Assumable homes for sale in Oakdale, CA

3 homesVA & FHA loansrates from 2.89% vs 7.40% today

Oakdale assumption guide

548 Hudson, Oakdale, CA, 95361 — assumable VA mortgage at 3.45%

Active

$608,900$122,981 equity gap

Rate: 3.45%; ~~7.40%~~today
Payment: $2,385/mo; ~~$3,700~~today

5beds
3baths
2,424sqft

548 Hudson, Oakdale

3705 Kona Oak Drive, Modesto, CA, 95355 — assumable VA mortgage at 2.89%

Active

$449,000$385,951 equity gap

Rate: 2.89%; ~~7.40%~~today
Payment: $302/mo; ~~$502~~today

3beds
2baths
1,636sqft

3705 Kona Oak Drive, Modesto

1042 Walnut St, Oakdale, CA, 95361 — assumable FHA mortgage at 7.62%

FHA

Active

$475,000$91,665 equity gap

Rate: 7.62%; ~~7.40%~~today
Payment: $2,786/mo; ~~$2,726~~today

3beds
2baths
1,511sqft

1042 Walnut St, Oakdale

Assuming a mortgage in Oakdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.89%
Lowest existing payment: $302 /mo
Median cash to assume: $122,981