Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Saint Paul, MN

30 homesFHA & VA loansrates from 2.74% vs 7.40% today

Saint Paul assumption guide
520 Fred Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 2.87%
FHA
Active
15
$189,999$24,156 equity gap
Rate
2.87%
7.40%today
Payment
$774/mo
$1,292today
  • 2beds
  • 1baths
  • 1,292sqft

520 Fred Street, Saint Paul

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$309,900$52,644 equity gap
Rate
3.02%
7.40%today
Payment
$1,245/mo
$2,040today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

894 Euclid Street, Saint Paul, MN, 55106 — assumable VA mortgage at 3.56%
VA
Active
25
$245,000$24,162 equity gap
Rate
3.56%
7.40%today
Payment
$1,099/mo
$1,682today
  • 2beds
  • 1baths
  • 1,326sqft

894 Euclid Street, Saint Paul

1105 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
27
$235,000$69,157 equity gap
Rate
2.87%
7.40%today
Payment
$774/mo
$1,292today
  • 6beds
  • 2baths
  • 1,465sqft

1105 Rose Avenue, Saint Paul

1598 Shore Drive, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.93%
FHA
Active
40
$600,000$163,309 equity gap
Rate
2.93%
7.40%today
Payment
$2,055/mo
$3,405today
  • 6beds
  • 3baths
  • 4,120sqft

1598 Shore Drive, Saint Paul

995 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.96%
FHA
Active
40
$227,000$52,620 equity gap
Rate
2.96%
7.40%today
Payment
$820/mo
$1,353today
  • 3beds
  • 2baths
  • 1,567sqft

995 Rose Avenue, Saint Paul

833 3rd Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.17%
FHA
Active
25
$265,000$24,772 equity gap
Rate
4.17%
7.40%today
Payment
$1,272/mo
$1,807today
  • 6beds
  • 2baths
  • 1,960sqft

833 3rd Street, Saint Paul

30 B Street, Saint Paul, MN, 55106 — assumable VA mortgage at 2.74%
VA
Active
38
$435,000$165,725 equity gap
Rate
2.74%
7.40%today
Payment
$1,255/mo
$2,132today
  • 4beds
  • 4baths
  • 3,240sqft

30 B Street, Saint Paul

939 Earl Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
11
$219,999$67,226 equity gap
Rate
2.87%
7.40%today
Payment
$733/mo
$1,224today
  • 3beds
  • 2baths
  • 1,338sqft

939 Earl Street, Saint Paul

696 5th Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.18%
FHA
Active
22
$275,000$87,888 equity gap
Rate
3.18%
7.40%today
Payment
$932/mo
$1,496today
  • 4beds
  • 2baths
  • 2,045sqft

696 5th Street, Saint Paul

855 Cottage Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.28%
FHA
Active
27
$330,000$104,643 equity gap
Rate
3.28%
7.40%today
Payment
$1,137/mo
$1,802today
  • 3beds
  • 2baths
  • 1,527sqft

855 Cottage Avenue, Saint Paul

794 Case Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.90%
FHA
Active
28
$355,000$165,397 equity gap
Rate
2.90%
7.40%today
Payment
$883/mo
$1,469today
  • 6beds
  • 3baths
  • 2,670sqft

794 Case Avenue, Saint Paul

1052 Ross Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.07%
FHA
Active
4
$274,500Potential short sale
Rate
3.07%
7.40%today
Payment
$1,748/mo
$2,844today
  • 4beds
  • 4baths
  • 2,676sqft

1052 Ross Avenue, Saint Paul

790 Nevada Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.45%
FHA
Active
44
$280,000$150,617 equity gap
Rate
3.45%
7.40%today
Payment
$745/mo
$1,156today
  • 4beds
  • 2baths
  • 1,952sqft

790 Nevada Avenue, Saint Paul

1322 Reaney Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.50%
FHA
Active
31
$290,000$174,171 equity gap
Rate
3.50%
7.40%today
Payment
$705/mo
$1,087today
  • 3beds
  • 2baths
  • 1,760sqft

1322 Reaney Avenue, Saint Paul

998 Margaret Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.61%
FHA
Active
46
$275,000$152,191 equity gap
Rate
3.61%
7.40%today
Payment
$653/mo
$993today
  • 3beds
  • 2baths
  • 1,475sqft

998 Margaret Street, Saint Paul

971 Lawson Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 5.22%
FHA
Active
33
$175,000$13,239 equity gap
Rate
5.22%
7.40%today
Payment
$946/mo
$1,190today
  • 2beds
  • 1baths
  • 900sqft

971 Lawson Avenue, Saint Paul

215 Maple Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.86%
FHA
Active
26
$175,000$70,441 equity gap
Rate
3.86%
7.40%today
Payment
$605/mo
$892today
  • 2beds
  • 1baths
  • 1,136sqft

215 Maple Street, Saint Paul

910 Wilson Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 6.26%
FHA
Active
52
$279,900Potential short sale
Rate
6.26%
7.40%today
Payment
$1,906/mo
$2,141today
  • 5beds
  • 3baths
  • 1,191sqft

910 Wilson Avenue, Saint Paul

690 Conway Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.56%
FHA
Active
24
$265,000$95,156 equity gap
Rate
4.56%
7.40%today
Payment
$1,027/mo
$1,394today
  • 4beds
  • 3baths
  • 1,590sqft

690 Conway Street, Saint Paul

1245 Arkwright Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 5.23%
FHA
Active
12
$310,000$84,531 equity gap
Rate
5.23%
7.40%today
Payment
$1,325/mo
$1,666today
  • 5beds
  • 2baths
  • 2,184sqft

1245 Arkwright Street, Saint Paul

439 Arlington Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 6.48%
FHA
Active
43
$424,999$30,198 equity gap
Rate
6.48%
7.40%today
Payment
$2,601/mo
$2,855today
  • 6beds
  • 2baths
  • 2,000sqft

439 Arlington Avenue, Saint Paul

300 Wall Street #203, Saint Paul, MN, 55101 — assumable VA mortgage at 6.64%
VA
Active
19
$270,000$21,452 equity gap
Rate
6.64%
7.40%today
Payment
$1,639/mo
$1,770today
  • 2beds
  • 1baths
  • 1,491sqft

300 Wall Street #203, Saint Paul

988 Fremont Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.51%
FHA
Active
3
$179,900$34,737 equity gap
Rate
4.51%
7.40%today
Payment
$857/mo
$1,169today
  • 3beds
  • 2baths
  • 1,452sqft

988 Fremont Avenue, Saint Paul

1626 Minnehaha Avenue, Saint Paul, MN, 55106 — assumable VA mortgage at 4.90%
VA
Active
32
$234,900$79,933 equity gap
Rate
4.90%
7.40%today
Payment
$954/mo
$1,245today
  • 3beds
  • 1baths
  • 1,177sqft

1626 Minnehaha Avenue, Saint Paul

1288 Edgerton Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 6.27%
FHA
Active
25
$214,900$35,948 equity gap
Rate
6.27%
7.40%today
Payment
$1,151/mo
$1,292today
  • 2beds
  • 2baths
  • 1,302sqft

1288 Edgerton Street, Saint Paul

467 Beaumont Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 7.63%
FHA
Active
9
$219,900$37,321 equity gap
Rate
7.63%
7.40%today
Payment
$1,328/mo
$1,298today
  • 5beds
  • 2baths
  • 1,715sqft

467 Beaumont Street, Saint Paul

474 Hopkins Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 6.20%
FHA
Active
27
$240,000$182,411 equity gap
Rate
6.20%
7.40%today
Payment
$360/mo
$407today
  • 3beds
  • 2baths
  • 1,261sqft

474 Hopkins Street, Saint Paul

895 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 6.74%
FHA
Active
30
$244,999Potential short sale
Rate
6.74%
7.40%today
Payment
$1,767/mo
$1,888today
  • 5beds
  • 3baths
  • 2,532sqft

895 Rose Avenue, Saint Paul

596 Case Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 6.81%
FHA
Active
$170,000$151,507 equity gap
Rate
6.81%
7.40%today
Payment
$127/mo
$134today
  • 4beds
  • 2baths
  • 1,747sqft

596 Case Avenue, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$360 /mo
Median cash to assume
$70,441
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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