Chris Prendergast

Chris Prendergast

Assumable homes for sale in St. Francis, MN

14 homesFHA & VA loansrates from 2.50% vs 7.40% today

St. Francis assumption guide
23000 Bittersweet Street, Saint Francis, MN, 55070 — assumable VA mortgage at 2.86%
VA
Active
32
$239,900$53,174 equity gap
Rate
2.86%
7.40%today
Payment
$868/mo
$1,451today
  • 2beds
  • 2baths
  • 1,620sqft

23000 Bittersweet Street, Saint Francis

2780 229th Avenue, Oak Grove, MN, 55005 — assumable VA mortgage at 2.50%
VA
Active
53
$635,000$635,000 equity gap
Rate
2.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 2,826sqft

2780 229th Avenue, Oak Grove

23233 Vintage Street, Saint Francis, MN, 55070 — assumable VA mortgage at 2.72%
VA
Active
33
$359,900$177,126 equity gap
Rate
2.72%
7.40%today
Payment
$942/mo
$1,542today
  • 5beds
  • 3baths
  • 2,344sqft

23233 Vintage Street, Saint Francis

24358 Riverbank Lane, Saint Francis, MN, 55040 — assumable FHA mortgage at 2.81%
FHA
Active
61
$564,900$343,193 equity gap
Rate
2.81%
7.40%today
Payment
$1,047/mo
$1,761today
  • 5beds
  • 3baths
  • 3,929sqft

24358 Riverbank Lane, Saint Francis

23092 Guarani Street, Saint Francis, MN, 55070 — assumable VA mortgage at 2.97%
VA
Active
39
$369,900$154,861 equity gap
Rate
2.97%
7.40%today
Payment
$1,021/mo
$1,683today
  • 4beds
  • 2baths
  • 2,070sqft

23092 Guarani Street, Saint Francis

2651 230th Court, Saint Francis, MN, 55070 — assumable FHA mortgage at 3.46%
FHA
Active
43
$224,900$124,247 equity gap
Rate
3.46%
7.40%today
Payment
$577/mo
$894today
  • 2beds
  • 2baths
  • 1,640sqft

2651 230th Court, Saint Francis

3765 225th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 5.41%
FHA
Active
19
$324,900$52,019 equity gap
Rate
5.41%
7.40%today
Payment
$1,631/mo
$2,009today
  • 3beds
  • 2baths
  • 1,716sqft

3765 225th Lane, Saint Francis

18762 Grant Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.95%
FHA
Active
38
$379,000$16,318 equity gap
Rate
6.95%
7.40%today
Payment
$2,437/mo
$2,549today
  • 3beds
  • 2baths
  • 1,410sqft

18762 Grant Street, Elk River

3510 237th Avenue, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.36%
FHA
Active
35
$374,900$18,509 equity gap
Rate
6.36%
7.40%today
Payment
$2,321/mo
$2,580today
  • 3beds
  • 2baths
  • 1,062sqft

3510 237th Avenue, Saint Francis

26947 102nd Street, Zimmerman, MN, 55398 — assumable FHA mortgage at 7.04%
FHA
Active
49
$420,000$59,338 equity gap
Rate
7.04%
7.40%today
Payment
$2,447/mo
$2,536today
  • 4beds
  • 3baths
  • 2,313sqft

26947 102nd Street, Zimmerman

3643 236th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.26%
FHA
Active
32
$380,000$367,813 equity gap
Rate
6.26%
7.40%today
Payment
$76/mo
$85today
  • 4beds
  • 4baths
  • 2,073sqft

3643 236th Lane, Saint Francis

22619 Zion Parkway, Bethel, MN, 55005 — assumable FHA mortgage at 6.91%
FHA
Active
45
$470,000$429,368 equity gap
Rate
6.91%
7.40%today
Payment
$252/mo
$266today
  • 4beds
  • 4baths
  • 3,318sqft

22619 Zion Parkway, Bethel

2765 230th Lane, Saint Francis, MN, 55070 — assumable FHA mortgage at 6.99%
FHA
Active
11
$209,900$160,320 equity gap
Rate
6.99%
7.40%today
Payment
$865/mo
$901today
  • 2beds
  • 2baths
  • 1,638sqft

2765 230th Lane, Saint Francis

1130 Pierce Path, East Bethel, MN, 55005 — assumable FHA mortgage at 7.08%
FHA
Active
36
$420,000$409,668 equity gap
Rate
7.08%
7.40%today
Payment
$73/mo
$76today
  • 5beds
  • 2baths
  • 2,450sqft

1130 Pierce Path, East Bethel

Assuming a mortgage in St. Francis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$577 /mo
Median cash to assume
$157,591
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.