Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Minneapolis, MN

165 homesFHA & VA loansrates from 2.00% vs 7.40% today

Minneapolis assumption guide
4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$22,856 equity gap
Rate
2.96%
7.40%today
Payment
$980/mo
$1,618today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$3,839 equity gap
Rate
3.45%
7.40%today
Payment
$600/mo
$931today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,215 equity gap
Rate
2.81%
7.40%today
Payment
$1,105/mo
$1,860today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,225 equity gap
Rate
2.84%
7.40%today
Payment
$1,472/mo
$2,468today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.40%today
Payment
$1,603/mo
$2,681today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$295,000$54,091 equity gap
Rate
2.87%
7.40%today
Payment
$1,124/mo
$1,876today
  • 3beds
  • 3baths
  • 1,702sqft

4403 Zane Avenue, Crystal

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.40%today
Payment
$1,356/mo
$2,243today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$52,977 equity gap
Rate
2.98%
7.40%today
Payment
$1,053/mo
$1,734today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,471 equity gap
Rate
3.02%
7.40%today
Payment
$982/mo
$1,608today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.40%today
Payment
$789/mo
$1,255today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

3327 Oakland Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.06%
FHA
Active
25
$339,000$64,944 equity gap
Rate
3.06%
7.40%today
Payment
$1,314/mo
$2,141today
  • 4beds
  • 2baths
  • 1,920sqft

3327 Oakland Avenue, Minneapolis

4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHA
Active
14
$258,000$50,353 equity gap
Rate
3.07%
7.40%today
Payment
$986/mo
$1,604today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

1050 Matilda Street, Saint Paul, MN, 55117 — assumable FHA mortgage at 3.13%
FHA
Active
23
$170,000$26,884 equity gap
Rate
3.13%
7.40%today
Payment
$709/mo
$1,145today
  • 2beds
  • 2baths
  • 1,059sqft

1050 Matilda Street, Saint Paul

3116 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.25%
FHA
Active
44
$435,000$79,388 equity gap
Rate
3.25%
7.40%today
Payment
$1,752/mo
$2,787today
  • 5beds
  • 2baths
  • 2,638sqft

3116 17th Avenue, Minneapolis

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$24,711 equity gap
Rate
3.89%
7.40%today
Payment
$2,701/mo
$3,970today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

2050 Broadway Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 2.68%
FHA
Active
40
$449,900$84,562 equity gap
Rate
2.68%
7.40%today
Payment
$1,688/mo
$2,889today
  • 8beds
  • 3baths
  • 3,259sqft

2050 Broadway Avenue, Minneapolis

3041 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 2.86%
VA
Active
39
$401,000$108,551 equity gap
Rate
2.86%
7.40%today
Payment
$1,398/mo
$2,337today
  • 3beds
  • 3baths
  • 1,895sqft

3041 30th Avenue, Minneapolis

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$339,900$89,739 equity gap
Rate
2.88%
7.40%today
Payment
$1,165/mo
$1,944today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

2725 Garfield Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 2.90%
FHA
Active
38
$465,000$130,832 equity gap
Rate
2.90%
7.40%today
Payment
$1,567/mo
$2,607today
  • 3beds
  • 2baths
  • 1,720sqft

2725 Garfield Avenue, Minneapolis

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$59,840 equity gap
Rate
2.98%
7.40%today
Payment
$1,032/mo
$1,700today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.40%today
Payment
$1,249/mo
$2,033today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

3620 Rhode Island Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 3.10%
FHA
Active
34
$339,900$79,281 equity gap
Rate
3.10%
7.40%today
Payment
$1,258/mo
$2,040today
  • 2beds
  • 1baths
  • 1,200sqft

3620 Rhode Island Avenue, Saint Louis Park

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$250,000$68,807 equity gap
Rate
3.12%
7.40%today
Payment
$861/mo
$1,393today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.40%today
Payment
$603/mo
$952today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

3129 Clinton Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.47%
FHA
Active
30
$375,000$95,118 equity gap
Rate
3.47%
7.40%today
Payment
$1,450/mo
$2,243today
  • 4beds
  • 2baths
  • 3,058sqft

3129 Clinton Avenue, Minneapolis

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
55
$344,900$114,106 equity gap
Rate
2.73%
7.40%today
Payment
$1,075/mo
$1,828today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

4424 16th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.78%
FHA
Active
33
$390,000$152,149 equity gap
Rate
2.78%
7.40%today
Payment
$1,101/mo
$1,860today
  • 3beds
  • 2baths
  • 1,625sqft

4424 16th Avenue, Minneapolis

5549 37th Avenue, Minneapolis, MN, 55417 — assumable VA mortgage at 2.87%
VA
Active
22
$325,000$108,382 equity gap
Rate
2.87%
7.40%today
Payment
$1,037/mo
$1,731today
  • 3beds
  • 1baths
  • 1,010sqft

5549 37th Avenue, Minneapolis

2820 Cleveland Street, Minneapolis, MN, 55418 — assumable VA mortgage at 2.95%
VA
Active
33
$439,900$143,008 equity gap
Rate
2.95%
7.40%today
Payment
$1,403/mo
$2,319today
  • 2beds
  • 1baths
  • 1,459sqft

2820 Cleveland Street, Minneapolis

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
47
$299,000$109,248 equity gap
Rate
2.95%
7.40%today
Payment
$895/mo
$1,479today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

809 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable VA mortgage at 2.98%
VA
Active
28
$250,000$99,046 equity gap
Rate
2.98%
7.40%today
Payment
$734/mo
$1,209today
  • 2beds
  • 2baths
  • 1,257sqft

809 Minnehaha Avenue, Saint Paul

5730 Fremont Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.00%
FHA
Active
50
$299,900$92,353 equity gap
Rate
3.00%
7.40%today
Payment
$1,014/mo
$1,666today
  • 4beds
  • 2baths
  • 1,548sqft

5730 Fremont Avenue, Brooklyn Center

5149 University Avenue, Columbia Heights, MN, 55421 — assumable VA mortgage at 3.56%
VA
Active
48
$274,000$83,019 equity gap
Rate
3.56%
7.40%today
Payment
$1,007/mo
$1,542today
  • 5beds
  • 2baths
  • 1,800sqft

5149 University Avenue, Columbia Heights

4859 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.08%
FHA
Active
20
$265,000$95,280 equity gap
Rate
3.08%
7.40%today
Payment
$817/mo
$1,329today
  • 3beds
  • 1baths
  • 1,574sqft

4859 Bryant Avenue, Minneapolis

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$265,000$53,746 equity gap
Rate
3.61%
7.40%today
Payment
$1,117/mo
$1,700today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.40%today
Payment
$1,841/mo
$2,936today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

Assuming a mortgage in Minneapolis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$337 /mo
Median cash to assume
$98,891
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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