Chris Prendergast

Chris Prendergast

Assumable homes for sale in Mountain Ranch, CA

1 homeFHA loansrates from 3.43% vs 7.40% today

Mountain Ranch assumption guide
136 Cottage Circle, Murphys, CA, 95247 — assumable FHA mortgage at 3.43%
FHA
Active
35
$495,000$310,327 equity gap
Rate
3.43%
7.40%today
Payment
$1,064/mo
$1,656today
  • 2beds
  • 2baths
  • 1,110sqft

136 Cottage Circle, Murphys

Assuming a mortgage in Mountain Ranch

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.43%
Lowest existing payment
$1,064 /mo
Median cash to assume
$310,327
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.