Chris Prendergast

Chris Prendergast

Assumable homes for sale in Sauk Rapids, MN

7 homesFHA & VA loansrates from 2.87% vs 7.40% today

Sauk Rapids assumption guide
1670 Peach Court, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.87%
VA
Active
34
$284,900$84,884 equity gap
Rate
2.87%
7.40%today
Payment
$933/mo
$1,558today
  • 3beds
  • 2baths
  • 1,718sqft

1670 Peach Court, Sauk Rapids

3408 Old Creek Way, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.96%
VA
Active
44
$557,000$203,132 equity gap
Rate
2.96%
7.40%today
Payment
$1,671/mo
$2,758today
  • 4beds
  • 4baths
  • 3,338sqft

3408 Old Creek Way, Sauk Rapids

2610 Ocarina Drive, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 3.99%
FHA
Active
23
$305,000$126,385 equity gap
Rate
3.99%
7.40%today
Payment
$992/mo
$1,441today
  • 3beds
  • 2baths
  • 1,630sqft

2610 Ocarina Drive, Sauk Rapids

1018 3rd Street, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 5.09%
FHA
Active
32
$239,500$51,138 equity gap
Rate
5.09%
7.40%today
Payment
$1,092/mo
$1,394today
  • 3beds
  • 2baths
  • 1,848sqft

1018 3rd Street, Sauk Rapids

1801 Eastern Star Loop, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 6.87%
FHA
Active
13
$319,900$57,333 equity gap
Rate
6.87%
7.40%today
Payment
$1,764/mo
$1,860today
  • 5beds
  • 2baths
  • 2,480sqft

1801 Eastern Star Loop, Sauk Rapids

1347 9th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.87%
FHA
Active
36
$245,000$37,420 equity gap
Rate
6.87%
7.40%today
Payment
$1,389/mo
$1,465today
  • 4beds
  • 2baths
  • 1,712sqft

1347 9th Avenue, Saint Cloud

1014 Benedict Drive, Sauk Rapids, MN, 56379 — assumable VA mortgage at 6.14%
VA
Active
8
$224,900$219,131 equity gap
Rate
6.14%
7.40%today
Payment
$36/mo
$41today
  • 3beds
  • 2baths
  • 1,575sqft

1014 Benedict Drive, Sauk Rapids

Assuming a mortgage in Sauk Rapids

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$933 /mo
Median cash to assume
$84,884
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.