Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Santa Monica, CA

43 homesVA & FHA loansrates from 2.36% vs 7.40% today

Santa Monica assumption guide
4812 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 3.21%
FHATop pick
Active
35
$2,250,000$83,083 equity gap
Rate
3.21%
7.40%today
Payment
$10,825/mo
$17,310today
  • —beds
  • —baths
  • 5,263sqft

4812 Saturn Street, Los Angeles

643 1/2 Hayworth Avenue, Los Angeles, CA, 90048 — assumable VA mortgage at 2.78%
VA
Active
34
$1,598,000$284,558 equity gap
Rate
2.78%
7.40%today
Payment
$6,079/mo
$10,270today
  • 3beds
  • 4baths
  • 2,347sqft

643 1/2 Hayworth Avenue, Los Angeles

4816 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 2.83%
FHA
Active
41
$2,250,000$367,160 equity gap
Rate
2.83%
7.40%today
Payment
$13,653/mo
$19,987today
  • —beds
  • —baths
  • 5,263sqft

4816 Saturn Street, Los Angeles

4652 Don Lorenzo #B, Los Angeles, CA, 90008 — assumable VA mortgage at 2.94%
VA
Active
31
$649,000$123,573 equity gap
Rate
2.94%
7.40%today
Payment
$2,487/mo
$4,115today
  • 3beds
  • 3baths
  • 1,324sqft

4652 Don Lorenzo #B, Los Angeles

3625 Somerset Drive, Los Angeles, CA, 90016 — assumable VA mortgage at 3.89%
VA
Active
45
$1,669,000$178,995 equity gap
Rate
3.89%
7.40%today
Payment
$7,655/mo
$11,251today
  • 4beds
  • 5baths
  • 2,127sqft

3625 Somerset Drive, Los Angeles

10829 Firmona Avenue, Inglewood, CA, 90304 — assumable VA mortgage at 2.80%
VA
Active
33
$899,000$294,825 equity gap
Rate
2.80%
7.40%today
Payment
$2,856/mo
$4,812today
  • 4beds
  • 2baths
  • 1,860sqft

10829 Firmona Avenue, Inglewood

19805 Valley View Drive, Topanga, CA, 90290 — assumable FHA mortgage at 2.36%
FHA
Active
69
$1,995,000$1,682,403 equity gap
Rate
2.36%
7.40%today
Payment
$2,971/mo
$4,146today
  • 3beds
  • 3baths
  • 2,312sqft

19805 Valley View Drive, Topanga

13044 Pacific Promenade #408, Playa Vista, CA, 90094 — assumable VA mortgage at 2.66%
VA
Active
31
$1,350,000$689,502 equity gap
Rate
2.66%
7.40%today
Payment
$3,053/mo
$5,238today
  • 2beds
  • 3baths
  • 1,488sqft

13044 Pacific Promenade #408, Playa Vista

12498 Rubens Avenue, Los Angeles, CA, 90066 — assumable VA mortgage at 2.68%
VA
Active
11
$1,500,000$1,064,518 equity gap
Rate
2.68%
7.40%today
Payment
$2,022/mo
$3,461today
  • 3beds
  • 1baths
  • 1,088sqft

12498 Rubens Avenue, Los Angeles

7249 Franklin Avenue #401, Los Angeles, CA, 90046 — assumable VA mortgage at 2.78%
VA
Active
23
$899,000$837,177 equity gap
Rate
2.78%
7.40%today
Payment
$1,040/mo
$1,410today
  • 2beds
  • 2baths
  • 1,640sqft

7249 Franklin Avenue #401, Los Angeles

3037 Delaware Avenue, Santa Monica, CA, 90404 — assumable VA mortgage at 3.00%
VA
Active
20
$1,929,000$843,091 equity gap
Rate
3.00%
7.40%today
Payment
$5,184/mo
$8,514today
  • 3beds
  • 2baths
  • 1,276sqft

3037 Delaware Avenue, Santa Monica

3024 Manning Avenue, Los Angeles, CA, 90064 — assumable FHA mortgage at 3.00%
FHA
Active
41
$1,999,000$1,267,113 equity gap
Rate
3.00%
7.40%today
Payment
$3,494/mo
$5,738today
  • 4beds
  • 2baths
  • 2,604sqft

3024 Manning Avenue, Los Angeles

526 Maple, El Segundo, CA, 90245 — assumable VA mortgage at 3.01%
VA
Active
35
$2,699,000$1,582,220 equity gap
Rate
3.01%
7.40%today
Payment
$5,425/mo
$8,897today
  • 3beds
  • 3baths
  • 1,963sqft

526 Maple, El Segundo

3750 Santa Rosalia Dr. #507, Los Angeles, CA, 90008 — assumable FHA mortgage at 3.09%
FHA
Active
26
$599,000Potential short sale
Rate
3.09%
7.40%today
Payment
$3,966/mo
$6,439today
  • 2beds
  • 2baths
  • —sqft

3750 Santa Rosalia Dr. #507, Los Angeles

301 Kansas #C, El Segundo, CA, 90245 — assumable VA mortgage at 5.00%
VA
Active
32
$1,299,000$57,725 equity gap
Rate
5.00%
7.40%today
Payment
$7,139/mo
$9,208today
  • 3beds
  • 3baths
  • 2,030sqft

301 Kansas #C, El Segundo

5870 Green Valley Circle #309, Culver City, CA, 90230 — assumable FHA mortgage at 3.25%
FHA
Active
39
$599,000$530,573 equity gap
Rate
3.25%
7.40%today
Payment
$1,522/mo
$1,996today
  • 2beds
  • 2baths
  • 1,210sqft

5870 Green Valley Circle #309, Culver City

3612 113th, Inglewood, CA, 90303 — assumable FHA mortgage at 3.66%
FHA
Active
54
$790,000$425,808 equity gap
Rate
3.66%
7.40%today
Payment
$2,136/mo
$3,229today
  • 3beds
  • 2baths
  • 1,370sqft

3612 113th, Inglewood

1271 Stoner Avenue #308, Los Angeles, CA, 90025 — assumable VA mortgage at 3.92%
VA
Active
41
$863,000$844,654 equity gap
Rate
3.92%
7.40%today
Payment
$95/mo
$138today
  • 2beds
  • 2baths
  • 1,464sqft

1271 Stoner Avenue #308, Los Angeles

2664 Redondo Boulevard, Los Angeles, CA, 90016 — assumable FHA mortgage at 4.08%
FHA
Active
25
$865,000$706,868 equity gap
Rate
4.08%
7.40%today
Payment
$1,131/mo
$1,625today
  • 2beds
  • 2baths
  • 1,172sqft

2664 Redondo Boulevard, Los Angeles

6771 Springpark Avenue #201A, Los Angeles, CA, 90056 — assumable FHA mortgage at 4.08%
FHA
Active
27
$625,000$350,296 equity gap
Rate
4.08%
7.40%today
Payment
$1,729/mo
$2,483today
  • 2beds
  • 2baths
  • 1,200sqft

6771 Springpark Avenue #201A, Los Angeles

328 Plymouth Street, Inglewood, CA, 90302 — assumable VA mortgage at 6.34%
VA
Active
30
$899,000Potential short sale
Rate
6.34%
7.40%today
Payment
$5,614/mo
$6,254today
  • 3beds
  • 2baths
  • 1,436sqft

328 Plymouth Street, Inglewood

4600 Don Lorenzo Drive #4, Los Angeles, CA, 90008 — assumable FHA mortgage at 6.61%
FHA
Active
38
$699,000$31,460 equity gap
Rate
6.61%
7.40%today
Payment
$4,394/mo
$4,759today
  • 2beds
  • 3baths
  • 1,151sqft

4600 Don Lorenzo Drive #4, Los Angeles

5720 El Rincon Way, Culver City, CA, 90230 — assumable FHA mortgage at 4.37%
FHA
Active
38
$1,499,999$1,192,493 equity gap
Rate
4.37%
7.40%today
Payment
$2,419/mo
$3,357today
  • 3beds
  • 3baths
  • 1,737sqft

5720 El Rincon Way, Culver City

4931 Indian Wood Road #357, Culver City, CA, 90230 — assumable VA mortgage at 5.30%
VA
Active
41
$699,900$165,533 equity gap
Rate
5.30%
7.40%today
Payment
$3,154/mo
$3,933today
  • 3beds
  • 2baths
  • 1,095sqft

4931 Indian Wood Road #357, Culver City

7527 Stewart Avenue, Los Angeles, CA, 90045 — assumable VA mortgage at 4.55%
VA
Active
16
$1,295,000$876,689 equity gap
Rate
4.55%
7.40%today
Payment
$3,186/mo
$4,328today
  • 2beds
  • 1baths
  • 1,229sqft

7527 Stewart Avenue, Los Angeles

2041 Beverly Glen Boulevard, Los Angeles, CA, 90077 — assumable VA mortgage at 6.29%
VA
Active
48
$980,000$113,179 equity gap
Rate
6.29%
7.40%today
Payment
$5,635/mo
$6,310today
  • 2beds
  • 1baths
  • 960sqft

2041 Beverly Glen Boulevard, Los Angeles

1035 Vista Street, West Hollywood, CA, 90046 — assumable VA mortgage at 6.77%
VA
Active
42
$1,599,999$207,885 equity gap
Rate
6.77%
7.40%today
Payment
$9,251/mo
$9,855today
  • 3beds
  • 2baths
  • 1,427sqft

1035 Vista Street, West Hollywood

420 Market #9, Inglewood, CA, 90302 — assumable FHA mortgage at 6.95%
FHA
Active
18
$399,900$50,246 equity gap
Rate
6.95%
7.40%today
Payment
$2,379/mo
$2,488today
  • 1beds
  • 1baths
  • 606sqft

420 Market #9, Inglewood

3702 126th, Hawthorne, CA, 90250 — assumable VA mortgage at 5.62%
VA
Active
62
$1,649,000$402,761 equity gap
Rate
5.62%
7.40%today
Payment
$7,274/mo
$8,754today
  • —beds
  • —baths
  • 4,800sqft

3702 126th, Hawthorne

4400 59th Place, Los Angeles, CA, 90043 — assumable FHA mortgage at 6.12%
FHA
Active
47
$1,349,000$289,672 equity gap
Rate
6.12%
7.40%today
Payment
$6,731/mo
$7,674today
  • 3beds
  • 2baths
  • 2,261sqft

4400 59th Place, Los Angeles

701 Walnut Street, Inglewood, CA, 90301 — assumable VA mortgage at 6.26%
VA
Active
7
$1,199,000$250,536 equity gap
Rate
6.26%
7.40%today
Payment
$5,903/mo
$6,631today
  • —beds
  • —baths
  • 2,775sqft

701 Walnut Street, Inglewood

918 68th Street, Inglewood, CA, 90302 — assumable FHA mortgage at 6.38%
FHA
Active
46
$1,169,900$242,894 equity gap
Rate
6.38%
7.40%today
Payment
$5,803/mo
$6,436today
  • 5beds
  • 3baths
  • 2,147sqft

918 68th Street, Inglewood

6222 Flores Avenue, Los Angeles, CA, 90056 — assumable FHA mortgage at 6.11%
FHA
Active
36
$1,599,000$574,350 equity gap
Rate
6.11%
7.40%today
Payment
$6,240/mo
$7,122today
  • 3beds
  • 3baths
  • 2,059sqft

6222 Flores Avenue, Los Angeles

4216 Sawtelle Boulevard, Culver City, CA, 90066 — assumable FHA mortgage at 6.20%
FHA
Active
28
$1,245,000$404,878 equity gap
Rate
6.20%
7.40%today
Payment
$5,400/mo
$6,105today
  • 3beds
  • 2baths
  • 1,238sqft

4216 Sawtelle Boulevard, Culver City

4748 La Villa Marina #D, Marina Del Rey, CA, 90292 — assumable VA mortgage at 6.33%
VA
Active
28
$1,450,000$454,345 equity gap
Rate
6.33%
7.40%today
Payment
$6,458/mo
$7,201today
  • 3beds
  • 3baths
  • 1,932sqft

4748 La Villa Marina #D, Marina Del Rey

1481 Bienveneda Avenue, Pacific Palisades, CA, 90272 — assumable VA mortgage at 6.10%
VA
Active
70
$6,850,000$6,569,072 equity gap
Rate
6.10%
7.40%today
Payment
$6,060/mo
$6,924today
  • 5beds
  • 6baths
  • 5,941sqft

1481 Bienveneda Avenue, Pacific Palisades

Assuming a mortgage in Santa Monica

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.36%
Lowest existing payment
$1,040 /mo
Median cash to assume
$449,366
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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