VA
Active
25$520,000$148,496 equity gap
- Rate
- 3.73%
7.40%today- Payment
- $1,984/mo
$2,974today
- 2beds
- 2baths
- 999sqft
Assumable homes for sale in San Jose, CA
22 homesFHA & VA loansrates from 2.29% vs 7.40% today
San Jose assumption guide
FHA
Active
2$4,150,000$3,165,653 equity gap
- Rate
- 2.29%
7.40%today- Payment
- $4,323/mo
$7,789today
- 3beds
- 1baths
- 1,246sqft
20696 Hanford Drive, Cupertino
FHA
Active
45$1,399,999$1,198,475 equity gap
- Rate
- 2.88%
7.40%today- Payment
- $1,058/mo
$1,677today
- 3beds
- 2baths
- 1,758sqft
3562 Oakleaf, San Jose
VA
Active
22$1,199,950$782,962 equity gap
- Rate
- 2.89%
7.40%today- Payment
- $1,995/mo
$3,323today
- 3beds
- 2baths
- 1,128sqft
623 Seneca Court, San Jose
VA
Active
25$1,798,888$1,323,992 equity gap
- Rate
- 2.98%
7.40%today- Payment
- $2,310/mo
$3,804today
- 4beds
- 2baths
- 1,841sqft
3219 Mabury Road, San Jose
VA
Active
27$1,899,888$1,388,057 equity gap
- Rate
- 3.04%
7.40%today- Payment
- $2,488/mo
$4,066today
- 4beds
- 2baths
- 1,879sqft
200 Kamson Way, Campbell
VA
Active
20$1,249,000$757,601 equity gap
- Rate
- 3.09%
7.40%today- Payment
- $2,333/mo
$3,787today
- 3beds
- 3baths
- 1,674sqft
1301 Phelps Avenue, San Jose
FHA
Active
40$1,475,000$1,104,998 equity gap
- Rate
- 3.36%
7.40%today- Payment
- $2,465/mo
$3,868today
- 4beds
- 4baths
- 1,967sqft
3350 Woodside Lane, San Jose
VA
Active
33$588,000$125,120 equity gap
- Rate
- 4.21%
7.40%today- Payment
- $2,791/mo
$3,947today
- 2beds
- 1baths
- 853sqft
2201 Monroe Street #905, Santa Clara
VA
Active
15$478,500$146,789 equity gap
- Rate
- 4.20%
7.40%today- Payment
- $1,998/mo
$2,829today
- 2beds
- 1baths
- 798sqft
5630 Allen Avenue #4, San Jose
FHA
Active
17$3,999,000$3,536,209 equity gap
- Rate
- 3.92%
7.40%today- Payment
- $3,298/mo
$4,830today
- 5beds
- 5baths
- 4,383sqft
1998 Campbell Avenue, San Jose
FHA
Active
27$559,999$427,728 equity gap
- Rate
- 4.49%
7.40%today- Payment
- $1,011/mo
$1,383today
- 2beds
- 2baths
- 871sqft
482 Shadowgraph Drive, San Jose
VA
Active
32$629,000$47,837 equity gap
- Rate
- 6.15%
7.40%today- Payment
- $3,562/mo
$4,048today
- 2beds
- 2baths
- 1,122sqft
5280 Borneo Circle, San Jose
FHA
Active
$1,300,000$114,257 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $7,602/mo
$8,327today
- 2beds
- 3baths
- 1,577sqft
2035 Worthington Circle, Santa Clara
FHA
Active
23$949,000$82,825 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $5,485/mo
$6,008today
- 3beds
- 2baths
- 1,073sqft
1210 Gainsville Avenue, San Jose
FHA
Active
23$519,000$73,504 equity gap
- Rate
- 6.43%
7.40%today- Payment
- $2,904/mo
$3,204today
- 2beds
- 1baths
- 880sqft
363 Kenbrook Circle, San Jose
FHA
Active
33$550,000$335,885 equity gap
- Rate
- 5.00%
7.40%today- Payment
- $1,844/mo
$2,379today
- 1beds
- 2baths
- 841sqft
88 Bush Street #2202, San Jose
FHA
Active
28$1,199,900$963,640 equity gap
- Rate
- 5.00%
7.40%today- Payment
- $2,000/mo
$2,579today
- 3beds
- 3baths
- 1,546sqft
221 Beegum Way, San Jose
VA
Active
26$3,198,000$2,445,546 equity gap
- Rate
- 6.20%
7.40%today- Payment
- $4,713/mo
$5,328today
- 4beds
- 5baths
- 2,994sqft
1874 Arbor Drive, San Jose
FHA
Active
34$1,200,000$502,110 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $4,470/mo
$4,896today
- 4beds
- 2baths
- 1,200sqft
3855 KAUAI Drive, San Jose
VA
Active
42$508,888$364,884 equity gap
- Rate
- 6.54%
7.40%today- Payment
- $952/mo
$1,039today
- 2beds
- 1baths
- 913sqft
6094 Montgomery Court, San Jose
FHA
Active
25$389,988$377,617 equity gap
- Rate
- 7.18%
7.40%today- Payment
- $86/mo
$88today
- 1beds
- 1baths
- 777sqft
247 Capitol Avenue #161, San Jose
Assuming a mortgage in San Jose
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.29%
- Lowest existing payment
- $952 /mo
- Median cash to assume
- $464,919