Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Temecula, CA

26 homesVA & FHA loansrates from 2.10% vs 7.40% today

Temecula assumption guide
45776 Klamath Court, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
34
$599,900$112,527 equity gap
Rate
2.87%
7.40%today
Payment
$2,273/mo
$3,796today
  • 4beds
  • 3baths
  • 2,274sqft

45776 Klamath Court, Temecula

31622 Heather Way, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
42
$555,000$110,623 equity gap
Rate
2.96%
7.40%today
Payment
$2,108/mo
$3,479today
  • 3beds
  • 3baths
  • 1,332sqft

31622 Heather Way, Temecula

45602 Altree Court, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
63
$1,200,000$482,244 equity gap
Rate
2.77%
7.40%today
Payment
$3,365/mo
$5,693today
  • 5beds
  • 3baths
  • 3,823sqft

45602 Altree Court, Temecula

31897 Calle Luz, Temecula, CA, 92592 — assumable VA mortgage at 2.88%
VA
Active
31
$575,000$213,034 equity gap
Rate
2.88%
7.40%today
Payment
$1,694/mo
$2,825today
  • 3beds
  • 3baths
  • 1,512sqft

31897 Calle Luz, Temecula

32205 Callesito Fadrique, Temecula, CA, 92592 — assumable VA mortgage at 2.89%
VA
Active
54
$772,000$285,409 equity gap
Rate
2.89%
7.40%today
Payment
$2,328/mo
$3,877today
  • 3beds
  • 3baths
  • 2,258sqft

32205 Callesito Fadrique, Temecula

32293 Copper Crest Lane, Temecula, CA, 92592 — assumable VA mortgage at 2.10%
VA
Active
47
$850,000$652,615 equity gap
Rate
2.10%
7.40%today
Payment
$1,812/mo
$2,575today
  • 5beds
  • 4baths
  • 3,378sqft

32293 Copper Crest Lane, Temecula

33408 Calle Cantu, Temecula, CA, 92592 — assumable FHA mortgage at 2.66%
FHA
Active
29
$675,000$353,449 equity gap
Rate
2.66%
7.40%today
Payment
$1,490/mo
$2,556today
  • 3beds
  • 2baths
  • 1,457sqft

33408 Calle Cantu, Temecula

41441 Avenida De La Reina, Temecula, CA, 92592 — assumable VA mortgage at 2.71%
VA
Active
39
$665,000$344,325 equity gap
Rate
2.71%
7.40%today
Payment
$1,497/mo
$2,553today
  • 4beds
  • 2baths
  • 1,524sqft

41441 Avenida De La Reina, Temecula

45794 Corte Lerma, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
37
$830,000$467,791 equity gap
Rate
2.87%
7.40%today
Payment
$1,729/mo
$2,887today
  • 5beds
  • 3baths
  • 2,258sqft

45794 Corte Lerma, Temecula

31827 Calle Brio, Temecula, CA, 92592 — assumable VA mortgage at 2.91%
VA
Active
43
$615,000$280,259 equity gap
Rate
2.91%
7.40%today
Payment
$1,609/mo
$2,673today
  • 3beds
  • 3baths
  • 1,734sqft

31827 Calle Brio, Temecula

32489 Castle Ct, Temecula, CA, 92592 — assumable VA mortgage at 2.98%
VA
Active
75
$1,200,000$480,819 equity gap
Rate
2.98%
7.40%today
Payment
$3,490/mo
$5,747today
  • 6beds
  • 4baths
  • 3,983sqft

32489 Castle Ct, Temecula

41646 Avenida De La Reina, Temecula, CA, 92592 — assumable FHA mortgage at 3.47%
FHA
Active
34
$650,000$366,222 equity gap
Rate
3.47%
7.40%today
Payment
$1,623/mo
$2,512today
  • 3beds
  • 2baths
  • 1,514sqft

41646 Avenida De La Reina, Temecula

45948 Parsippany Court, Temecula, CA, 92592 — assumable VA mortgage at 3.53%
VA
Active
71
$874,900$683,063 equity gap
Rate
3.53%
7.40%today
Payment
$1,266/mo
$1,944today
  • 5beds
  • 3baths
  • 2,708sqft

45948 Parsippany Court, Temecula

45573 Olympic, Temecula, CA, 92592 — assumable VA mortgage at 5.30%
VA
Active
40
$889,988$130,220 equity gap
Rate
5.30%
7.40%today
Payment
$4,498/mo
$5,608today
  • 4beds
  • 3baths
  • 2,602sqft

45573 Olympic, Temecula

45556 Via Jaca, Temecula, CA, 92592 — assumable VA mortgage at 4.17%
VA
Active
51
$850,000$501,459 equity gap
Rate
4.17%
7.40%today
Payment
$1,949/mo
$2,770today
  • 4beds
  • 3baths
  • 2,665sqft

45556 Via Jaca, Temecula

46101 Sharon, Temecula, CA, 92592 — assumable VA mortgage at 6.63%
VA
Active
62
$929,900$26,028 equity gap
Rate
6.63%
7.40%today
Payment
$5,955/mo
$6,436today
  • 5beds
  • 3baths
  • 3,393sqft

46101 Sharon, Temecula

44694 Via Lucido, Temecula, CA, 92592 — assumable VA mortgage at 6.89%
VA
Active
51
$675,000$33,772 equity gap
Rate
6.89%
7.40%today
Payment
$4,311/mo
$4,537today
  • 3beds
  • 3baths
  • 1,488sqft

44694 Via Lucido, Temecula

45632 Corte Lobos, Temecula, CA, 92592 — assumable VA mortgage at 6.96%
VA
Active
44
$865,500Potential short sale
Rate
6.96%
7.40%today
Payment
$5,855/mo
$6,118today
  • 5beds
  • 3baths
  • 2,650sqft

45632 Corte Lobos, Temecula

44607 Crestwood Circle, Temecula, CA, 92592 — assumable VA mortgage at 5.75%
VA
Active
41
$645,000$45,536 equity gap
Rate
5.75%
7.40%today
Payment
$3,672/mo
$4,356today
  • 3beds
  • 2baths
  • 1,454sqft

44607 Crestwood Circle, Temecula

31569 Corte Salinas, Temecula, CA, 92592 — assumable FHA mortgage at 6.26%
FHA
Active
18
$629,900$38,014 equity gap
Rate
6.26%
7.40%today
Payment
$3,813/mo
$4,283today
  • 3beds
  • 2baths
  • 1,235sqft

31569 Corte Salinas, Temecula

30451 Red River Circle, Temecula, CA, 92591 — assumable FHA mortgage at 6.90%
FHA
Active
32
$678,000$68,082 equity gap
Rate
6.90%
7.40%today
Payment
$4,121/mo
$4,333today
  • 4beds
  • 2baths
  • 1,524sqft

30451 Red River Circle, Temecula

30522 Iron Bark Court, Temecula, CA, 92591 — assumable VA mortgage at 7.03%
VA
Active
40
$589,999$39,600 equity gap
Rate
7.03%
7.40%today
Payment
$3,777/mo
$3,919today
  • 3beds
  • 2baths
  • 1,235sqft

30522 Iron Bark Court, Temecula

45630 Rainbow Canyon Rd, Temecula, CA, 92592 — assumable FHA mortgage at 6.67%
FHA
Active
36
$765,000$132,500 equity gap
Rate
6.67%
7.40%today
Payment
$4,215/mo
$4,537today
  • 5beds
  • 3baths
  • 2,068sqft

45630 Rainbow Canyon Rd, Temecula

31317 Via Nubes, Temecula, CA, 92592 — assumable FHA mortgage at 6.89%
FHA
Active
43
$579,900$113,016 equity gap
Rate
6.89%
7.40%today
Payment
$3,181/mo
$3,341today
  • 3beds
  • 3baths
  • 1,733sqft

31317 Via Nubes, Temecula

31169 Nassau Court, Temecula, CA, 92591 — assumable VA mortgage at 6.50%
VA
Active
26
$869,995$202,075 equity gap
Rate
6.50%
7.40%today
Payment
$4,317/mo
$4,729today
  • 4beds
  • 3baths
  • 2,704sqft

31169 Nassau Court, Temecula

42282 Regents Hill, Temecula, CA, 92592 — assumable VA mortgage at 6.50%
VA
Active
21
$949,900$949,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 3,705sqft

42282 Regents Hill, Temecula

Assuming a mortgage in Temecula

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.10%
Lowest existing payment
$1,266 /mo
Median cash to assume
$207,555
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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