Chris Prendergast

Chris Prendergast

Assumable homes for sale in Saint Paul, MN

19 homesFHA & VA loansrates from 2.00% vs 7.40% today

Saint Paul assumption guide
1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.40%today
Payment
$1,603/mo
$2,681today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.40%today
Payment
$1,356/mo
$2,243today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$24,711 equity gap
Rate
3.89%
7.40%today
Payment
$2,701/mo
$3,970today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.40%today
Payment
$1,249/mo
$2,033today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

809 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable VA mortgage at 2.98%
VA
Active
28
$250,000$99,046 equity gap
Rate
2.98%
7.40%today
Payment
$734/mo
$1,209today
  • 2beds
  • 2baths
  • 1,257sqft

809 Minnehaha Avenue, Saint Paul

979 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.00%
FHA
Active
36
$299,900$209,318 equity gap
Rate
2.00%
7.40%today
Payment
$656/mo
$1,229today
  • 2beds
  • 2baths
  • 1,543sqft

979 Saint Anthony Avenue, Saint Paul

899 Ashland Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.88%
FHA
Active
42
$569,900$304,159 equity gap
Rate
2.88%
7.40%today
Payment
$1,267/mo
$2,113today
  • 5beds
  • 3baths
  • 2,519sqft

899 Ashland Avenue, Saint Paul

878 Monroe Court, Saint Paul, MN, 55102 — assumable VA mortgage at 3.73%
VA
Active
17
$273,000$87,501 equity gap
Rate
3.73%
7.40%today
Payment
$989/mo
$1,482today
  • 3beds
  • 1baths
  • 1,452sqft

878 Monroe Court, Saint Paul

789 Fairview Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.07%
FHA
Active
37
$275,000$84,030 equity gap
Rate
4.07%
7.40%today
Payment
$1,071/mo
$1,541today
  • 3beds
  • 1baths
  • 1,287sqft

789 Fairview Avenue, Saint Paul

1464 Minnehaha Ave, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.50%
FHA
Active
105
$888,888$769,043 equity gap
Rate
4.50%
7.40%today
Payment
$928/mo
$1,268today
  • 10beds
  • 5baths
  • 5,700sqft

1464 Minnehaha Ave, Saint Paul

768 Lafond Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.69%
FHA
Active
28
$275,000$46,400 equity gap
Rate
6.69%
7.40%today
Payment
$1,500/mo
$1,611today
  • 2beds
  • 2baths
  • 1,552sqft

768 Lafond Avenue, Saint Paul

1640 Dayton Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.81%
FHA
Active
27
$324,900$46,006 equity gap
Rate
6.81%
7.40%today
Payment
$1,884/mo
$1,999today
  • 3beds
  • 2baths
  • 1,495sqft

1640 Dayton Avenue, Saint Paul

442 Pierce Street, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.90%
FHA
Active
40
$361,300$41,746 equity gap
Rate
6.90%
7.40%today
Payment
$2,199/mo
$2,311today
  • 4beds
  • 2baths
  • 2,160sqft

442 Pierce Street, Saint Paul

1655 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 7.44%
FHA
Active
32
$305,500$44,007 equity gap
Rate
7.44%
7.40%today
Payment
$1,865/mo
$1,858today
  • 2beds
  • 1baths
  • 850sqft

1655 Sherburne Avenue, Saint Paul

1471 Iglehart Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.75%
FHA
Active
12
$349,900$191,940 equity gap
Rate
4.75%
7.40%today
Payment
$1,311/mo
$1,740today
  • 4beds
  • 3baths
  • 2,516sqft

1471 Iglehart Avenue, Saint Paul

1514 Lafond Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.75%
FHA
Active
24
$240,000$162,221 equity gap
Rate
4.75%
7.40%today
Payment
$635/mo
$842today
  • 3beds
  • 1baths
  • 1,328sqft

1514 Lafond Avenue, Saint Paul

993 Fairmount Avenue, Saint Paul, MN, 55105 — assumable FHA mortgage at 6.69%
FHA
Active
77
$634,990$129,121 equity gap
Rate
6.69%
7.40%today
Payment
$3,378/mo
$3,628today
  • 5beds
  • 3baths
  • 2,834sqft

993 Fairmount Avenue, Saint Paul

1070 Dale Street, Saint Paul, MN, 55117 — assumable VA mortgage at 6.50%
VA
Active
38
$224,900$224,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,512sqft

1070 Dale Street, Saint Paul

813 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 7.42%
FHA
Active
37
$182,500$157,393 equity gap
Rate
7.42%
7.40%today
Payment
$464/mo
$464today
  • 3beds
  • 2baths
  • 1,444sqft

813 Minnehaha Avenue, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$464 /mo
Median cash to assume
$87,501
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.