Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in San Diego, CA

200 homesVA & FHA loansrates from 2.65% vs 7.40% today

San Diego assumption guide
550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.40%today
Payment
$1,652/mo
$2,672today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$350,000$62,190 equity gap
Rate
2.88%
7.40%today
Payment
$1,338/mo
$2,231today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$135,635 equity gap
Rate
3.21%
7.40%today
Payment
$6,393/mo
$10,222today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$56,869 equity gap
Rate
3.09%
7.40%today
Payment
$1,862/mo
$3,022today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

8901 Arlingdale Way, Spring Valley, CA, 91977 — assumable VA mortgage at 3.14%
VA
Active
34
$549,000$108,438 equity gap
Rate
3.14%
7.40%today
Payment
$2,103/mo
$3,393today
  • 2beds
  • 3baths
  • 1,020sqft

8901 Arlingdale Way, Spring Valley

4079 Huerfano Ave #216, San Diego, CA, 92117 — assumable VA mortgage at 3.22%
VA
Active
24
$490,000$59,138 equity gap
Rate
3.22%
7.40%today
Payment
$2,066/mo
$3,300today
  • 2beds
  • 2baths
  • 780sqft

4079 Huerfano Ave #216, San Diego

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$104,340 equity gap
Rate
2.68%
7.40%today
Payment
$1,469/mo
$2,514today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

8840 Milburn Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.79%
VA
Active
40
$825,000$226,344 equity gap
Rate
2.79%
7.40%today
Payment
$2,774/mo
$4,680today
  • 5beds
  • 3baths
  • 2,148sqft

8840 Milburn Avenue, Spring Valley

1721 Santa Carolina Avenue ##1, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
45
$500,000$104,609 equity gap
Rate
2.87%
7.40%today
Payment
$1,888/mo
$3,152today
  • 2beds
  • 2baths
  • 1,116sqft

1721 Santa Carolina Avenue ##1, Chula Vista

910 Saint George Court, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.88%
FHA
Active
11
$735,000$180,035 equity gap
Rate
2.88%
7.40%today
Payment
$2,568/mo
$4,283today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George Court, Spring Valley

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,338 equity gap
Rate
2.88%
7.40%today
Payment
$1,329/mo
$2,216today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

6363 Rancho Mission Rd. Road #4, San Diego, CA, 92108 — assumable FHA mortgage at 2.98%
FHA
Active
44
$560,000$131,787 equity gap
Rate
2.98%
7.40%today
Payment
$2,035/mo
$3,351today
  • 2beds
  • 2baths
  • 1,349sqft

6363 Rancho Mission Rd. Road #4, San Diego

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$98,397 equity gap
Rate
2.98%
7.40%today
Payment
$1,327/mo
$2,184today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$148,863 equity gap
Rate
3.05%
7.40%today
Payment
$2,604/mo
$4,250today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

3238 Ashford Street #D, San Diego, CA, 92111 — assumable VA mortgage at 3.06%
VA
Active
34
$439,000$113,410 equity gap
Rate
3.06%
7.40%today
Payment
$1,565/mo
$2,550today
  • 2beds
  • 1baths
  • 716sqft

3238 Ashford Street #D, San Diego

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$62,388 equity gap
Rate
3.56%
7.40%today
Payment
$2,149/mo
$3,289today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$789,000$89,540 equity gap
Rate
3.625%
7.40%today
Payment
$3,499/mo
$5,312today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

425 Beech Street #314, San Diego, CA, 92101 — assumable FHA mortgage at 3.92%
FHA
Active
36
$534,900$27,213 equity gap
Rate
3.92%
7.40%today
Payment
$2,612/mo
$3,792today
  • 2beds
  • 2baths
  • 977sqft

425 Beech Street #314, San Diego

5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$191,471 equity gap
Rate
3.75%
7.40%today
Payment
$4,539/mo
$6,785today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 equity gap
Rate
2.67%
7.40%today
Payment
$1,286/mo
$2,204today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

2825 3rd Avenue #205, San Diego, CA, 92103 — assumable VA mortgage at 2.72%
VA
Active
37
$579,000$189,881 equity gap
Rate
2.72%
7.40%today
Payment
$1,823/mo
$3,104today
  • 2beds
  • 2baths
  • 949sqft

2825 3rd Avenue #205, San Diego

1501 Front St #302, San Diego, CA, 92101 — assumable VA mortgage at 2.77%
VA
Active
40
$699,000$279,534 equity gap
Rate
2.77%
7.40%today
Payment
$1,967/mo
$3,327today
  • 2beds
  • 2baths
  • 1,058sqft

1501 Front St #302, San Diego

1006 Angelus, San Diego, CA, 92114 — assumable VA mortgage at 2.77%
VA
Active
43
$770,000$259,419 equity gap
Rate
2.77%
7.40%today
Payment
$2,355/mo
$3,984today
  • 4beds
  • 2baths
  • 1,603sqft

1006 Angelus, San Diego

528 Carlsbad Street, Spring Valley, CA, 91977 — assumable VA mortgage at 2.77%
VA
Active
23
$625,000$234,306 equity gap
Rate
2.77%
7.40%today
Payment
$1,802/mo
$3,049today
  • 3beds
  • 2baths
  • 1,056sqft

528 Carlsbad Street, Spring Valley

3655 44th St., San Diego, CA, 92105 — assumable FHA mortgage at 2.81%
FHA
Active
29
$845,000$240,441 equity gap
Rate
2.81%
7.40%today
Payment
$2,827/mo
$4,758today
  • —beds
  • —baths
  • —sqft

3655 44th St., San Diego

10715 Caminito Cascara, San Diego, CA, 92108 — assumable VA mortgage at 2.86%
VA
Active
35
$649,999$245,444 equity gap
Rate
2.86%
7.40%today
Payment
$1,934/mo
$3,233today
  • 3beds
  • 2baths
  • 1,334sqft

10715 Caminito Cascara, San Diego

2083 Manzana Way, San Diego, CA, 92139 — assumable VA mortgage at 2.86%
VA
Active
47
$674,900$236,227 equity gap
Rate
2.86%
7.40%today
Payment
$2,097/mo
$3,506today
  • 4beds
  • 3baths
  • 1,555sqft

2083 Manzana Way, San Diego

6615 Canyon Rim Row #160, San Diego, CA, 92111 — assumable VA mortgage at 2.93%
VA
Active
20
$519,000$206,498 equity gap
Rate
2.93%
7.40%today
Payment
$1,505/mo
$2,494today
  • 1beds
  • 1baths
  • 840sqft

6615 Canyon Rim Row #160, San Diego

2860 Carmar Way, San Diego, CA, 92139 — assumable VA mortgage at 2.98%
VA
Active
33
$849,999$299,957 equity gap
Rate
2.98%
7.40%today
Payment
$2,676/mo
$4,406today
  • 4beds
  • 3baths
  • 1,668sqft

2860 Carmar Way, San Diego

877 Island Ave #203, San Diego, CA, 92101 — assumable VA mortgage at 2.99%
VA
Active
33
$999,000$394,355 equity gap
Rate
2.99%
7.40%today
Payment
$2,931/mo
$4,819today
  • 1beds
  • 2baths
  • 1,603sqft

877 Island Ave #203, San Diego

1604 Presioca Street #11, Spring Valley, CA, 91977 — assumable VA mortgage at 3.06%
VA
Active
33
$434,000$142,430 equity gap
Rate
3.06%
7.40%today
Payment
$1,401/mo
$2,283today
  • 2beds
  • 2baths
  • 1,036sqft

1604 Presioca Street #11, Spring Valley

425 Meadowbrook Dr #123, San Diego, CA, 92114 — assumable VA mortgage at 3.08%
VA
Active
44
$699,900$229,580 equity gap
Rate
3.08%
7.40%today
Payment
$2,270/mo
$3,690today
  • 3beds
  • 3baths
  • 1,535sqft

425 Meadowbrook Dr #123, San Diego

763 G Ave, Coronado, CA, 92118 — assumable VA mortgage at 2.65%
VA
Active
37
$2,985,000$1,961,388 equity gap
Rate
2.65%
7.40%today
Payment
$4,737/mo
$8,139today
  • 3beds
  • 3baths
  • 2,368sqft

763 G Ave, Coronado

3454 Castle Glen Dr #151, San Diego, CA, 92123 — assumable VA mortgage at 2.66%
VA
Active
36
$449,900$254,415 equity gap
Rate
2.66%
7.40%today
Payment
$908/mo
$1,558today
  • 2beds
  • 2baths
  • 885sqft

3454 Castle Glen Dr #151, San Diego

7545 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.80%
VA
Active
38
$629,999$315,709 equity gap
Rate
2.80%
7.40%today
Payment
$1,455/mo
$2,451today
  • 3beds
  • 3baths
  • 1,450sqft

7545 Jamacha Road, San Diego

1400 Broadway #1101, San Diego, CA, 92101 — assumable VA mortgage at 2.80%
VA
Active
26
$599,000$387,122 equity gap
Rate
2.80%
7.40%today
Payment
$981/mo
$1,652today
  • 2beds
  • 2baths
  • 1,077sqft

1400 Broadway #1101, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$516 /mo
Median cash to assume
$179,024
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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