Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Minneapolis, MN

29 homesFHA & VA loansrates from 2.68% vs 7.40% today

Minneapolis assumption guide
3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$52,977 equity gap
Rate
2.98%
7.40%today
Payment
$1,053/mo
$1,734today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,471 equity gap
Rate
3.02%
7.40%today
Payment
$982/mo
$1,608today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.40%today
Payment
$789/mo
$1,255today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

2050 Broadway Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 2.68%
FHA
Active
40
$449,900$84,562 equity gap
Rate
2.68%
7.40%today
Payment
$1,688/mo
$2,889today
  • 8beds
  • 3baths
  • 3,259sqft

2050 Broadway Avenue, Minneapolis

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$339,900$89,739 equity gap
Rate
2.88%
7.40%today
Payment
$1,165/mo
$1,944today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

4126 Dupont Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.31%
VA
Active
38
$145,500$33,857 equity gap
Rate
3.31%
7.40%today
Payment
$565/mo
$892today
  • 3beds
  • 2baths
  • 1,754sqft

4126 Dupont Avenue, Minneapolis

3614 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 4.98%
VA
Active
7
$150,000Potential short sale
Rate
4.98%
7.40%today
Payment
$1,265/mo
$1,635today
  • 3beds
  • 2baths
  • 1,537sqft

3614 Russell Avenue, Minneapolis

2611 James Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.25%
FHA
Active
31
$340,000$218,693 equity gap
Rate
3.25%
7.40%today
Payment
$712/mo
$1,132today
  • 3beds
  • 2baths
  • 1,856sqft

2611 James Avenue, Minneapolis

3754 Bryant Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.62%
FHA
Active
35
$229,900$101,469 equity gap
Rate
3.62%
7.40%today
Payment
$685/mo
$1,040today
  • 4beds
  • 2baths
  • 1,361sqft

3754 Bryant Avenue, Minneapolis

3247 Logan Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.68%
FHA
Active
19
$179,900$77,785 equity gap
Rate
3.68%
7.40%today
Payment
$609/mo
$918today
  • 3beds
  • 2baths
  • 1,158sqft

3247 Logan Avenue, Minneapolis

315 25th Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.99%
FHA
Active
23
$265,000$44,038 equity gap
Rate
4.99%
7.40%today
Payment
$1,264/mo
$1,632today
  • 4beds
  • 2baths
  • 1,691sqft

315 25th Avenue, Minneapolis

903 8th Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.78%
FHA
Active
50
$239,900$125,622 equity gap
Rate
3.78%
7.40%today
Payment
$653/mo
$972today
  • 2beds
  • 2baths
  • 1,214sqft

903 8th Avenue, Minneapolis

1519 Sheridan Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.91%
FHA
Active
46
$369,900$238,165 equity gap
Rate
3.91%
7.40%today
Payment
$949/mo
$1,392today
  • 4beds
  • 3baths
  • 2,806sqft

1519 Sheridan Avenue, Minneapolis

3455 Girard Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.08%
FHA
Active
22
$149,900$77,970 equity gap
Rate
4.08%
7.40%today
Payment
$429/mo
$616today
  • 2beds
  • 2baths
  • 1,174sqft

3455 Girard Avenue, Minneapolis

2650 Irving Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.45%
FHA
Active
4
$167,900$66,766 equity gap
Rate
4.45%
7.40%today
Payment
$594/mo
$816today
  • 4beds
  • 2baths
  • 1,200sqft

2650 Irving Avenue, Minneapolis

3810 Thomas Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 4.46%
FHA
Active
38
$289,900$92,509 equity gap
Rate
4.46%
7.40%today
Payment
$1,157/mo
$1,588today
  • 4beds
  • 3baths
  • 1,260sqft

3810 Thomas Avenue, Minneapolis

2631 Thomas Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.27%
FHA
Active
23
$178,800Potential short sale
Rate
6.27%
7.40%today
Payment
$1,221/mo
$1,370today
  • 4beds
  • 2baths
  • 1,411sqft

2631 Thomas Avenue, Minneapolis

3510 6th Street, Minneapolis, MN, 55412 — assumable VA mortgage at 6.58%
VA
Active
3
$215,000$2,367 equity gap
Rate
6.58%
7.40%today
Payment
$1,370/mo
$1,489today
  • 3beds
  • 1baths
  • 1,020sqft

3510 6th Street, Minneapolis

3247 Aldrich Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 6.90%
FHA
Active
12
$265,000Potential short sale
Rate
6.90%
7.40%today
Payment
$2,005/mo
$2,108today
  • 7beds
  • 2baths
  • 2,494sqft

3247 Aldrich Avenue, Minneapolis

3118 Newton Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 7.09%
FHA
Active
14
$339,000$13,370 equity gap
Rate
7.09%
7.40%today
Payment
$2,234/mo
$2,304today
  • 4beds
  • 2baths
  • 1,730sqft

3118 Newton Avenue, Minneapolis

2308 Logan Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.71%
FHA
Active
2
$285,000$110,596 equity gap
Rate
4.71%
7.40%today
Payment
$1,055/mo
$1,407today
  • 6beds
  • 2baths
  • 2,392sqft

2308 Logan Avenue, Minneapolis

1623 Penn Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 4.50%
FHA
Active
71
$381,000$392,978 equity gap
Rate
4.50%
7.40%today
Payment
$978/mo
$1,178today
  • 4beds
  • 2baths
  • 3,162sqft

1623 Penn Avenue, Minneapolis

2125 6th Street, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.27%
FHA
Active
40
$335,000$54,081 equity gap
Rate
6.27%
7.40%today
Payment
$1,803/mo
$2,023today
  • 5beds
  • 2baths
  • 3,836sqft

2125 6th Street, Minneapolis

1619 26th Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 6.46%
FHA
Active
10
$175,000$30,842 equity gap
Rate
6.46%
7.40%today
Payment
$927/mo
$1,020today
  • 2beds
  • 1baths
  • 1,064sqft

1619 26th Avenue, Minneapolis

3455 Dupont Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 6.94%
FHA
Active
13
$169,000$40,420 equity gap
Rate
6.94%
7.40%today
Payment
$888/mo
$930today
  • 2beds
  • 1baths
  • 725sqft

3455 Dupont Avenue, Minneapolis

645 1st Street #129, Minneapolis, MN, 55401 — assumable VA mortgage at 6.60%
VA
Active
32
$299,900Potential short sale
Rate
6.60%
7.40%today
Payment
$2,177/mo
$2,360today
  • 1beds
  • 2baths
  • 1,035sqft

645 1st Street #129, Minneapolis

1014 25th Avenue, Minneapolis, MN, 55411 — assumable VA mortgage at 6.71%
VA
Active
26
$180,000Potential short sale
Rate
6.71%
7.40%today
Payment
$1,800/mo
$1,929today
  • 4beds
  • 2baths
  • 1,723sqft

1014 25th Avenue, Minneapolis

3401 Mcnair Drive, Robbinsdale, MN, 55422 — assumable FHA mortgage at 6.86%
FHA
Active
13
$217,000$202,160 equity gap
Rate
6.86%
7.40%today
Payment
$104/mo
$109today
  • 3beds
  • 2baths
  • 1,160sqft

3401 Mcnair Drive, Robbinsdale

4139 Fremont Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 7.75%
FHA
Active
31
$224,999$203,081 equity gap
Rate
7.75%
7.40%today
Payment
$482/mo
$466today
  • 2beds
  • 1baths
  • 1,736sqft

4139 Fremont Avenue, Minneapolis

Assuming a mortgage in Minneapolis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$429 /mo
Median cash to assume
$77,877
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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