Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Spring Lake Park, MN

135 homesFHA & VA loansrates from 2.72% vs 7.40% today

Spring Lake Park assumption guide
4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$22,856 equity gap
Rate
2.96%
7.40%today
Payment
$980/mo
$1,618today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,215 equity gap
Rate
2.81%
7.40%today
Payment
$1,105/mo
$1,860today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

1157 Rose Lane, New Brighton, MN, 55112 — assumable FHA mortgage at 2.87%
FHA
Active
45
$389,900$45,404 equity gap
Rate
2.87%
7.40%today
Payment
$1,603/mo
$2,677today
  • 3beds
  • 4baths
  • 2,250sqft

1157 Rose Lane, New Brighton

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$295,000$54,091 equity gap
Rate
2.87%
7.40%today
Payment
$1,124/mo
$1,876today
  • 3beds
  • 3baths
  • 1,702sqft

4403 Zane Avenue, Crystal

4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHA
Active
14
$258,000$50,353 equity gap
Rate
3.07%
7.40%today
Payment
$986/mo
$1,604today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,552today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

5604 5th Street, Fridley, MN, 55432 — assumable VA mortgage at 2.77%
VA
Active
25
$314,999$84,012 equity gap
Rate
2.77%
7.40%today
Payment
$1,556/mo
$2,290today
  • 3beds
  • 2baths
  • 1,464sqft

5604 5th Street, Fridley

2000 75th Avenue, Brooklyn Park, MN, 55444 — assumable VA mortgage at 2.83%
VA
Active
28
$329,900$89,633 equity gap
Rate
2.83%
7.40%today
Payment
$1,139/mo
$1,912today
  • 3beds
  • 2baths
  • 1,630sqft

2000 75th Avenue, Brooklyn Park

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$72,095 equity gap
Rate
2.83%
7.40%today
Payment
$891/mo
$1,496today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$339,900$89,739 equity gap
Rate
2.88%
7.40%today
Payment
$1,165/mo
$1,944today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

4607 128th Circle, Blaine, MN, 55449 — assumable VA mortgage at 2.88%
VA
Active
29
$605,000$172,616 equity gap
Rate
2.88%
7.40%today
Payment
$2,014/mo
$3,359today
  • 5beds
  • 4baths
  • 2,859sqft

4607 128th Circle, Blaine

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.40%today
Payment
$1,288/mo
$2,148today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$144,840 equity gap
Rate
2.96%
7.40%today
Payment
$2,140/mo
$3,532today
  • 8beds
  • 4baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$59,840 equity gap
Rate
2.98%
7.40%today
Payment
$1,032/mo
$1,700today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

71 63 1/2 Way, Fridley, MN, 55432 — assumable FHA mortgage at 3.04%
FHA
Active
31
$299,900$65,611 equity gap
Rate
3.04%
7.40%today
Payment
$1,123/mo
$1,836today
  • 3beds
  • 1baths
  • 1,715sqft

71 63 1/2 Way, Fridley

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$250,000$68,807 equity gap
Rate
3.12%
7.40%today
Payment
$861/mo
$1,393today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

8027 Fairmont Circle, Fridley, MN, 55432 — assumable FHA mortgage at 3.13%
FHA
Active
17
$349,000$88,233 equity gap
Rate
3.13%
7.40%today
Payment
$1,263/mo
$2,040today
  • 4beds
  • 2baths
  • 1,850sqft

8027 Fairmont Circle, Fridley

6427 Tessman Terrace, Brooklyn Park, MN, 55445 — assumable FHA mortgage at 3.65%
FHA
Active
31
$420,000$62,702 equity gap
Rate
3.65%
7.40%today
Payment
$1,538/mo
$2,524today
  • 3beds
  • 3baths
  • 2,898sqft

6427 Tessman Terrace, Brooklyn Park

10007 Hidden Oaks Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.17%
FHA
Active
59
$499,900$144,627 equity gap
Rate
3.17%
7.40%today
Payment
$1,732/mo
$2,783today
  • 4beds
  • 3baths
  • 2,534sqft

10007 Hidden Oaks Lane, Champlin

151 Morgan Lane, Lino Lakes, MN, 55014 — assumable FHA mortgage at 3.26%
FHA
Active
38
$299,000$81,058 equity gap
Rate
3.26%
7.40%today
Payment
$1,097/mo
$1,743today
  • 4beds
  • 3baths
  • 1,940sqft

151 Morgan Lane, Lino Lakes

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
55
$344,900$114,106 equity gap
Rate
2.73%
7.40%today
Payment
$1,075/mo
$1,828today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
29
$389,000$135,116 equity gap
Rate
2.81%
7.40%today
Payment
$1,190/mo
$2,003today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

3740 112th Lane, Blaine, MN, 55449 — assumable VA mortgage at 2.93%
VA
Active
50
$525,900$183,051 equity gap
Rate
2.93%
7.40%today
Payment
$1,617/mo
$2,680today
  • 4beds
  • 4baths
  • 2,765sqft

3740 112th Lane, Blaine

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
47
$299,000$109,248 equity gap
Rate
2.95%
7.40%today
Payment
$895/mo
$1,479today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

5730 Fremont Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.00%
FHA
Active
50
$299,900$92,353 equity gap
Rate
3.00%
7.40%today
Payment
$1,014/mo
$1,666today
  • 4beds
  • 2baths
  • 1,548sqft

5730 Fremont Avenue, Brooklyn Center

12309 Lever Street, Blaine, MN, 55449 — assumable VA mortgage at 3.03%
VA
Active
54
$625,000$233,753 equity gap
Rate
3.03%
7.40%today
Payment
$1,909/mo
$3,123today
  • 4beds
  • 3baths
  • 2,673sqft

12309 Lever Street, Blaine

5149 University Avenue, Columbia Heights, MN, 55421 — assumable VA mortgage at 3.56%
VA
Active
48
$274,000$83,019 equity gap
Rate
3.56%
7.40%today
Payment
$1,007/mo
$1,542today
  • 5beds
  • 2baths
  • 1,800sqft

5149 University Avenue, Columbia Heights

4859 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.08%
FHA
Active
20
$265,000$95,280 equity gap
Rate
3.08%
7.40%today
Payment
$817/mo
$1,329today
  • 3beds
  • 1baths
  • 1,574sqft

4859 Bryant Avenue, Minneapolis

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$265,000$53,746 equity gap
Rate
3.61%
7.40%today
Payment
$1,117/mo
$1,700today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

8986 Waconia Street, Blaine, MN, 55449 — assumable VA mortgage at 2.72%
VA
Active
27
$425,000$232,216 equity gap
Rate
2.72%
7.40%today
Payment
$901/mo
$1,534today
  • 3beds
  • 2baths
  • 1,836sqft

8986 Waconia Street, Blaine

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$276,000 equity gap
Rate
2.81%
7.40%today
Payment
$823/mo
$1,385today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

4252 Monroe Street, Columbia Heights, MN, 55421 — assumable FHA mortgage at 2.81%
FHA
Active
11
$269,900$137,355 equity gap
Rate
2.81%
7.40%today
Payment
$623/mo
$1,048today
  • 4beds
  • 2baths
  • 1,946sqft

4252 Monroe Street, Columbia Heights

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$249,900$235,850 equity gap
Rate
2.86%
7.40%today
Payment
$65/mo
$109today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

4603 6th Street, Columbia Heights, MN, 55421 — assumable VA mortgage at 2.90%
VA
Active
29
$297,500$145,612 equity gap
Rate
2.90%
7.40%today
Payment
$708/mo
$1,177today
  • 3beds
  • 2baths
  • 1,782sqft

4603 6th Street, Columbia Heights

4906 Logan Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 2.98%
FHA
Active
25
$287,000$123,121 equity gap
Rate
2.98%
7.40%today
Payment
$797/mo
$1,313today
  • 4beds
  • 2baths
  • 1,509sqft

4906 Logan Avenue, Minneapolis

151 91st Lane, Blaine, MN, 55434 — assumable VA mortgage at 2.99%
VA
Active
40
$305,000$127,619 equity gap
Rate
2.99%
7.40%today
Payment
$842/mo
$1,385today
  • 3beds
  • 2baths
  • 1,617sqft

151 91st Lane, Blaine

Assuming a mortgage in Spring Lake Park

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$371 /mo
Median cash to assume
$123,121
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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