Assumable homes for sale in Stockton, CA

3 homesFHA loansrates from 5.25% vs 7.40% today

Stockton assumption guide

10330 Bono Lane, Stockton, CA, 95212 — assumable FHA mortgage at 5.70%

FHA

Active

$495,000$19,421 equity gap

Rate: 5.70%; ~~7.40%~~today
Payment: $2,934/mo; ~~$3,500~~today

3beds
2baths
1,509sqft

10330 Bono Lane, Stockton

8052 Omega Way, Stockton, CA, 95212 — assumable FHA mortgage at 5.25%

FHA

Active

$470,000$392,532 equity gap

Rate: 5.25%; ~~7.40%~~today
Payment: $683/mo; ~~$857~~today

3beds
3baths
1,583sqft

8052 Omega Way, Stockton

2648 Hayden Brook Dr, Stockton, CA, 95212 — assumable FHA mortgage at 6.90%

FHA

Active

$440,000Potential short sale

Rate: 6.90%; ~~7.40%~~today
Payment: $3,511/mo; ~~$3,692~~today

4beds
3baths
2,209sqft

2648 Hayden Brook Dr, Stockton

Assuming a mortgage in Stockton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 5.25%
Lowest existing payment: $683 /mo
Median cash to assume: $205,977