Chris Prendergast

Chris Prendergast

Assumable homes for sale in Sand City, CA

6 homesVA & FHA loansrates from 2.73% vs 7.40% today

Sand City assumption guide
1273 Surf Avenue, Pacific Grove, CA, 93950 — assumable VA mortgage at 2.73%
VA
Active
39
$5,690,000$5,401,606 equity gap
Rate
2.73%
7.40%today
Payment
$1,343/mo
$2,284today
  • 4beds
  • 4baths
  • 3,282sqft

1273 Surf Avenue, Pacific Grove

26085 Carmel Hills Drive, Carmel, CA, 93923 — assumable VA mortgage at 2.88%
VA
Active
41
$1,600,000$1,095,269 equity gap
Rate
2.88%
7.40%today
Payment
$2,412/mo
$4,023today
  • 3beds
  • 2baths
  • 1,792sqft

26085 Carmel Hills Drive, Carmel

18015 McDowell Street, Marina, CA, 93933 — assumable VA mortgage at 3.47%
VA
Active
35
$960,000$618,641 equity gap
Rate
3.47%
7.40%today
Payment
$1,760/mo
$2,724today
  • 3beds
  • 2baths
  • 1,716sqft

18015 McDowell Street, Marina

19307 Stonehenge Lane, Marina, CA, 93933 — assumable FHA mortgage at 6.35%
FHA
Active
33
$865,250Potential short sale
Rate
6.35%
7.40%today
Payment
$5,531/mo
$6,154today
  • 3beds
  • 3baths
  • 1,866sqft

19307 Stonehenge Lane, Marina

3080 Crumpton Lane #21, Marina, CA, 93933 — assumable VA mortgage at 7.08%
VA
Active
40
$799,999$86,068 equity gap
Rate
7.08%
7.40%today
Payment
$4,933/mo
$5,092today
  • 3beds
  • 2baths
  • 1,302sqft

3080 Crumpton Lane #21, Marina

25983 High Terrace Lane, Salinas, CA, 93908 — assumable VA mortgage at 4.75%
VA
Active
54
$1,549,000Potential short sale
Rate
4.75%
7.40%today
Payment
$9,390/mo
$12,463today
  • 4beds
  • 5baths
  • 3,764sqft

25983 High Terrace Lane, Salinas

Assuming a mortgage in Sand City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$1,343 /mo
Median cash to assume
$618,641
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.