Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Placentia, CA

58 homesFHA & VA loansrates from 2.37% vs 7.40% today

Placentia assumption guide
2583 Sandpebble Lane, Brea, CA, 92821 — assumable FHA mortgage at 2.88%
FHA
Active
27
$830,000$148,827 equity gap
Rate
2.88%
7.40%today
Payment
$3,159/mo
$5,269today
  • 3beds
  • 2baths
  • 1,578sqft

2583 Sandpebble Lane, Brea

5651 Plaza De Santos, Anaheim, CA, 92807 — assumable FHA mortgage at 2.87%
FHA
Active
16
$689,500$199,590 equity gap
Rate
2.87%
7.40%today
Payment
$2,280/mo
$3,807today
  • 2beds
  • 1baths
  • 982sqft

5651 Plaza De Santos, Anaheim

1795 Glenoaks Avenue, Anaheim, CA, 92801 — assumable FHA mortgage at 3.10%
FHA
Active
37
$595,000$147,549 equity gap
Rate
3.10%
7.40%today
Payment
$2,117/mo
$3,433today
  • 2beds
  • 1baths
  • 896sqft

1795 Glenoaks Avenue, Anaheim

2607 Olive Avenue, Fullerton, CA, 92833 — assumable FHA mortgage at 2.85%
FHA
Active
17
$885,000$326,262 equity gap
Rate
2.85%
7.40%today
Payment
$2,630/mo
$4,404today
  • 3beds
  • 2baths
  • 1,050sqft

2607 Olive Avenue, Fullerton

5046 Lakeview Avenue #24, Yorba Linda, CA, 92886 — assumable VA mortgage at 3.24%
VA
Active
23
$699,000$258,908 equity gap
Rate
3.24%
7.40%today
Payment
$2,205/mo
$3,513today
  • 3beds
  • 2baths
  • 1,441sqft

5046 Lakeview Avenue #24, Yorba Linda

335 Santa Barbara Street, Placentia, CA, 92870 — assumable VA mortgage at 2.37%
VA
Active
27
$979,000$792,454 equity gap
Rate
2.37%
7.40%today
Payment
$1,722/mo
$2,447today
  • 4beds
  • 2baths
  • 1,314sqft

335 Santa Barbara Street, Placentia

650 Hazelwood, Anaheim, CA, 92802 — assumable VA mortgage at 2.73%
VA
Active
46
$990,000$765,065 equity gap
Rate
2.73%
7.40%today
Payment
$1,048/mo
$1,781today
  • 3beds
  • 3baths
  • 1,429sqft

650 Hazelwood, Anaheim

13231 Creek View Drive #C, Garden Grove, CA, 92844 — assumable VA mortgage at 2.77%
VA
Active
34
$649,000$476,047 equity gap
Rate
2.77%
7.40%today
Payment
$798/mo
$1,350today
  • 2beds
  • 2baths
  • 1,163sqft

13231 Creek View Drive #C, Garden Grove

7145 Grovewood Lane, Orange Park Acres, CA, 92869 — assumable VA mortgage at 2.78%
VA
Active
36
$1,899,000$834,539 equity gap
Rate
2.78%
7.40%today
Payment
$5,020/mo
$8,482today
  • 5beds
  • 3baths
  • 2,836sqft

7145 Grovewood Lane, Orange Park Acres

13828 La Cuarta Street, Whittier, CA, 90602 — assumable VA mortgage at 2.78%
VA
Active
38
$879,900$510,497 equity gap
Rate
2.78%
7.40%today
Payment
$1,742/mo
$2,943today
  • 3beds
  • 1baths
  • 1,227sqft

13828 La Cuarta Street, Whittier

2122 Chalet, Anaheim, CA, 92804 — assumable VA mortgage at 2.80%
VA
Active
15
$1,208,000$745,274 equity gap
Rate
2.80%
7.40%today
Payment
$2,137/mo
$3,600today
  • 4beds
  • 3baths
  • 2,272sqft

2122 Chalet, Anaheim

220 Stanford Street, La Habra, CA, 90631 — assumable VA mortgage at 2.80%
VA
Active
38
$965,000$414,375 equity gap
Rate
2.80%
7.40%today
Payment
$2,548/mo
$4,294today
  • 3beds
  • 2baths
  • 1,238sqft

220 Stanford Street, La Habra

7832 Ruthann, Stanton, CA, 90680 — assumable FHA mortgage at 2.81%
FHA
Active
35
$945,000$404,526 equity gap
Rate
2.81%
7.40%today
Payment
$2,557/mo
$4,304today
  • 5beds
  • 2baths
  • 1,478sqft

7832 Ruthann, Stanton

16342 Cameo Court, Whittier, CA, 90604 — assumable VA mortgage at 2.85%
VA
Active
45
$1,499,800$804,088 equity gap
Rate
2.85%
7.40%today
Payment
$3,275/mo
$5,483today
  • 5beds
  • 5baths
  • 3,579sqft

16342 Cameo Court, Whittier

1124 Davis, Placentia, CA, 92870 — assumable VA mortgage at 2.86%
VA
Active
32
$1,039,000$721,681 equity gap
Rate
2.86%
7.40%today
Payment
$1,794/mo
$2,814today
  • 4beds
  • 3baths
  • 1,729sqft

1124 Davis, Placentia

199 Magnolia Avenue #D, Anaheim, CA, 92801 — assumable FHA mortgage at 2.93%
FHA
Active
35
$695,000$332,883 equity gap
Rate
2.93%
7.40%today
Payment
$1,708/mo
$2,830today
  • 3beds
  • 3baths
  • 1,222sqft

199 Magnolia Avenue #D, Anaheim

11389 Nayshon Court, Cypress, CA, 90630 — assumable VA mortgage at 2.96%
VA
Active
75
$1,074,000$639,052 equity gap
Rate
2.96%
7.40%today
Payment
$2,101/mo
$3,469today
  • 4beds
  • 3baths
  • 1,900sqft

11389 Nayshon Court, Cypress

1107 Memory Lane #13C, Santa Ana, CA, 92706 — assumable FHA mortgage at 2.98%
FHA
Active
29
$539,000$191,559 equity gap
Rate
2.98%
7.40%today
Payment
$1,637/mo
$2,695today
  • 2beds
  • 2baths
  • 1,102sqft

1107 Memory Lane #13C, Santa Ana

19216 Alamo Lane, Yorba Linda, CA, 92886 — assumable FHA mortgage at 3.00%
FHA
Active
23
$659,000$659,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,165sqft

19216 Alamo Lane, Yorba Linda

6907 Orangewood, Cypress, CA, 90630 — assumable FHA mortgage at 3.00%
FHA
Active
45
$764,999$764,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,392sqft

6907 Orangewood, Cypress

14635 Jalisco Road, La Mirada, CA, 90638 — assumable FHA mortgage at 3.92%
FHA
Active
18
$849,000$234,141 equity gap
Rate
3.92%
7.40%today
Payment
$3,175/mo
$4,650today
  • 3beds
  • 2baths
  • 1,750sqft

14635 Jalisco Road, La Mirada

1300 Lambert #10, La Habra, CA, 90631 — assumable FHA mortgage at 3.13%
FHA
Active
41
$445,000$202,487 equity gap
Rate
3.13%
7.40%today
Payment
$1,182/mo
$1,910today
  • 2beds
  • 1baths
  • 890sqft

1300 Lambert #10, La Habra

1277 Carbon Canyon, Chino Hills, CA, 91709 — assumable VA mortgage at 3.18%
VA
Active
44
$630,000$374,743 equity gap
Rate
3.18%
7.40%today
Payment
$1,559/mo
$2,332today
  • 3beds
  • 2baths
  • 1,064sqft

1277 Carbon Canyon, Chino Hills

1210 Lambert Road #58, La Habra, CA, 90631 — assumable VA mortgage at 4.98%
VA
Active
28
$538,000$12,968 equity gap
Rate
4.98%
7.40%today
Payment
$3,014/mo
$3,896today
  • 3beds
  • 1baths
  • 1,053sqft

1210 Lambert Road #58, La Habra

1580 Stoneman, Anaheim, CA, 92802 — assumable FHA mortgage at 3.23%
FHA
Active
6
$1,150,000$706,279 equity gap
Rate
3.23%
7.40%today
Payment
$2,232/mo
$3,559today
  • 3beds
  • 2baths
  • 1,266sqft

1580 Stoneman, Anaheim

1808 Taft Lane, Placentia, CA, 92870 — assumable VA mortgage at 3.24%
VA
Active
56
$1,099,000$692,334 equity gap
Rate
3.24%
7.40%today
Payment
$2,043/mo
$3,254today
  • 3beds
  • 3baths
  • 1,981sqft

1808 Taft Lane, Placentia

2245 Pickwick, Fullerton, CA, 92833 — assumable FHA mortgage at 3.42%
FHA
Active
38
$1,799,999$1,415,074 equity gap
Rate
3.42%
7.40%today
Payment
$2,217/mo
$3,452today
  • 4beds
  • 3baths
  • 2,728sqft

2245 Pickwick, Fullerton

8514 Baker Hill Road #B, Orange, CA, 92869 — assumable FHA mortgage at 3.50%
FHA
Active
31
$649,000$631,027 equity gap
Rate
3.50%
7.40%today
Payment
$234/mo
$361today
  • 2beds
  • 2baths
  • 882sqft

8514 Baker Hill Road #B, Orange

12591 Vista Panorama, North Tustin, CA, 92705 — assumable FHA mortgage at 3.54%
FHA
Active
68
$1,850,000$1,511,155 equity gap
Rate
3.54%
7.40%today
Payment
$2,237/mo
$3,432today
  • 3beds
  • 2baths
  • 2,008sqft

12591 Vista Panorama, North Tustin

2484 Cambridge, Fullerton, CA, 92835 — assumable VA mortgage at 3.55%
VA
Active
40
$1,270,000$703,422 equity gap
Rate
3.55%
7.40%today
Payment
$2,811/mo
$4,308today
  • 3beds
  • 2baths
  • 1,562sqft

2484 Cambridge, Fullerton

943 Lamark Lane, Anaheim, CA, 92802 — assumable FHA mortgage at 4.50%
FHA
Active
24
$744,900$153,828 equity gap
Rate
4.50%
7.40%today
Payment
$3,011/mo
$4,114today
  • 3beds
  • 2baths
  • 1,214sqft

943 Lamark Lane, Anaheim

529 Whiting, Fullerton, CA, 92832 — assumable FHA mortgage at 3.84%
FHA
Active
36
$1,145,000$541,909 equity gap
Rate
3.84%
7.40%today
Payment
$3,264/mo
$4,827today
  • 4beds
  • 4baths
  • 2,135sqft

529 Whiting, Fullerton

7661 El Monte, Buena Park, CA, 90620 — assumable FHA mortgage at 3.92%
FHA
Active
14
$939,000$627,752 equity gap
Rate
3.92%
7.40%today
Payment
$1,868/mo
$2,712today
  • 4beds
  • 2baths
  • 1,500sqft

7661 El Monte, Buena Park

14612 Bella Courte, Whittier, CA, 90604 — assumable VA mortgage at 4.35%
VA
Active
48
$799,000$317,379 equity gap
Rate
4.35%
7.40%today
Payment
$2,788/mo
$3,877today
  • 3beds
  • 3baths
  • 1,856sqft

14612 Bella Courte, Whittier

1581 Lincoln, Anaheim, CA, 92805 — assumable VA mortgage at 4.09%
VA
Active
40
$845,000$473,322 equity gap
Rate
4.09%
7.40%today
Payment
$2,341/mo
$3,358today
  • 3beds
  • 4baths
  • 1,696sqft

1581 Lincoln, Anaheim

4910 Mandarin Court, Chino Hills, CA, 91709 — assumable VA mortgage at 6.66%
VA
Active
28
$1,150,000$24,649 equity gap
Rate
6.66%
7.40%today
Payment
$7,390/mo
$7,962today
  • 4beds
  • 3baths
  • 1,948sqft

4910 Mandarin Court, Chino Hills

Assuming a mortgage in Placentia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.37%
Lowest existing payment
$716 /mo
Median cash to assume
$332,883
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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