Assumable homes for sale in Troy, MT

3 homesVA & FHA loansrates from 3.60% vs 7.40% today

Troy assumption guide

263 Blubaugh Lane, Troy, MT, 59935 — assumable VA mortgage at 3.60%

Active

$540,000$297,323 equity gap

Rate: 3.60%; ~~7.40%~~today
Payment: $1,291/mo; ~~$1,966~~today

4beds
3baths
2,692sqft

263 Blubaugh Lane, Troy

131 Hummingbird Lane, Troy, MT, 59935 — assumable FHA mortgage at 3.87%

FHA

Active

$345,000$244,661 equity gap

Rate: 3.87%; ~~7.40%~~today
Payment: $610/mo; ~~$898~~today

4beds
2baths
1,536sqft

131 Hummingbird Lane, Troy

700 Eastside Road, Troy, MT, 59935 — assumable VA mortgage at 6.81%

Active

$766,000$46,373 equity gap

Rate: 6.81%; ~~7.40%~~today
Payment: $4,764/mo; ~~$5,054~~today

3beds
2baths
2,582sqft

700 Eastside Road, Troy

Assuming a mortgage in Troy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.60%
Lowest existing payment: $610 /mo
Median cash to assume: $244,661