Chris Prendergast

Chris Prendergast

Assumable homes for sale in San Pedro, CA

11 homesFHA & VA loansrates from 2.88% vs 7.40% today

San Pedro assumption guide
378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$138,478 equity gap
Rate
3.01%
7.40%today
Payment
$1,464/mo
$2,402today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

1316 Grand, San Pedro, CA, 90731 — assumable FHA mortgage at 3.09%
FHA
Active
34
$899,900$343,112 equity gap
Rate
3.09%
7.40%today
Payment
$2,690/mo
$4,368today
  • —beds
  • —baths
  • 2,226sqft

1316 Grand, San Pedro

30645 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.875%
VA
Active
45
$2,695,000$2,695,000 equity gap
Rate
2.875%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,087sqft

30645 Ganado Drive, Rancho Palos Verdes

30569 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 3.21%
VA
Active
59
$2,450,000$1,036,171 equity gap
Rate
3.21%
7.40%today
Payment
$6,772/mo
$10,829today
  • 5beds
  • 3baths
  • 2,677sqft

30569 Ganado Drive, Rancho Palos Verdes

1054 23rd Street, San Pedro, CA, 90731 — assumable VA mortgage at 4.67%
VA
Active
24
$1,399,000$254,762 equity gap
Rate
4.67%
7.40%today
Payment
$6,372/mo
$8,536today
  • —beds
  • —baths
  • 2,797sqft

1054 23rd Street, San Pedro

1631 Cabrillo, San Pedro, CA, 90731 — assumable FHA mortgage at 3.86%
FHA
Active
42
$899,999$605,652 equity gap
Rate
3.86%
7.40%today
Payment
$1,808/mo
$2,667today
  • 3beds
  • 2baths
  • 1,509sqft

1631 Cabrillo, San Pedro

1638 Hornet, San Pedro, CA, 90732 — assumable VA mortgage at 6.95%
VA
Active
19
$950,000$268,926 equity gap
Rate
6.95%
7.40%today
Payment
$4,634/mo
$4,847today
  • 4beds
  • 8baths
  • 1,873sqft

1638 Hornet, San Pedro

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.40%today
Payment
$3,782/mo
$3,980today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.40%today
Payment
$3,782/mo
$3,980today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

332 Miraleste Drive #235, San Pedro, CA, 90732 — assumable VA mortgage at 7.96%
VA
Active
50
$419,000$420,106 equity gap
Rate
7.96%
7.40%today
Payment
$366/mo
$347today
  • 2beds
  • 2baths
  • 1,107sqft

332 Miraleste Drive #235, San Pedro

732 12th, San Pedro, CA, 90731 — assumable FHA mortgage
FHA
Active
12
$749,000$749,000 equity gap
Rate
—%
7.40%today
Payment
$0/mo
  • 3beds
  • 1baths
  • 800sqft

732 12th, San Pedro

Assuming a mortgage in San Pedro

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$366 /mo
Median cash to assume
$512,686
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.