Chris Prendergast

Chris Prendergast

Assumable homes for sale in Ripon, CA

8 homesVA & FHA loansrates from 2.89% vs 7.40% today

Ripon assumption guide
1417 Cherrywood Drive, Modesto, CA, 95350 — assumable VA mortgage at 3.26%
VA
Active
48
$429,900$158,710 equity gap
Rate
3.26%
7.40%today
Payment
$1,365/mo
$2,169today
  • 3beds
  • 2baths
  • 1,371sqft

1417 Cherrywood Drive, Modesto

3705 Kona Oak Drive, Modesto, CA, 95355 — assumable VA mortgage at 2.89%
VA
Active
24
$449,000$385,951 equity gap
Rate
2.89%
7.40%today
Payment
$302/mo
$502today
  • 3beds
  • 2baths
  • 1,636sqft

3705 Kona Oak Drive, Modesto

23276 cypress point, Ripon, CA, 95366 — assumable VA mortgage at 3.58%
VA
Active
39
$699,000$376,010 equity gap
Rate
3.58%
7.40%today
Payment
$1,897/mo
$2,897today
  • 3beds
  • 3baths
  • 1,796sqft

23276 cypress point, Ripon

2716 Dania Ct, Modesto, CA, 95358 — assumable VA mortgage at 6.67%
VA
Active
33
$505,000$25,001 equity gap
Rate
6.67%
7.40%today
Payment
$3,122/mo
$3,360today
  • 3beds
  • 2baths
  • 1,506sqft

2716 Dania Ct, Modesto

1427 Snyder St, Manteca, CA, 95336 — assumable FHA mortgage at 4.50%
FHA
Active
24
$515,000$430,104 equity gap
Rate
4.50%
7.40%today
Payment
$642/mo
$877today
  • 3beds
  • 2baths
  • 1,746sqft

1427 Snyder St, Manteca

478 Ribier Ct, Manteca, CA, 95336 — assumable FHA mortgage at 7.29%
FHA
Active
30
$470,000$29,158 equity gap
Rate
7.29%
7.40%today
Payment
$3,101/mo
$3,135today
  • 4beds
  • 2baths
  • 1,811sqft

478 Ribier Ct, Manteca

1415 Crimson Lane, Manteca, CA, 95336 — assumable FHA mortgage at 7.08%
FHA
Active
53
$580,000$81,244 equity gap
Rate
7.08%
7.40%today
Payment
$3,486/mo
$3,599today
  • 4beds
  • 3baths
  • 1,678sqft

1415 Crimson Lane, Manteca

436 Michigan, Manteca, CA, 95337 — assumable FHA mortgage at 5.10%
FHA
Active
2
$297,360Potential short sale
Rate
5.10%
7.40%today
Payment
$2,168/mo
$2,764today
  • 2beds
  • 1baths
  • 894sqft

436 Michigan, Manteca

Assuming a mortgage in Ripon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.89%
Lowest existing payment
$302 /mo
Median cash to assume
$158,710
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.