Chris Prendergast

Chris Prendergast

Assumable homes for sale in Orangevale, CA

7 homesFHA loansrates from 2.18% vs 7.40% today

Orangevale assumption guide
5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.40%today
Payment
$2,305/mo
$3,855today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Roloff Way, Orangevale, CA, 95662 — assumable FHA mortgage at 2.89%
FHA
Active
43
$529,900$208,467 equity gap
Rate
2.89%
7.40%today
Payment
$1,538/mo
$2,561today
  • 4beds
  • 2baths
  • 1,787sqft

Roloff Way, Orangevale

Oakbrook Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.18%
FHA
Active
30
$535,000$279,977 equity gap
Rate
2.18%
7.40%today
Payment
$1,308/mo
$2,214today
  • 3beds
  • 2baths
  • 1,568sqft

Oakbrook Drive, Citrus Heights

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.40%today
Payment
$3,572/mo
$5,712today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.40%today
Payment
$2,030/mo
$2,719today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$149,805 equity gap
Rate
6.32%
7.40%today
Payment
$2,193/mo
$2,447today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

Assuming a mortgage in Orangevale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$1,308 /mo
Median cash to assume
$200,261
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.