Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Saint Paul, MN

10 homesFHA & VA loansrates from 2.74% vs 7.40% today

Saint Paul assumption guide
1828 Bush Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
19
$249,900$48,417 equity gap
Rate
3.07%
7.40%today
Payment
$952/mo
$1,550today
  • 4beds
  • 1baths
  • 1,442sqft

1828 Bush Avenue, Saint Paul

837 Pedersen Street, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
29
$227,500$55,927 equity gap
Rate
3.07%
7.40%today
Payment
$814/mo
$1,326today
  • 2beds
  • 2baths
  • 1,256sqft

837 Pedersen Street, Saint Paul

30 B Street, Saint Paul, MN, 55106 — assumable VA mortgage at 2.74%
VA
Active
38
$435,000$165,725 equity gap
Rate
2.74%
7.40%today
Payment
$1,255/mo
$2,132today
  • 4beds
  • 4baths
  • 3,240sqft

30 B Street, Saint Paul

1322 Reaney Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.50%
FHA
Active
31
$290,000$174,171 equity gap
Rate
3.50%
7.40%today
Payment
$705/mo
$1,087today
  • 3beds
  • 2baths
  • 1,760sqft

1322 Reaney Avenue, Saint Paul

1381 White Bear Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 6.36%
FHA
Active
19
$190,000Potential short sale
Rate
6.36%
7.40%today
Payment
$1,284/mo
$1,428today
  • 3beds
  • 1baths
  • 1,344sqft

1381 White Bear Avenue, Saint Paul

2069 Manitou Avenue, Saint Paul, MN, 55119 — assumable VA mortgage at 6.26%
VA
Active
30
$240,000$24,450 equity gap
Rate
6.26%
7.40%today
Payment
$1,387/mo
$1,558today
  • 2beds
  • 1baths
  • 668sqft

2069 Manitou Avenue, Saint Paul

1626 Minnehaha Avenue, Saint Paul, MN, 55106 — assumable VA mortgage at 4.90%
VA
Active
32
$234,900$79,933 equity gap
Rate
4.90%
7.40%today
Payment
$954/mo
$1,245today
  • 3beds
  • 1baths
  • 1,177sqft

1626 Minnehaha Avenue, Saint Paul

1992 Clear Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 6.69%
FHA
Active
24
$195,000$19,385 equity gap
Rate
6.69%
7.40%today
Payment
$1,154/mo
$1,240today
  • 2beds
  • 1baths
  • 845sqft

1992 Clear Avenue, Saint Paul

2657 5th Street, Maplewood, MN, 55119 — assumable FHA mortgage at 7.04%
FHA
Active
28
$305,000$31,698 equity gap
Rate
7.04%
7.40%today
Payment
$1,854/mo
$1,922today
  • 3beds
  • 1baths
  • 1,464sqft

2657 5th Street, Maplewood

1828 Arlington Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 5.25%
FHA
Active
40
$249,900$173,450 equity gap
Rate
5.25%
7.40%today
Payment
$677/mo
$849today
  • 3beds
  • 1baths
  • 1,322sqft

1828 Arlington Avenue, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$677 /mo
Median cash to assume
$55,927
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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