Chris Prendergast

Chris Prendergast

Assumable homes for sale in Oakland, CA

6 homesFHA & VA loansrates from 2.84% vs 7.40% today

Oakland assumption guide
9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%
FHA
Active
3
$332,000Potential short sale
Rate
2.84%
7.40%today
Payment
$2,230/mo
$3,739today
  • 2beds
  • 1baths
  • 707sqft

9850 Elmar Avenue, Oakland

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%
VA
Active
$1,049,000$761,770 equity gap
Rate
2.87%
7.40%today
Payment
$1,340/mo
$2,237today
  • 4beds
  • 3baths
  • 2,032sqft

10911 Cotter St, Oakland

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%
FHA
Active
2
$699,950$337,389 equity gap
Rate
3.67%
7.40%today
Payment
$2,224/mo
$3,358today
  • —beds
  • —baths
  • —sqft

9826 Bancroft Ave, Oakland

8622 Thermal Street, Oakland, CA, 94605 — assumable FHA mortgage at 6.42%
FHA
Active
25
$599,000$16,766 equity gap
Rate
6.42%
7.40%today
Payment
$3,814/mo
$4,213today
  • 3beds
  • 2baths
  • 1,204sqft

8622 Thermal Street, Oakland

10419 San Leandro St, Oakland, CA, 94603 — assumable FHA mortgage at 7.12%
FHA
Active
3
$460,000Potential short sale
Rate
7.12%
7.40%today
Payment
$3,186/mo
$3,276today
  • —beds
  • —baths
  • —sqft

10419 San Leandro St, Oakland

8910 Burr St, Oakland, CA, 94605 — assumable FHA mortgage at 6.99%
FHA
Active
65
$750,000Potential short sale
Rate
6.99%
7.40%today
Payment
$6,357/mo
$6,622today
  • 3beds
  • 3baths
  • 2,400sqft

8910 Burr St, Oakland

Assuming a mortgage in Oakland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$1,340 /mo
Median cash to assume
$337,389
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.