Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Somis, CA

37 homesVA & FHA loansrates from 2.72% vs 7.40% today

Somis assumption guide
517 Artisan Road, Newbury Park, CA, 91320 — assumable FHA mortgage at 2.98%
FHA
Active
27
$539,000$101,702 equity gap
Rate
2.98%
7.40%today
Payment
$2,065/mo
$3,399today
  • 2beds
  • 2baths
  • 1,155sqft

517 Artisan Road, Newbury Park

1820 Temple Avenue, Camarillo, CA, 93010 — assumable FHA mortgage at 3.21%
FHA
Active
35
$899,000$129,599 equity gap
Rate
3.21%
7.40%today
Payment
$3,678/mo
$5,881today
  • 5beds
  • 3baths
  • 1,896sqft

1820 Temple Avenue, Camarillo

569 Rio Grande Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.33%
VA
Active
34
$450,000$110,203 equity gap
Rate
3.33%
7.40%today
Payment
$1,727/mo
$2,720today
  • 2beds
  • 1baths
  • 956sqft

569 Rio Grande Circle, Thousand Oaks

751 Birchpark Circle #102, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.72%
VA
Active
23
$475,000$177,333 equity gap
Rate
2.72%
7.40%today
Payment
$1,395/mo
$2,375today
  • 2beds
  • 2baths
  • 1,048sqft

751 Birchpark Circle #102, Thousand Oaks

5055 Manzano ST, Camarillo, CA, 93012 — assumable VA mortgage at 2.72%
VA
Active
18
$759,998$278,558 equity gap
Rate
2.72%
7.40%today
Payment
$2,256/mo
$3,841today
  • 3beds
  • 4baths
  • 1,900sqft

5055 Manzano ST, Camarillo

852 Verna Avenue, Newbury Park, CA, 91320 — assumable FHA mortgage at 2.84%
FHA
Active
39
$989,000$345,239 equity gap
Rate
2.84%
7.40%today
Payment
$3,042/mo
$5,099today
  • 4beds
  • 2baths
  • 1,908sqft

852 Verna Avenue, Newbury Park

628 Mustang Street, Camarillo, CA, 93010 — assumable FHA mortgage at 3.15%
FHA
Active
40
$790,000$295,751 equity gap
Rate
3.15%
7.40%today
Payment
$2,448/mo
$3,944today
  • 4beds
  • 4baths
  • 1,927sqft

628 Mustang Street, Camarillo

11843 Barletta Place, Moorpark, CA, 93021 — assumable FHA mortgage at 3.23%
FHA
Active
27
$679,500$232,496 equity gap
Rate
3.23%
7.40%today
Payment
$2,238/mo
$3,569today
  • 3beds
  • 3baths
  • 1,547sqft

11843 Barletta Place, Moorpark

6446 San Como Lane, Camarillo, CA, 93012 — assumable FHA mortgage at 2.76%
FHA
Active
64
$839,900Potential short sale
Rate
2.76%
7.40%today
Payment
$4,568/mo
$7,737today
  • 2beds
  • 2baths
  • 1,277sqft

6446 San Como Lane, Camarillo

32130 Village 32, Camarillo, CA, 93012 — assumable FHA mortgage at 2.77%
FHA
Active
31
$739,999Potential short sale
Rate
2.77%
7.40%today
Payment
$3,684/mo
$6,231today
  • 2beds
  • 2baths
  • 1,589sqft

32130 Village 32, Camarillo

4757 Via Altamira, Thousand Oaks, CA, 91320 — assumable VA mortgage at 2.79%
VA
Active
19
$749,950$308,457 equity gap
Rate
2.79%
7.40%today
Payment
$2,070/mo
$3,492today
  • 2beds
  • 3baths
  • 1,366sqft

4757 Via Altamira, Thousand Oaks

1079 Avon Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.81%
VA
Active
30
$1,499,000$795,032 equity gap
Rate
2.81%
7.40%today
Payment
$3,300/mo
$5,553today
  • 4beds
  • 3baths
  • 2,275sqft

1079 Avon Circle, Thousand Oaks

18113 Village 18, Camarillo, CA, 93012 — assumable VA mortgage at 2.88%
VA
Active
34
$450,000$254,113 equity gap
Rate
2.88%
7.40%today
Payment
$906/mo
$1,512today
  • 2beds
  • 2baths
  • 1,258sqft

18113 Village 18, Camarillo

209 Riverdale Court #558, Camarillo, CA, 93012 — assumable FHA mortgage at 2.88%
FHA
Active
47
$645,000$384,382 equity gap
Rate
2.88%
7.40%today
Payment
$1,245/mo
$2,077today
  • 3beds
  • 3baths
  • 1,561sqft

209 Riverdale Court #558, Camarillo

287 Camino Toluca, Camarillo, CA, 93010 — assumable VA mortgage at 2.90%
VA
Active
35
$775,000$467,339 equity gap
Rate
2.90%
7.40%today
Payment
$1,473/mo
$2,451today
  • 3beds
  • 3baths
  • 1,860sqft

287 Camino Toluca, Camarillo

363 Larcom Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.00%
VA
Active
17
$1,149,500$519,386 equity gap
Rate
3.00%
7.40%today
Payment
$3,008/mo
$4,940today
  • 4beds
  • 3baths
  • 2,136sqft

363 Larcom Street, Thousand Oaks

11278 Tiger Lily Street, Ventura, CA, 93004 — assumable VA mortgage at 3.18%
VA
Active
33
$829,900$500,112 equity gap
Rate
3.18%
7.40%today
Payment
$1,642/mo
$2,636today
  • 3beds
  • 3baths
  • 1,885sqft

11278 Tiger Lily Street, Ventura

509 Merritt Avenue, Camarillo, CA, 93010 — assumable FHA mortgage at 3.55%
FHA
Active
40
$989,000$303,345 equity gap
Rate
3.55%
7.40%today
Payment
$3,402/mo
$5,213today
  • 3beds
  • 2baths
  • 1,336sqft

509 Merritt Avenue, Camarillo

4778 Calle Cancun, Camarillo, CA, 93012 — assumable VA mortgage at 3.27%
VA
Active
42
$1,295,000$750,130 equity gap
Rate
3.27%
7.40%today
Payment
$2,733/mo
$4,337today
  • 5beds
  • 3baths
  • 2,766sqft

4778 Calle Cancun, Camarillo

110 Maegan Place #2, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 4.72%
FHA
Active
15
$455,000$72,920 equity gap
Rate
4.72%
7.40%today
Payment
$2,139/mo
$2,849today
  • 2beds
  • 1baths
  • 750sqft

110 Maegan Place #2, Thousand Oaks

779 Spalding Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.54%
VA
Active
21
$849,900$573,123 equity gap
Rate
3.54%
7.40%today
Payment
$1,827/mo
$2,804today
  • 3beds
  • 2baths
  • 1,034sqft

779 Spalding Street, Thousand Oaks

406 Chapala Drive, Camarillo, CA, 93010 — assumable FHA mortgage at 3.80%
FHA
Active
36
$670,000$302,446 equity gap
Rate
3.80%
7.40%today
Payment
$2,004/mo
$2,978today
  • 3beds
  • 3baths
  • 1,507sqft

406 Chapala Drive, Camarillo

642 Wendy Drive, Newbury Park, CA, 91320 — assumable FHA mortgage at 4.10%
FHA
Active
22
$923,000$422,018 equity gap
Rate
4.10%
7.40%today
Payment
$2,918/mo
$4,181today
  • 4beds
  • 3baths
  • 2,359sqft

642 Wendy Drive, Newbury Park

2623 Antonio Drive #110, Camarillo, CA, 93010 — assumable VA mortgage at 6.35%
VA
Active
58
$499,800$5,466 equity gap
Rate
6.35%
7.40%today
Payment
$3,102/mo
$3,452today
  • 2beds
  • 2baths
  • 945sqft

2623 Antonio Drive #110, Camarillo

5040 Robles Street, Camarillo, CA, 93012 — assumable VA mortgage at 6.63%
VA
Active
38
$715,000Potential short sale
Rate
6.63%
7.40%today
Payment
$4,823/mo
$5,213today
  • 3beds
  • 3baths
  • 1,413sqft

5040 Robles Street, Camarillo

2713 Antonio Avenue #104, Camarillo, CA, 93010 — assumable VA mortgage at 6.84%
VA
Active
30
$387,500$6,533 equity gap
Rate
6.84%
7.40%today
Payment
$2,520/mo
$2,666today
  • 1beds
  • 1baths
  • 691sqft

2713 Antonio Avenue #104, Camarillo

2713 Antonio Drive #203, Camarillo, CA, 93010 — assumable VA mortgage at 6.72%
VA
Active
35
$468,000$30,071 equity gap
Rate
6.72%
7.40%today
Payment
$2,873/mo
$3,077today
  • 2beds
  • 2baths
  • 945sqft

2713 Antonio Drive #203, Camarillo

349 Calle Larios, Camarillo, CA, 93010 — assumable VA mortgage at 6.76%
VA
Active
34
$1,011,000$65,305 equity gap
Rate
6.76%
7.40%today
Payment
$6,229/mo
$6,643today
  • 4beds
  • 3baths
  • 2,280sqft

349 Calle Larios, Camarillo

2192 Dawn Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.99%
FHA
Active
18
$548,990$29,566 equity gap
Rate
6.99%
7.40%today
Payment
$3,533/mo
$3,681today
  • 2beds
  • 1baths
  • 826sqft

2192 Dawn Court, Thousand Oaks

6056 Paseo Encantada, Camarillo, CA, 93012 — assumable VA mortgage at 7.79%
VA
Active
51
$639,000$53,422 equity gap
Rate
7.79%
7.40%today
Payment
$4,319/mo
$4,158today
  • 2beds
  • 3baths
  • 1,365sqft

6056 Paseo Encantada, Camarillo

2278 Moss Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.49%
FHA
Active
30
$575,000$71,208 equity gap
Rate
6.49%
7.40%today
Payment
$3,250/mo
$3,563today
  • 2beds
  • 1baths
  • 826sqft

2278 Moss Court, Thousand Oaks

1559 Habra Court, Camarillo, CA, 93010 — assumable FHA mortgage at 6.95%
FHA
Active
63
$1,029,000$136,209 equity gap
Rate
6.95%
7.40%today
Payment
$6,038/mo
$6,316today
  • 4beds
  • 3baths
  • 2,432sqft

1559 Habra Court, Camarillo

1772 Regent Street, Camarillo, CA, 93010 — assumable FHA mortgage at 6.09%
FHA
Active
40
$899,000$195,394 equity gap
Rate
6.09%
7.40%today
Payment
$4,280/mo
$4,896today
  • 4beds
  • 3baths
  • 1,837sqft

1772 Regent Street, Camarillo

324 Venus Street, Thousand Oaks, CA, 91360 — assumable FHA mortgage at 6.36%
FHA
Active
48
$1,099,000$262,142 equity gap
Rate
6.36%
7.40%today
Payment
$5,222/mo
$5,805today
  • 3beds
  • 2baths
  • 1,712sqft

324 Venus Street, Thousand Oaks

1659 Avenida De Las Flores, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 5.51%
FHA
Active
28
$544,950$209,064 equity gap
Rate
5.51%
7.40%today
Payment
$2,025/mo
$2,467today
  • 2beds
  • 1baths
  • 826sqft

1659 Avenida De Las Flores, Thousand Oaks

1541 Eucalyptus Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 5.54%
VA
Active
28
$599,900Potential short sale
Rate
5.54%
7.40%today
Payment
$3,988/mo
$4,842today
  • 3beds
  • 3baths
  • 1,493sqft

1541 Eucalyptus Circle, Thousand Oaks

Assuming a mortgage in Somis

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$906 /mo
Median cash to assume
$254,113
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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