.40% today

Los Banos assumption guide
2163 PRATO Court, Los Banos, CA, 93635 — assumable VA mortgage at 3.05%
VA
Active
49
$599,000$200,183 equity gap
Rate
3.05%
7.40%today
Payment
$1,889/mo
$3,083today
  • 5beds
  • 3baths
  • 2,645sqft

2163 PRATO Court, Los Banos

152 Chardonnay Street, Los Banos, CA, 93635-6332 — assumable FHA mortgage at 3.09%
FHA
Active
38
$449,000$176,744 equity gap
Rate
3.09%
7.40%today
Payment
$1,316/mo
$2,136today
  • 4beds
  • 2baths
  • 1,563sqft

152 Chardonnay Street, Los Banos

1874 Summit Drive, Los Banos, CA, 93635 — assumable VA mortgage at 4.50%
VA
Active
48
$535,000$55,584 equity gap
Rate
4.50%
7.40%today
Payment
$2,452/mo
$3,351today
  • 4beds
  • 3baths
  • 2,013sqft

1874 Summit Drive, Los Banos

737 Fume Blanc Court, Los Banos, CA, 93635 — assumable FHA mortgage at 3.47%
FHA
Active
42
$459,000$249,121 equity gap
Rate
3.47%
7.40%today
Payment
$1,204/mo
$1,863today
  • 3beds
  • 2baths
  • 1,292sqft

737 Fume Blanc Court, Los Banos

721 Rhine Court, Los Banos, CA, 93635 — assumable FHA mortgage at 6.34%
FHA
Active
14
$484,999$38,877 equity gap
Rate
6.34%
7.40%today
Payment
$2,803/mo
$3,122today
  • 4beds
  • 3baths
  • 1,636sqft

721 Rhine Court, Los Banos

725 Everest Street, Los Banos, CA, 93635 — assumable FHA mortgage at 6.58%
FHA
Active
19
$525,000$91,379 equity gap
Rate
6.58%
7.40%today
Payment
$2,797/mo
$3,039today
  • 4beds
  • 4baths
  • 2,104sqft

725 Everest Street, Los Banos

517 Pinion Street, Los Banos, CA, 93635 — assumable FHA mortgage at 5.52%
FHA
Active
8
$419,900$92,244 equity gap
Rate
5.52%
7.40%today
Payment
$1,980/mo
$2,409today
  • 3beds
  • 2baths
  • 1,336sqft

517 Pinion Street, Los Banos

515 Santa Monica Street, Los Banos, CA, 93635 — assumable FHA mortgage at 6.01%
FHA
Active
11
$419,995$87,491 equity gap
Rate
6.01%
7.40%today
Payment
$2,004/mo
$2,311today
  • 3beds
  • 2baths
  • 1,230sqft

515 Santa Monica Street, Los Banos

Assuming a mortgage in Los Banos

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$1,204 /mo
Median cash to assume
$91,812
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.