Chris Prendergast

Chris Prendergast

Assumable homes for sale in Thousand Palms, CA

10 homesFHA & VA loansrates from 3.45% vs 7.40% today

Thousand Palms assumption guide
34688 Stage Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 3.45%
FHA
Active
57
$365,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,975/mo
$3,064today
  • 2beds
  • 2baths
  • 2,015sqft

34688 Stage Drive, Thousand Palms

30651 Desert Moon Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 3.73%
FHA
Active
30
$465,000$257,116 equity gap
Rate
3.73%
7.40%today
Payment
$1,108/mo
$1,660today
  • 3beds
  • 2baths
  • 1,258sqft

30651 Desert Moon Drive, Thousand Palms

73301 Broadmoor Drive, Thousand Palms, CA, 92276 — assumable VA mortgage at 4.07%
VA
Active
38
$239,000$146,350 equity gap
Rate
4.07%
7.40%today
Payment
$520/mo
$747today
  • 2beds
  • 2baths
  • 1,980sqft

73301 Broadmoor Drive, Thousand Palms

34940 Tioga, Thousand Palms, CA, 92276 — assumable FHA mortgage at 6.50%
FHA
Active
7
$258,000Potential short sale
Rate
6.50%
7.40%today
Payment
$1,682/mo
$1,843today
  • 2beds
  • 2baths
  • 1,442sqft

34940 Tioga, Thousand Palms

74110 Academy Lane, Palm Desert, CA, 92211 — assumable FHA mortgage at 7.12%
FHA
Active
27
$710,000$99,869 equity gap
Rate
7.12%
7.40%today
Payment
$4,232/mo
$4,351today
  • 4beds
  • 4baths
  • 2,420sqft

74110 Academy Lane, Palm Desert

73636 Vermeer Way, Palm Desert, CA, 92211 — assumable VA mortgage at 6.47%
VA
Active
107
$1,100,000$222,580 equity gap
Rate
6.47%
7.40%today
Payment
$5,742/mo
$6,309today
  • 4beds
  • 4baths
  • 2,917sqft

73636 Vermeer Way, Palm Desert

75710 Avenida Esparza, Thousand Palms, CA, 92276 — assumable VA mortgage at 5.23%
VA
Active
34
$1,325,000$610,808 equity gap
Rate
5.23%
7.40%today
Payment
$4,198/mo
$5,276today
  • 4beds
  • 4baths
  • 4,082sqft

75710 Avenida Esparza, Thousand Palms

74825 Trousdale Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.50%
FHA
Active
40
$661,000$661,000 equity gap
Rate
5.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,733sqft

74825 Trousdale Drive, Palm Desert

74837 Trousdale Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.50%
FHA
Active
41
$669,000$669,000 equity gap
Rate
5.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,630sqft

74837 Trousdale Drive, Palm Desert

73360 Colonial Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 7.10%
FHA
Active
30
$168,000$68,632 equity gap
Rate
7.10%
7.40%today
Payment
$734/mo
$754today
  • 3beds
  • 2baths
  • 1,392sqft

73360 Colonial Drive, Thousand Palms

Assuming a mortgage in Thousand Palms

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.45%
Lowest existing payment
$520 /mo
Median cash to assume
$239,848
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.