Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Magalia, CA

23 homesFHA & VA loansrates from 2.68% vs 7.40% today

Magalia assumption guide
14749 Vassar Court, Magalia, CA, 95954 — assumable VA mortgage at 3.12%
VATop pick
Active
23
$275,900$24,877 equity gap
Rate
3.12%
7.40%today
Payment
$1,193/mo
$1,930today
  • 3beds
  • 2baths
  • 1,462sqft

14749 Vassar Court, Magalia

316 Memphis Drive, Paradise, CA, 95969 — assumable VA mortgage at 2.68%
VA
Active
53
$250,000$27,913 equity gap
Rate
2.68%
7.40%today
Payment
$1,003/mo
$1,716today
  • 2beds
  • 2baths
  • 1,495sqft

316 Memphis Drive, Paradise

14239 Manatee Circle, Magalia, CA, 95954 — assumable FHA mortgage at 3.15%
FHA
Active
41
$239,900$31,153 equity gap
Rate
3.15%
7.40%today
Payment
$1,036/mo
$1,670today
  • 2beds
  • 2baths
  • 1,395sqft

14239 Manatee Circle, Magalia

5772 Acorn Ridge Drive, Paradise, CA, 95969 — assumable VA mortgage at 3.75%
VA
Active
59
$699,000$24,973 equity gap
Rate
3.75%
7.40%today
Payment
$3,411/mo
$5,100today
  • 4beds
  • 3baths
  • 2,600sqft

5772 Acorn Ridge Drive, Paradise

14112 Wycliff, Magalia, CA, 95954 — assumable FHA mortgage at 2.97%
FHA
Active
39
$325,000$93,626 equity gap
Rate
2.97%
7.40%today
Payment
$1,101/mo
$1,815today
  • 3beds
  • 2baths
  • 1,779sqft

14112 Wycliff, Magalia

6122 Dana Circle, Magalia, CA, 95954 — assumable FHA mortgage at 3.31%
FHA
Active
43
$280,000$84,729 equity gap
Rate
3.31%
7.40%today
Payment
$990/mo
$1,564today
  • 3beds
  • 2baths
  • 1,476sqft

6122 Dana Circle, Magalia

1863 Norwood, Paradise, CA, 95969 — assumable FHA mortgage at 3.89%
FHA
Active
38
$318,000$50,652 equity gap
Rate
3.89%
7.40%today
Payment
$1,376/mo
$2,023today
  • 3beds
  • 2baths
  • 1,600sqft

1863 Norwood, Paradise

15044 Pinon, Magalia, CA, 95954 — assumable FHA mortgage at 3.68%
FHA
Active
28
$155,000$47,119 equity gap
Rate
3.68%
7.40%today
Payment
$607/mo
$899today
  • 3beds
  • 2baths
  • 1,531sqft

15044 Pinon, Magalia

6217 Kilgord Court, Magalia, CA, 95954 — assumable FHA mortgage at 3.80%
FHA
Active
70
$189,000$71,517 equity gap
Rate
3.80%
7.40%today
Payment
$641/mo
$952today
  • 2beds
  • 2baths
  • 1,368sqft

6217 Kilgord Court, Magalia

12980 Mohawk Way, Oroville, CA, 95965 — assumable FHA mortgage at 5.22%
FHA
Active
46
$270,000$25,414 equity gap
Rate
5.22%
7.40%today
Payment
$1,432/mo
$1,802today
  • 3beds
  • 2baths
  • 1,620sqft

12980 Mohawk Way, Oroville

730 Winding Way, Paradise, CA, 95969 — assumable VA mortgage at 3.98%
VA
Active
9
$24,000Potential short sale
Rate
3.98%
7.40%today
Payment
$354/mo
$515today
  • —beds
  • —baths
  • —sqft

730 Winding Way, Paradise

4965 Tami, Paradise, CA, 95969 — assumable VA mortgage at 6.71%
VA
Active
70
$599,999Potential short sale
Rate
6.71%
7.40%today
Payment
$4,181/mo
$4,481today
  • 4beds
  • 4baths
  • 3,516sqft

4965 Tami, Paradise

14626 Lafayette Circle, Magalia, CA, 95954 — assumable VA mortgage at 7.17%
VA
Active
36
$275,000Potential short sale
Rate
7.17%
7.40%today
Payment
$2,029/mo
$2,076today
  • 3beds
  • 2baths
  • 2,005sqft

14626 Lafayette Circle, Magalia

6549 Lesley Court, Magalia, CA, 95954 — assumable FHA mortgage at 7.18%
FHA
Active
43
$375,000$18,096 equity gap
Rate
7.18%
7.40%today
Payment
$2,494/mo
$2,549today
  • 3beds
  • 2baths
  • 1,469sqft

6549 Lesley Court, Magalia

14565 Coutolenc, Magalia, CA, 95954 — assumable FHA mortgage at 6.35%
FHA
Active
44
$309,000$18,864 equity gap
Rate
6.35%
7.40%today
Payment
$1,879/mo
$2,091today
  • 3beds
  • 2baths
  • 1,510sqft

14565 Coutolenc, Magalia

677 Meyers, Paradise, CA, 95969 — assumable FHA mortgage at 6.81%
FHA
Active
12
$390,000$35,217 equity gap
Rate
6.81%
7.40%today
Payment
$2,396/mo
$2,543today
  • 3beds
  • 2baths
  • 1,196sqft

677 Meyers, Paradise

5645 Butte View Terrace, Paradise, CA, 95969 — assumable FHA mortgage at 6.46%
FHA
Active
59
$410,000$73,984 equity gap
Rate
6.46%
7.40%today
Payment
$2,163/mo
$2,379today
  • 3beds
  • 2baths
  • 1,861sqft

5645 Butte View Terrace, Paradise

15778 Coutolenc Road, Magalia, CA, 95954 — assumable FHA mortgage at 6.63%
FHA
Active
37
$410,000$75,608 equity gap
Rate
6.63%
7.40%today
Payment
$2,164/mo
$2,339today
  • 3beds
  • 2baths
  • 1,440sqft

15778 Coutolenc Road, Magalia

51 Roe, Paradise, CA, 95969 — assumable FHA mortgage at 6.76%
FHA
Active
24
$320,000$62,771 equity gap
Rate
6.76%
7.40%today
Payment
$1,691/mo
$1,804today
  • 2beds
  • 2baths
  • 1,212sqft

51 Roe, Paradise

1535 Elliott, Paradise, CA, 95969 — assumable VA mortgage at 6.85%
VA
Active
48
$775,000$94,785 equity gap
Rate
6.85%
7.40%today
Payment
$4,508/mo
$4,764today
  • 4beds
  • 3baths
  • 2,698sqft

1535 Elliott, Paradise

15430 Kingridge Circle, Forest Ranch, CA, 95942 — assumable FHA mortgage at 6.32%
FHA
Active
38
$365,000$77,627 equity gap
Rate
6.32%
7.40%today
Payment
$1,858/mo
$2,074today
  • 2beds
  • 2baths
  • 1,484sqft

15430 Kingridge Circle, Forest Ranch

13159 Mullen Way, Oroville, CA, 95965 — assumable VA mortgage
VA
Active
48
$550,000$550,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 1,850sqft

13159 Mullen Way, Oroville

3625 Charqui Court, Oroville, CA, 95965 — assumable VA mortgage
VA
Active
39
$300,000$300,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,080sqft

3625 Charqui Court, Oroville

Assuming a mortgage in Magalia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$354 /mo
Median cash to assume
$56,711
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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