Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Val Verde, CA

54 homesFHA & VA loansrates from 2.67% vs 7.40% today

Val Verde assumption guide
27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$71,646 equity gap
Rate
2.90%
7.40%today
Payment
$3,139/mo
$5,222today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

28046 Serra Lane, Valencia, CA, 91355 — assumable FHA mortgage at 2.90%
FHA
Active
34
$629,000$81,449 equity gap
Rate
2.90%
7.40%today
Payment
$2,534/mo
$4,215today
  • 2beds
  • 2baths
  • 1,315sqft

28046 Serra Lane, Valencia

27628 Exploration, Valencia, CA, 91381 — assumable FHA mortgage at 3.05%
FHA
Active
38
$685,000$71,783 equity gap
Rate
3.05%
7.40%today
Payment
$2,905/mo
$4,740today
  • 3beds
  • 2baths
  • 1,970sqft

27628 Exploration, Valencia

27420 Horizon View, Valencia, CA, 91381 — assumable FHA mortgage at 3.09%
FHA
Active
62
$664,995$118,196 equity gap
Rate
3.09%
7.40%today
Payment
$2,596/mo
$4,214today
  • 3beds
  • 4baths
  • 1,800sqft

27420 Horizon View, Valencia

23121 Yvette, Valencia, CA, 91355 — assumable FHA mortgage at 3.55%
FHA
Active
27
$649,900$62,911 equity gap
Rate
3.55%
7.40%today
Payment
$2,913/mo
$4,463today
  • 3beds
  • 3baths
  • 2,059sqft

23121 Yvette, Valencia

28246 Canterbury Ct, Santa Clarita, CA, 91354 — assumable FHA mortgage at 2.67%
FHA
Active
2
$550,000$121,907 equity gap
Rate
2.67%
7.40%today
Payment
$1,985/mo
$3,403today
  • 2beds
  • 3baths
  • 1,484sqft

28246 Canterbury Ct, Santa Clarita

26951 Hillsborough Parkway #47, Valencia, CA, 91354 — assumable FHA mortgage at 2.73%
FHA
Active
37
$485,000$114,130 equity gap
Rate
2.73%
7.40%today
Payment
$1,723/mo
$2,930today
  • 2beds
  • 2baths
  • 863sqft

26951 Hillsborough Parkway #47, Valencia

24014 Park Lane, Valencia, CA, 91354 — assumable FHA mortgage at 2.86%
FHA
Active
41
$615,000$182,688 equity gap
Rate
2.86%
7.40%today
Payment
$2,014/mo
$3,368today
  • 3beds
  • 3baths
  • 1,420sqft

24014 Park Lane, Valencia

30338 JUNE ROSE CT, Castaic, CA, 91384 — assumable VA mortgage at 2.77%
VA
Active
68
$1,050,000$377,323 equity gap
Rate
2.77%
7.40%today
Payment
$3,103/mo
$5,249today
  • 4beds
  • 3baths
  • 3,155sqft

30338 JUNE ROSE CT, Castaic

23605 Del Monte Drive #251, Valencia, CA, 91355 — assumable FHA mortgage at 2.88%
FHA
Active
38
$484,000$155,769 equity gap
Rate
2.88%
7.40%today
Payment
$1,526/mo
$2,545today
  • 2beds
  • 2baths
  • 910sqft

23605 Del Monte Drive #251, Valencia

28282 Cedar Lane, Saugus, CA, 91350 — assumable VA mortgage at 2.96%
VA
Active
51
$700,000$240,447 equity gap
Rate
2.96%
7.40%today
Payment
$2,175/mo
$3,590today
  • 3beds
  • 3baths
  • 1,726sqft

28282 Cedar Lane, Saugus

22077 Barrington, Saugus, CA, 91350 — assumable FHA mortgage at 3.04%
FHA
Active
20
$660,000$220,674 equity gap
Rate
3.04%
7.40%today
Payment
$2,102/mo
$3,434today
  • 3beds
  • 3baths
  • 1,690sqft

22077 Barrington, Saugus

31229 Cherry Drive, Castaic, CA, 91384 — assumable FHA mortgage at 3.21%
FHA
Active
36
$944,990$226,031 equity gap
Rate
3.21%
7.40%today
Payment
$3,437/mo
$5,495today
  • 4beds
  • 3baths
  • 3,007sqft

31229 Cherry Drive, Castaic

31313 Castaic Oaks Lane, Castaic, CA, 91384 — assumable VA mortgage at 2.81%
VA
Active
28
$649,000$367,099 equity gap
Rate
2.81%
7.40%today
Payment
$1,556/mo
$2,455today
  • 3beds
  • 3baths
  • 1,522sqft

31313 Castaic Oaks Lane, Castaic

27344 Oaktree Place, Valencia, CA, 91354 — assumable FHA mortgage at 2.96%
FHA
Active
29
$615,000$276,612 equity gap
Rate
2.96%
7.40%today
Payment
$1,639/mo
$2,705today
  • 3beds
  • 3baths
  • 1,329sqft

27344 Oaktree Place, Valencia

27730 Sutters Pointe, Saugus, CA, 91350 — assumable VA mortgage at 2.99%
VA
Active
29
$939,000$496,924 equity gap
Rate
2.99%
7.40%today
Payment
$2,143/mo
$3,523today
  • 4beds
  • 3baths
  • 2,421sqft

27730 Sutters Pointe, Saugus

24109 Clearbank, Newhall, CA, 91321 — assumable VA mortgage at 2.99%
VA
Active
65
$1,151,400$564,663 equity gap
Rate
2.99%
7.40%today
Payment
$2,851/mo
$4,687today
  • 4beds
  • 3baths
  • 2,686sqft

24109 Clearbank, Newhall

28131 Seco Canyon Road #39, Saugus, CA, 91390 — assumable FHA mortgage at 3.00%
FHA
Active
46
$529,999$529,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,040sqft

28131 Seco Canyon Road #39, Saugus

22905 Banyan #228, Saugus, CA, 91390 — assumable FHA mortgage at 3.03%
FHA
Active
35
$584,900$287,468 equity gap
Rate
3.03%
7.40%today
Payment
$1,455/mo
$2,380today
  • 3beds
  • 3baths
  • 1,146sqft

22905 Banyan #228, Saugus

21825 Carol Court, Saugus, CA, 91390 — assumable VA mortgage at 3.07%
VA
Active
42
$974,900$401,439 equity gap
Rate
3.07%
7.40%today
Payment
$2,816/mo
$4,584today
  • 4beds
  • 3baths
  • 3,020sqft

21825 Carol Court, Saugus

28611 Placerview Trail, Santa Clarita, CA, 91390 — assumable FHA mortgage at 4.67%
FHA
Active
32
$849,000$73,084 equity gap
Rate
4.67%
7.40%today
Payment
$4,314/mo
$5,779today
  • 4beds
  • 3baths
  • 2,188sqft

28611 Placerview Trail, Santa Clarita

24632 Masters Cup Way, Valencia, CA, 91355 — assumable FHA mortgage at 3.57%
FHA
Active
22
$549,999$304,451 equity gap
Rate
3.57%
7.40%today
Payment
$1,433/mo
$2,190today
  • 2beds
  • 2baths
  • 962sqft

24632 Masters Cup Way, Valencia

31344 Nichols Lane, Castaic, CA, 91384 — assumable FHA mortgage at 5.09%
FHA
Active
37
$739,000$146,514 equity gap
Rate
5.09%
7.40%today
Payment
$3,434/mo
$4,384today
  • 4beds
  • 3baths
  • 1,960sqft

31344 Nichols Lane, Castaic

21716 Propello, Saugus, CA, 91350 — assumable VA mortgage at 3.88%
VA
Active
24
$699,999$282,845 equity gap
Rate
3.88%
7.40%today
Payment
$2,398/mo
$3,529today
  • 3beds
  • 3baths
  • 1,861sqft

21716 Propello, Saugus

23604 Sunderland Court, Valencia, CA, 91354 — assumable FHA mortgage at 5.70%
FHA
Active
32
$1,140,000$99,690 equity gap
Rate
5.70%
7.40%today
Payment
$6,340/mo
$7,563today
  • 4beds
  • 3baths
  • 2,870sqft

23604 Sunderland Court, Valencia

24662 Golfview Drive, Valencia, CA, 91355 — assumable FHA mortgage at 6.50%
FHA
Active
29
$515,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,525/mo
$3,861today
  • 2beds
  • 2baths
  • 962sqft

24662 Golfview Drive, Valencia

27566 Sanctuary Court, Valencia, CA, 91381 — assumable VA mortgage at 6.50%
VA
Active
50
$739,999Potential short sale
Rate
6.50%
7.40%today
Payment
$4,731/mo
$5,183today
  • 4beds
  • 4baths
  • 2,056sqft

27566 Sanctuary Court, Valencia

27212 Diamond Peak Lane #203, Valencia, CA, 91381 — assumable FHA mortgage at 6.54%
FHA
Active
66
$499,000Potential short sale
Rate
6.54%
7.40%today
Payment
$3,334/mo
$3,637today
  • 2beds
  • 2baths
  • 1,168sqft

27212 Diamond Peak Lane #203, Valencia

27525 Illumination Court, Valencia, CA, 91381 — assumable VA mortgage at 6.66%
VA
Active
55
$675,000Potential short sale
Rate
6.66%
7.40%today
Payment
$5,494/mo
$5,920today
  • 5beds
  • 4baths
  • 2,870sqft

27525 Illumination Court, Valencia

27660 Elk Ridge, Castaic, CA, 91384 — assumable FHA mortgage at 6.66%
FHA
Active
41
$758,000$34,883 equity gap
Rate
6.66%
7.40%today
Payment
$4,773/mo
$5,143today
  • 3beds
  • 3baths
  • 2,008sqft

27660 Elk Ridge, Castaic

31938 Cinnabar Lane, Castaic, CA, 91384 — assumable VA mortgage at 5.66%
VA
Active
36
$660,000$108,620 equity gap
Rate
5.66%
7.40%today
Payment
$3,370/mo
$4,037today
  • 3beds
  • 2baths
  • 1,520sqft

31938 Cinnabar Lane, Castaic

22057 Barrington Way, Saugus, CA, 91350 — assumable FHA mortgage at 6.35%
FHA
Active
49
$760,000$60,935 equity gap
Rate
6.35%
7.40%today
Payment
$4,451/mo
$4,953today
  • 3beds
  • 3baths
  • 1,690sqft

22057 Barrington Way, Saugus

27582 Manzanita Way, Valencia, CA, 91381 — assumable FHA mortgage at 6.42%
FHA
Active
60
$695,000$61,174 equity gap
Rate
6.42%
7.40%today
Payment
$4,157/mo
$4,592today
  • 3beds
  • 4baths
  • 1,866sqft

27582 Manzanita Way, Valencia

21658 Canyon Heights Circle, Saugus, CA, 91390 — assumable VA mortgage at 6.81%
VA
Active
75
$959,900$70,202 equity gap
Rate
6.81%
7.40%today
Payment
$5,873/mo
$6,231today
  • 4beds
  • 3baths
  • 2,557sqft

21658 Canyon Heights Circle, Saugus

28228 Alton, Castaic, CA, 91384 — assumable FHA mortgage at 6.96%
FHA
Active
34
$799,999$42,321 equity gap
Rate
6.96%
7.40%today
Payment
$5,096/mo
$5,324today
  • 3beds
  • 2baths
  • 1,809sqft

28228 Alton, Castaic

23800 Woodpark Court, Valencia, CA, 91354 — assumable FHA mortgage at 6.33%
FHA
Active
55
$825,000$139,552 equity gap
Rate
6.33%
7.40%today
Payment
$4,457/mo
$4,969today
  • 3beds
  • 3baths
  • 1,289sqft

23800 Woodpark Court, Valencia

Assuming a mortgage in Val Verde

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,433 /mo
Median cash to assume
$144,295
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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