Chris Prendergast

Chris Prendergast

Assumable homes for sale in Santa Clara, CA

19 homesFHA & VA loansrates from 2.29% vs 7.40% today

Santa Clara assumption guide
228 Flynn Avenue, Mountain View, CA, 94043 — assumable VA mortgage at 2.77%
VA
Active
42
$1,250,000$463,267 equity gap
Rate
2.77%
7.40%today
Payment
$3,689/mo
$6,240today
  • 2beds
  • 3baths
  • 1,614sqft

228 Flynn Avenue, Mountain View

3819 7 Trees Boulevard #201, San Jose, CA, 95111 — assumable VA mortgage at 3.73%
VA
Active
25
$520,000$148,496 equity gap
Rate
3.73%
7.40%today
Payment
$1,984/mo
$2,974today
  • 2beds
  • 2baths
  • 999sqft

3819 7 Trees Boulevard #201, San Jose

20696 Hanford Drive, Cupertino, CA, 95014 — assumable FHA mortgage at 2.29%
FHA
Active
2
$4,150,000$3,165,653 equity gap
Rate
2.29%
7.40%today
Payment
$4,323/mo
$7,789today
  • 3beds
  • 1baths
  • 1,246sqft

20696 Hanford Drive, Cupertino

3219 Mabury Road, San Jose, CA, 95127 — assumable VA mortgage at 2.98%
VA
Active
25
$1,798,888$1,323,992 equity gap
Rate
2.98%
7.40%today
Payment
$2,310/mo
$3,804today
  • 4beds
  • 2baths
  • 1,841sqft

3219 Mabury Road, San Jose

200 Kamson Way, Campbell, CA, 95008 — assumable VA mortgage at 3.04%
VA
Active
27
$1,899,888$1,388,057 equity gap
Rate
3.04%
7.40%today
Payment
$2,488/mo
$4,066today
  • 4beds
  • 2baths
  • 1,879sqft

200 Kamson Way, Campbell

1301 Phelps Avenue, San Jose, CA, 95117 — assumable VA mortgage at 3.09%
VA
Active
20
$1,249,000$757,601 equity gap
Rate
3.09%
7.40%today
Payment
$2,333/mo
$3,787today
  • 3beds
  • 3baths
  • 1,674sqft

1301 Phelps Avenue, San Jose

2201 Monroe Street #905, Santa Clara, CA, 95050 — assumable VA mortgage at 4.21%
VA
Active
33
$588,000$125,120 equity gap
Rate
4.21%
7.40%today
Payment
$2,791/mo
$3,947today
  • 2beds
  • 1baths
  • 853sqft

2201 Monroe Street #905, Santa Clara

1 Comstock Queen Court, Mountain View, CA, 94043 — assumable FHA mortgage at 3.80%
FHA
Active
15
$948,500$680,565 equity gap
Rate
3.80%
7.40%today
Payment
$1,662/mo
$2,469today
  • 2beds
  • 1baths
  • 990sqft

1 Comstock Queen Court, Mountain View

1998 Campbell Avenue, San Jose, CA, 95125 — assumable FHA mortgage at 3.92%
FHA
Active
17
$3,999,000$3,536,209 equity gap
Rate
3.92%
7.40%today
Payment
$3,298/mo
$4,830today
  • 5beds
  • 5baths
  • 4,383sqft

1998 Campbell Avenue, San Jose

482 Shadowgraph Drive, San Jose, CA, 95110 — assumable FHA mortgage at 4.49%
FHA
Active
27
$559,999$427,728 equity gap
Rate
4.49%
7.40%today
Payment
$1,011/mo
$1,383today
  • 2beds
  • 2baths
  • 871sqft

482 Shadowgraph Drive, San Jose

5280 Borneo Circle, San Jose, CA, 95123 — assumable VA mortgage at 6.15%
VA
Active
32
$629,000$47,837 equity gap
Rate
6.15%
7.40%today
Payment
$3,562/mo
$4,048today
  • 2beds
  • 2baths
  • 1,122sqft

5280 Borneo Circle, San Jose

2035 Worthington Circle, Santa Clara, CA, 95050 — assumable FHA mortgage at 6.50%
FHA
Active
$1,300,000$114,257 equity gap
Rate
6.50%
7.40%today
Payment
$7,602/mo
$8,327today
  • 2beds
  • 3baths
  • 1,577sqft

2035 Worthington Circle, Santa Clara

1210 Gainsville Avenue, San Jose, CA, 95122 — assumable FHA mortgage at 6.50%
FHA
Active
23
$949,000$82,825 equity gap
Rate
6.50%
7.40%today
Payment
$5,485/mo
$6,008today
  • 3beds
  • 2baths
  • 1,073sqft

1210 Gainsville Avenue, San Jose

1103 Abbott Ave, Milpitas, CA, 95035 — assumable FHA mortgage at 7.06%
FHA
Active
16
$699,999$42,034 equity gap
Rate
7.06%
7.40%today
Payment
$4,502/mo
$4,657today
  • 2beds
  • 2baths
  • 1,174sqft

1103 Abbott Ave, Milpitas

363 Kenbrook Circle, San Jose, CA, 95111 — assumable FHA mortgage at 6.43%
FHA
Active
23
$519,000$73,504 equity gap
Rate
6.43%
7.40%today
Payment
$2,904/mo
$3,204today
  • 2beds
  • 1baths
  • 880sqft

363 Kenbrook Circle, San Jose

88 Bush Street #2202, San Jose, CA, 95126 — assumable FHA mortgage at 5.00%
FHA
Active
33
$550,000$335,885 equity gap
Rate
5.00%
7.40%today
Payment
$1,844/mo
$2,379today
  • 1beds
  • 2baths
  • 841sqft

88 Bush Street #2202, San Jose

1874 Arbor Drive, San Jose, CA, 95125 — assumable VA mortgage at 6.20%
VA
Active
26
$3,198,000$2,445,546 equity gap
Rate
6.20%
7.40%today
Payment
$4,713/mo
$5,328today
  • 4beds
  • 5baths
  • 2,994sqft

1874 Arbor Drive, San Jose

3855 KAUAI Drive, San Jose, CA, 95111 — assumable FHA mortgage at 6.50%
FHA
Active
34
$1,200,000$502,110 equity gap
Rate
6.50%
7.40%today
Payment
$4,470/mo
$4,896today
  • 4beds
  • 2baths
  • 1,200sqft

3855 KAUAI Drive, San Jose

247 Capitol Avenue #161, San Jose, CA, 95127 — assumable FHA mortgage at 7.18%
FHA
Active
25
$389,988$377,617 equity gap
Rate
7.18%
7.40%today
Payment
$86/mo
$88today
  • 1beds
  • 1baths
  • 777sqft

247 Capitol Avenue #161, San Jose

Assuming a mortgage in Santa Clara

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.29%
Lowest existing payment
$1,011 /mo
Median cash to assume
$427,728
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.