Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Ramona, CA

31 homesVA & FHA loansrates from 2.77% vs 7.40% today

Ramona assumption guide
15979 Gantry Way, Ramona, CA, 92065 — assumable VA mortgage at 3.00%
VA
Active
57
$970,000$101,096 equity gap
Rate
3.00%
7.40%today
Payment
$4,093/mo
$6,722today
  • 4beds
  • 3baths
  • 3,154sqft

15979 Gantry Way, Ramona

931 H Street, Ramona, CA, 92065 — assumable VA mortgage at 2.77%
VA
Active
42
$695,800$163,203 equity gap
Rate
2.77%
7.40%today
Payment
$2,491/mo
$4,214today
  • 4beds
  • 3baths
  • 1,420sqft

931 H Street, Ramona

2438 Duraznitos Road, Ramona, CA, 92065 — assumable VA mortgage at 3.33%
VA
Active
28
$800,000$232,333 equity gap
Rate
3.33%
7.40%today
Payment
$2,878/mo
$4,533today
  • 3beds
  • 2baths
  • 2,031sqft

2438 Duraznitos Road, Ramona

15848 Green Haven Court, Ramona, CA, 92065 — assumable VA mortgage at 3.85%
VA
Active
54
$549,000$61,508 equity gap
Rate
3.85%
7.40%today
Payment
$2,494/mo
$3,683today
  • 3beds
  • 3baths
  • 1,847sqft

15848 Green Haven Court, Ramona

17472 Kaymeg Way, Ramona, CA, 92065 — assumable VA mortgage at 2.87%
VA
Active
75
$1,849,900$1,262,797 equity gap
Rate
2.87%
7.40%today
Payment
$2,738/mo
$4,573today
  • 5beds
  • 5baths
  • 4,351sqft

17472 Kaymeg Way, Ramona

15821 Davis Cup Lane, Ramona, CA, 92065 — assumable VA mortgage at 2.875%
VA
Active
50
$450,000$204,704 equity gap
Rate
2.875%
7.40%today
Payment
$1,204/mo
$2,008today
  • 3beds
  • 2baths
  • 1,458sqft

15821 Davis Cup Lane, Ramona

24376 Rutherford Road, Ramona, CA, 92065 — assumable VA mortgage at 3.02%
VA
Active
58
$779,000$322,826 equity gap
Rate
3.02%
7.40%today
Payment
$2,173/mo
$3,559today
  • 4beds
  • 2baths
  • 2,007sqft

24376 Rutherford Road, Ramona

16793 Vista Summit Dr, Ramona, CA, 92065 — assumable VA mortgage at 3.03%
VA
Active
75
$1,850,000$1,027,887 equity gap
Rate
3.03%
7.40%today
Payment
$4,021/mo
$6,578today
  • 5beds
  • 3baths
  • 3,909sqft

16793 Vista Summit Dr, Ramona

24563 Del Amo Rd, Ramona, CA, 92065 — assumable VA mortgage at 3.06%
VA
Active
59
$849,999$393,459 equity gap
Rate
3.06%
7.40%today
Payment
$2,194/mo
$3,575today
  • 4beds
  • 3baths
  • 2,854sqft

24563 Del Amo Rd, Ramona

1028 B Street, Ramona, CA, 92065 — assumable FHA mortgage at 3.45%
FHA
Active
27
$639,900$228,742 equity gap
Rate
3.45%
7.40%today
Payment
$2,125/mo
$3,297today
  • 3beds
  • 2baths
  • 1,512sqft

1028 B Street, Ramona

563 Pile Street, Ramona, CA, 92065 — assumable VA mortgage at 3.55%
VA
Active
75
$1,575,000$603,521 equity gap
Rate
3.55%
7.40%today
Payment
$4,811/mo
$7,372today
  • 4beds
  • 4baths
  • 4,034sqft

563 Pile Street, Ramona

24534 Rutherford Road, Ramona, CA, 92065 — assumable FHA mortgage at 3.69%
FHA
Active
4
$899,999$340,212 equity gap
Rate
3.69%
7.40%today
Payment
$2,992/mo
$4,506today
  • 4beds
  • 3baths
  • 3,219sqft

24534 Rutherford Road, Ramona

15737 Davis Cup Lane, Ramona, CA, 92065 — assumable VA mortgage at 3.81%
VA
Active
62
$455,000$191,299 equity gap
Rate
3.81%
7.40%today
Payment
$1,436/mo
$2,131today
  • 3beds
  • 3baths
  • 1,654sqft

15737 Davis Cup Lane, Ramona

23945 Nectar Way, Ramona, CA, 92065 — assumable VA mortgage at 6.20%
VA
Active
42
$775,000$12,582 equity gap
Rate
6.20%
7.40%today
Payment
$4,776/mo
$5,399today
  • 3beds
  • 3baths
  • 1,983sqft

23945 Nectar Way, Ramona

15831 Davis Cup Lane, Ramona, CA, 92065 — assumable VA mortgage at 6.26%
VA
Active
30
$479,900$20,047 equity gap
Rate
6.26%
7.40%today
Payment
$2,862/mo
$3,215today
  • 3beds
  • 2baths
  • 1,458sqft

15831 Davis Cup Lane, Ramona

23530 Carmena Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
36
$699,950$16,192 equity gap
Rate
6.33%
7.40%today
Payment
$4,440/mo
$4,951today
  • 3beds
  • 2baths
  • 1,564sqft

23530 Carmena Road, Ramona

15719 Davis Cup Lane, Ramona, CA, 92065 — assumable VA mortgage at 6.50%
VA
Active
43
$479,000$6,170 equity gap
Rate
6.50%
7.40%today
Payment
$3,002/mo
$3,289today
  • 3beds
  • 3baths
  • 1,654sqft

15719 Davis Cup Lane, Ramona

18453 Ramona View Dr, Ramona, CA, 92065 — assumable VA mortgage at 6.75%
VA
Active
53
$783,900$28,217 equity gap
Rate
6.75%
7.40%today
Payment
$4,954/mo
$5,289today
  • 3beds
  • 2baths
  • 2,030sqft

18453 Ramona View Dr, Ramona

25552 Pappas Road, Ramona, CA, 92065 — assumable FHA mortgage at 6.96%
FHA
Active
56
$829,000$35,702 equity gap
Rate
6.96%
7.40%today
Payment
$5,335/mo
$5,575today
  • 3beds
  • 2baths
  • 2,253sqft

25552 Pappas Road, Ramona

1238 Cedar Street, Ramona, CA, 92065 — assumable VA mortgage at 5.30%
VA
Active
47
$936,000$195,930 equity gap
Rate
5.30%
7.40%today
Payment
$4,381/mo
$5,463today
  • 3beds
  • 3baths
  • 2,160sqft

1238 Cedar Street, Ramona

23952 Green Haven, Ramona, CA, 92065 — assumable FHA mortgage at 6.57%
FHA
Active
62
$449,000$23,263 equity gap
Rate
6.57%
7.40%today
Payment
$2,813/mo
$3,059today
  • 2beds
  • 2baths
  • 983sqft

23952 Green Haven, Ramona

1218 Creelman, Ramona, CA, 92065 — assumable VA mortgage at 6.27%
VA
Active
37
$749,000$80,461 equity gap
Rate
6.27%
7.40%today
Payment
$4,316/mo
$4,843today
  • 3beds
  • 2baths
  • 1,296sqft

1218 Creelman, Ramona

24396 Sargeant Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
51
$885,000$166,797 equity gap
Rate
6.33%
7.40%today
Payment
$4,664/mo
$5,200today
  • 4beds
  • 4baths
  • 2,594sqft

24396 Sargeant Road, Ramona

15808 Thomas Paine, Ramona, CA, 92065 — assumable FHA mortgage at 6.96%
FHA
Active
38
$799,999$128,187 equity gap
Rate
6.96%
7.40%today
Payment
$4,719/mo
$4,923today
  • 3beds
  • 2baths
  • 1,900sqft

15808 Thomas Paine, Ramona

16819 Daza Dr, Ramona, CA, 92065 — assumable FHA mortgage at 7.03%
FHA
Active
40
$849,000$148,346 equity gap
Rate
7.03%
7.40%today
Payment
$4,780/mo
$4,960today
  • 4beds
  • 3baths
  • 2,942sqft

16819 Daza Dr, Ramona

23601 Barrego Way, Ramona, CA, 92065 — assumable FHA mortgage at 6.22%
FHA
Active
21
$814,900$179,550 equity gap
Rate
6.22%
7.40%today
Payment
$3,934/mo
$4,438today
  • 4beds
  • 2baths
  • 1,679sqft

23601 Barrego Way, Ramona

16319 Wikiup Road, Ramona, CA, 92065 — assumable FHA mortgage at 6.85%
FHA
Active
67
$899,000$190,306 equity gap
Rate
6.85%
7.40%today
Payment
$4,719/mo
$4,986today
  • 4beds
  • 2baths
  • 2,434sqft

16319 Wikiup Road, Ramona

1922 Vermont, Ramona, CA, 92065 — assumable VA mortgage at 6.10%
VA
Active
44
$839,000$280,807 equity gap
Rate
6.10%
7.40%today
Payment
$3,399/mo
$3,884today
  • 3beds
  • 2baths
  • 1,552sqft

1922 Vermont, Ramona

16734 Georgios Way, Ramona, CA, 92065 — assumable FHA mortgage at 6.63%
FHA
Active
32
$779,000$234,843 equity gap
Rate
6.63%
7.40%today
Payment
$3,585/mo
$3,875today
  • 3beds
  • 2baths
  • 2,036sqft

16734 Georgios Way, Ramona

2239 Black Canyon Rd #91, Ramona, CA, 92065 — assumable FHA mortgage at 6.42%
FHA
Active
17
$400,000$234,871 equity gap
Rate
6.42%
7.40%today
Payment
$1,082/mo
$1,195today
  • 3beds
  • 2baths
  • 1,980sqft

2239 Black Canyon Rd #91, Ramona

24144 St Helena Court, Ramona, CA, 92065 — assumable VA mortgage at 6.85%
VA
Active
61
$739,900Potential short sale
Rate
6.85%
7.40%today
Payment
$6,025/mo
$6,366today
  • 3beds
  • 3baths
  • 1,800sqft

24144 St Helena Court, Ramona

Assuming a mortgage in Ramona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,082 /mo
Median cash to assume
$184,928
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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