Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Santa Ana, CA

47 homesFHA & VA loansrates from 2.73% vs 7.40% today

Santa Ana assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.40%today
Payment
$2,791/mo
$4,276today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

5651 Plaza De Santos, Anaheim, CA, 92807 — assumable FHA mortgage at 2.87%
FHA
Active
16
$689,500$199,590 equity gap
Rate
2.87%
7.40%today
Payment
$2,280/mo
$3,807today
  • 2beds
  • 1baths
  • 982sqft

5651 Plaza De Santos, Anaheim

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.40%today
Payment
$1,843/mo
$3,012today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

1795 Glenoaks Avenue, Anaheim, CA, 92801 — assumable FHA mortgage at 3.10%
FHA
Active
37
$595,000$147,549 equity gap
Rate
3.10%
7.40%today
Payment
$2,117/mo
$3,433today
  • 2beds
  • 1baths
  • 896sqft

1795 Glenoaks Avenue, Anaheim

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$199,178 equity gap
Rate
2.94%
7.40%today
Payment
$1,783/mo
$2,951today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

650 Hazelwood, Anaheim, CA, 92802 — assumable VA mortgage at 2.73%
VA
Active
46
$990,000$765,065 equity gap
Rate
2.73%
7.40%today
Payment
$1,048/mo
$1,781today
  • 3beds
  • 3baths
  • 1,429sqft

650 Hazelwood, Anaheim

13231 Creek View Drive #C, Garden Grove, CA, 92844 — assumable VA mortgage at 2.77%
VA
Active
34
$649,000$476,047 equity gap
Rate
2.77%
7.40%today
Payment
$798/mo
$1,350today
  • 2beds
  • 2baths
  • 1,163sqft

13231 Creek View Drive #C, Garden Grove

7145 Grovewood Lane, Orange Park Acres, CA, 92869 — assumable VA mortgage at 2.78%
VA
Active
36
$1,899,000$834,539 equity gap
Rate
2.78%
7.40%today
Payment
$5,020/mo
$8,482today
  • 5beds
  • 3baths
  • 2,836sqft

7145 Grovewood Lane, Orange Park Acres

2122 Chalet, Anaheim, CA, 92804 — assumable VA mortgage at 2.80%
VA
Active
15
$1,208,000$745,274 equity gap
Rate
2.80%
7.40%today
Payment
$2,137/mo
$3,600today
  • 4beds
  • 3baths
  • 2,272sqft

2122 Chalet, Anaheim

7832 Ruthann, Stanton, CA, 90680 — assumable FHA mortgage at 2.81%
FHA
Active
35
$945,000$404,526 equity gap
Rate
2.81%
7.40%today
Payment
$2,557/mo
$4,304today
  • 5beds
  • 2baths
  • 1,478sqft

7832 Ruthann, Stanton

199 Magnolia Avenue #D, Anaheim, CA, 92801 — assumable FHA mortgage at 2.93%
FHA
Active
35
$695,000$332,883 equity gap
Rate
2.93%
7.40%today
Payment
$1,708/mo
$2,830today
  • 3beds
  • 3baths
  • 1,222sqft

199 Magnolia Avenue #D, Anaheim

11389 Nayshon Court, Cypress, CA, 90630 — assumable VA mortgage at 2.96%
VA
Active
75
$1,074,000$639,052 equity gap
Rate
2.96%
7.40%today
Payment
$2,101/mo
$3,469today
  • 4beds
  • 3baths
  • 1,900sqft

11389 Nayshon Court, Cypress

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,695,000$740,549 equity gap
Rate
2.97%
7.40%today
Payment
$4,532/mo
$7,471today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

1107 Memory Lane #13C, Santa Ana, CA, 92706 — assumable FHA mortgage at 2.98%
FHA
Active
29
$539,000$191,559 equity gap
Rate
2.98%
7.40%today
Payment
$1,637/mo
$2,695today
  • 2beds
  • 2baths
  • 1,102sqft

1107 Memory Lane #13C, Santa Ana

6907 Orangewood, Cypress, CA, 90630 — assumable FHA mortgage at 3.00%
FHA
Active
45
$764,999$764,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,392sqft

6907 Orangewood, Cypress

161 Working Ranch, Irvine, CA, 92602 — assumable FHA mortgage at 3.11%
FHA
Active
48
$1,399,000$716,315 equity gap
Rate
3.11%
7.40%today
Payment
$3,241/mo
$5,249today
  • 3beds
  • 4baths
  • 1,809sqft

161 Working Ranch, Irvine

1234 Everglade, Santa Ana, CA, 92704 — assumable FHA mortgage at 3.49%
FHA
Active
2
$749,900$261,987 equity gap
Rate
3.49%
7.40%today
Payment
$2,550/mo
$3,936today
  • 3beds
  • 2baths
  • 1,071sqft

1234 Everglade, Santa Ana

1580 Stoneman, Anaheim, CA, 92802 — assumable FHA mortgage at 3.23%
FHA
Active
6
$1,150,000$706,279 equity gap
Rate
3.23%
7.40%today
Payment
$2,232/mo
$3,559today
  • 3beds
  • 2baths
  • 1,266sqft

1580 Stoneman, Anaheim

8514 Baker Hill Road #B, Orange, CA, 92869 — assumable FHA mortgage at 3.50%
FHA
Active
31
$649,000$631,027 equity gap
Rate
3.50%
7.40%today
Payment
$234/mo
$361today
  • 2beds
  • 2baths
  • 882sqft

8514 Baker Hill Road #B, Orange

12591 Vista Panorama, North Tustin, CA, 92705 — assumable FHA mortgage at 3.54%
FHA
Active
68
$1,850,000$1,511,155 equity gap
Rate
3.54%
7.40%today
Payment
$2,237/mo
$3,432today
  • 3beds
  • 2baths
  • 2,008sqft

12591 Vista Panorama, North Tustin

943 Lamark Lane, Anaheim, CA, 92802 — assumable FHA mortgage at 4.50%
FHA
Active
24
$744,900$153,828 equity gap
Rate
4.50%
7.40%today
Payment
$3,011/mo
$4,114today
  • 3beds
  • 2baths
  • 1,214sqft

943 Lamark Lane, Anaheim

7661 El Monte, Buena Park, CA, 90620 — assumable FHA mortgage at 3.92%
FHA
Active
14
$939,000$627,752 equity gap
Rate
3.92%
7.40%today
Payment
$1,868/mo
$2,712today
  • 4beds
  • 2baths
  • 1,500sqft

7661 El Monte, Buena Park

1581 Lincoln, Anaheim, CA, 92805 — assumable VA mortgage at 4.09%
VA
Active
40
$845,000$473,322 equity gap
Rate
4.09%
7.40%today
Payment
$2,341/mo
$3,358today
  • 3beds
  • 4baths
  • 1,696sqft

1581 Lincoln, Anaheim

715 Webster #30 Avenue, Anaheim, CA, 92804 — assumable VA mortgage at 6.83%
VA
Active
23
$530,000$15,451 equity gap
Rate
6.83%
7.40%today
Payment
$3,407/mo
$3,607today
  • 2beds
  • 2baths
  • 912sqft

715 Webster #30 Avenue, Anaheim

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.40%today
Payment
$2,049/mo
$2,888today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

278 Wilshire #129, Anaheim, CA, 92801 — assumable FHA mortgage at 5.09%
FHA
Active
40
$429,000$124,864 equity gap
Rate
5.09%
7.40%today
Payment
$1,763/mo
$2,250today
  • 1beds
  • 1baths
  • 682sqft

278 Wilshire #129, Anaheim

502 Wilshire, Santa Ana, CA, 92707 — assumable VA mortgage at 6.35%
VA
Active
25
$949,000$70,455 equity gap
Rate
6.35%
7.40%today
Payment
$5,519/mo
$6,141today
  • 4beds
  • 2baths
  • 1,395sqft

502 Wilshire, Santa Ana

10373 Briar Oaks Drive #A, Stanton, CA, 90680 — assumable FHA mortgage at 6.42%
FHA
Active
10
$574,999$54,516 equity gap
Rate
6.42%
7.40%today
Payment
$3,397/mo
$3,753today
  • 2beds
  • 2baths
  • 961sqft

10373 Briar Oaks Drive #A, Stanton

435 Center Street Promenade #221, Anaheim, CA, 92805 — assumable VA mortgage at 6.50%
VA
Active
43
$688,000$47,842 equity gap
Rate
6.50%
7.40%today
Payment
$4,061/mo
$4,449today
  • 2beds
  • 2baths
  • 1,083sqft

435 Center Street Promenade #221, Anaheim

3500 Greenville Street #C2, Santa Ana, CA, 92704 — assumable VA mortgage at 6.58%
VA
Active
26
$575,000$29,324 equity gap
Rate
6.58%
7.40%today
Payment
$3,510/mo
$3,813today
  • 2beds
  • 2baths
  • 907sqft

3500 Greenville Street #C2, Santa Ana

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$147,377 equity gap
Rate
6.69%
7.40%today
Payment
$16,115/mo
$17,310today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$749,000$316,161 equity gap
Rate
4.66%
7.40%today
Payment
$2,630/mo
$3,527today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,943 equity gap
Rate
4.70%
7.40%today
Payment
$2,393/mo
$3,195today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

147 Mine Canyon Road #D, Orange, CA, 92869 — assumable VA mortgage at 6.50%
VA
Active
36
$515,000$53,947 equity gap
Rate
6.50%
7.40%today
Payment
$3,002/mo
$3,289today
  • 1beds
  • 1baths
  • 678sqft

147 Mine Canyon Road #D, Orange

12322 Flagstone, Garden Grove, CA, 92843 — assumable FHA mortgage at 6.95%
FHA
Active
24
$980,000$173,525 equity gap
Rate
6.95%
7.40%today
Payment
$5,460/mo
$5,711today
  • 4beds
  • 2baths
  • 938sqft

12322 Flagstone, Garden Grove

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 equity gap
Rate
6.28%
7.40%today
Payment
$3,026/mo
$3,392today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

Assuming a mortgage in Santa Ana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$513 /mo
Median cash to assume
$332,883
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe