Chris Prendergast

Chris Prendergast

Assumable homes for sale in Nipomo, CA

9 homesVA & FHA loansrates from 2.72% vs 7.40% today

Nipomo assumption guide
617 Cornwall, Arroyo Grande, CA, 93420 — assumable VA mortgage at 2.72%
VA
Active
47
$875,000$571,159 equity gap
Rate
2.72%
7.40%today
Payment
$1,467/mo
$2,466today
  • 3beds
  • 1baths
  • 1,696sqft

617 Cornwall, Arroyo Grande

120 Jennifer Court, Grover Beach, CA, 93433 — assumable VA mortgage at 2.88%
VA
Active
34
$600,000$281,255 equity gap
Rate
2.88%
7.40%today
Payment
$1,472/mo
$2,454today
  • 2beds
  • 1baths
  • 883sqft

120 Jennifer Court, Grover Beach

1590 Manhattan, Grover Beach, CA, 93433 — assumable FHA mortgage at 3.09%
FHA
Active
46
$899,000$434,262 equity gap
Rate
3.09%
7.40%today
Payment
$2,246/mo
$3,646today
  • 4beds
  • 2baths
  • 1,318sqft

1590 Manhattan, Grover Beach

366 Halcyon Road, Arroyo Grande, CA, 93420 — assumable VA mortgage at 5.625%
VA
Active
42
$799,000Potential short sale
Rate
5.625%
7.40%today
Payment
$4,605/mo
$5,539today
  • 3beds
  • 3baths
  • 1,796sqft

366 Halcyon Road, Arroyo Grande

290 Casa Real Place, Nipomo, CA, 93444 — assumable VA mortgage at 3.88%
VA
Active
55
$1,035,000$729,692 equity gap
Rate
3.88%
7.40%today
Payment
$2,153/mo
$3,168today
  • 3beds
  • 2baths
  • 1,718sqft

290 Casa Real Place, Nipomo

4365 Herado, Guadalupe, CA, 93434 — assumable FHA mortgage at 5.00%
FHA
Active
47
$715,000$113,732 equity gap
Rate
5.00%
7.40%today
Payment
$3,447/mo
$4,446today
  • 3beds
  • 3baths
  • 1,856sqft

4365 Herado, Guadalupe

263 12th Street, Grover Beach, CA, 93433 — assumable FHA mortgage at 6.79%
FHA
Active
22
$835,000$167,033 equity gap
Rate
6.79%
7.40%today
Payment
$4,508/mo
$4,793today
  • 3beds
  • 3baths
  • 1,450sqft

263 12th Street, Grover Beach

1978 Eucalyptus, Nipomo, CA, 93444 — assumable VA mortgage at 6.13%
VA
Active
72
$1,499,000$567,058 equity gap
Rate
6.13%
7.40%today
Payment
$5,927/mo
$6,751today
  • 2beds
  • 3baths
  • 2,558sqft

1978 Eucalyptus, Nipomo

509 Bunny #4, Santa Maria, CA, 93458 — assumable FHA mortgage at 6.78%
FHA
Active
42
$1,050,000$334,848 equity gap
Rate
6.78%
7.40%today
Payment
$4,743/mo
$5,048today
  • —beds
  • —baths
  • 3,692sqft

509 Bunny #4, Santa Maria

Assuming a mortgage in Nipomo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,467 /mo
Median cash to assume
$334,848
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.