Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Victorville, CA

32 homesFHA & VA loansrates from 2.91% vs 7.40% today

Victorville assumption guide
13068 Angelica, Victorville, CA, 92392 — assumable VA mortgage at 3.05%
VA
Active
42
$490,000$140,968 equity gap
Rate
3.05%
7.40%today
Payment
$1,653/mo
$2,698today
  • 4beds
  • 4baths
  • 2,681sqft

13068 Angelica, Victorville

12763 Trent Place, Victorville, CA, 92392 — assumable VA mortgage at 2.91%
VA
Active
18
$499,900$167,211 equity gap
Rate
2.91%
7.40%today
Payment
$1,599/mo
$2,656today
  • 5beds
  • 3baths
  • 2,931sqft

12763 Trent Place, Victorville

11963 Pepperwood, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
50
$410,000$138,663 equity gap
Rate
2.99%
7.40%today
Payment
$1,285/mo
$2,113today
  • 3beds
  • 2baths
  • 1,736sqft

11963 Pepperwood, Victorville

12394 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
19
$469,500$151,395 equity gap
Rate
2.99%
7.40%today
Payment
$1,510/mo
$2,483today
  • 4beds
  • 2baths
  • 2,077sqft

12394 Del Sur, Victorville

12457 Pinos Verde Lane, Victorville, CA, 92392 — assumable FHA mortgage at 3.55%
FHA
Active
59
$620,000$129,407 equity gap
Rate
3.55%
7.40%today
Payment
$2,429/mo
$3,723today
  • 5beds
  • 3baths
  • 3,045sqft

12457 Pinos Verde Lane, Victorville

11892 Espola Place, Victorville, CA, 92392 — assumable FHA mortgage at 3.16%
FHA
Active
19
$455,000$152,498 equity gap
Rate
3.16%
7.40%today
Payment
$1,500/mo
$2,413today
  • 4beds
  • 3baths
  • 2,395sqft

11892 Espola Place, Victorville

12659 Westway, Victorville, CA, 92392 — assumable VA mortgage at 4.17%
VA
Active
30
$459,900$68,786 equity gap
Rate
4.17%
7.40%today
Payment
$2,070/mo
$2,942today
  • 3beds
  • 2baths
  • 1,872sqft

12659 Westway, Victorville

12342 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 3.26%
FHA
Active
19
$459,900$183,855 equity gap
Rate
3.26%
7.40%today
Payment
$1,386/mo
$2,203today
  • 3beds
  • 2baths
  • 1,888sqft

12342 Del Sur, Victorville

11735 Winewood, Victorville, CA, 92392 — assumable FHA mortgage at 3.15%
FHA
Active
5
$460,000$230,697 equity gap
Rate
3.15%
7.40%today
Payment
$1,138/mo
$1,834today
  • 4beds
  • 2baths
  • 2,343sqft

11735 Winewood, Victorville

11926 Shady Grove, Victorville, CA, 92392 — assumable FHA mortgage at 3.74%
FHA
Active
15
$470,000$182,469 equity gap
Rate
3.74%
7.40%today
Payment
$1,534/mo
$2,296today
  • 4beds
  • 3baths
  • 2,395sqft

11926 Shady Grove, Victorville

12705 El Dorado Way, Victorville, CA, 92392 — assumable FHA mortgage at 3.62%
FHA
Active
11
$465,000$238,760 equity gap
Rate
3.62%
7.40%today
Payment
$1,203/mo
$1,828today
  • 4beds
  • 3baths
  • 1,876sqft

12705 El Dorado Way, Victorville

12978 Oakwood Street, Victorville, CA, 92392 — assumable FHA mortgage at 3.69%
FHA
Active
45
$532,950$246,999 equity gap
Rate
3.69%
7.40%today
Payment
$1,525/mo
$2,296today
  • 4beds
  • 3baths
  • 2,358sqft

12978 Oakwood Street, Victorville

11946 Peaceful Valley Lane, Victorville, CA, 92392 — assumable FHA mortgage at 5.13%
FHA
Active
62
$599,900$114,292 equity gap
Rate
5.13%
7.40%today
Payment
$2,826/mo
$3,591today
  • 5beds
  • 3baths
  • 2,537sqft

11946 Peaceful Valley Lane, Victorville

13178 Pacific Terrace, Victorville, CA, 92392 — assumable FHA mortgage at 3.88%
FHA
Active
33
$445,000$257,115 equity gap
Rate
3.88%
7.40%today
Payment
$1,086/mo
$1,598today
  • 4beds
  • 2baths
  • 2,075sqft

13178 Pacific Terrace, Victorville

11943 Iverson, Victorville, CA, 92392 — assumable FHA mortgage at 5.30%
FHA
Active
40
$445,000$48,768 equity gap
Rate
5.30%
7.40%today
Payment
$2,342/mo
$2,920today
  • 3beds
  • 2baths
  • 1,864sqft

11943 Iverson, Victorville

13166 Four Hills Way, Victorville, CA, 92392 — assumable FHA mortgage at 4.03%
FHA
Active
23
$460,000$236,871 equity gap
Rate
4.03%
7.40%today
Payment
$1,291/mo
$1,866today
  • 4beds
  • 3baths
  • 2,205sqft

13166 Four Hills Way, Victorville

11886 Sierra Road, Victorville, CA, 92392 — assumable FHA mortgage at 6.34%
FHA
Active
41
$485,000$4,402 equity gap
Rate
6.34%
7.40%today
Payment
$3,113/mo
$3,467today
  • 5beds
  • 3baths
  • 2,519sqft

11886 Sierra Road, Victorville

12352 Osprey Lane, Victorville, CA, 92392 — assumable FHA mortgage at 6.50%
FHA
Active
32
$508,000$22,416 equity gap
Rate
6.50%
7.40%today
Payment
$3,116/mo
$3,414today
  • 4beds
  • 3baths
  • 2,705sqft

12352 Osprey Lane, Victorville

11976 Bellehaven Way, Victorville, CA, 92392 — assumable FHA mortgage at 6.74%
FHA
Active
$538,888Potential short sale
Rate
6.74%
7.40%today
Payment
$3,712/mo
$3,966today
  • 4beds
  • 4baths
  • 2,617sqft

11976 Bellehaven Way, Victorville

11538 Halter, Victorville, CA, 92392 — assumable FHA mortgage at 5.51%
FHA
Active
26
$525,000$77,583 equity gap
Rate
5.51%
7.40%today
Payment
$2,678/mo
$3,263today
  • 4beds
  • 3baths
  • 2,091sqft

11538 Halter, Victorville

12197 Deborah, Victorville, CA, 92392 — assumable FHA mortgage at 6.62%
FHA
Active
35
$520,000$36,921 equity gap
Rate
6.62%
7.40%today
Payment
$3,129/mo
$3,385today
  • 3beds
  • 2baths
  • 1,604sqft

12197 Deborah, Victorville

13003 Lehigh Court, Victorville, CA, 92392 — assumable FHA mortgage at 6.69%
FHA
Active
24
$459,900$26,601 equity gap
Rate
6.69%
7.40%today
Payment
$2,848/mo
$3,059today
  • 4beds
  • 2baths
  • 1,899sqft

13003 Lehigh Court, Victorville

11993 Autumn Wind, Victorville, CA, 92392 — assumable FHA mortgage at 6.72%
FHA
Active
19
$469,999$32,988 equity gap
Rate
6.72%
7.40%today
Payment
$2,851/mo
$3,053today
  • 4beds
  • 2baths
  • 2,015sqft

11993 Autumn Wind, Victorville

12258 Tortuga, Victorville, CA, 92392 — assumable VA mortgage at 6.81%
VA
Active
49
$559,000$50,841 equity gap
Rate
6.81%
7.40%today
Payment
$3,361/mo
$3,566today
  • 5beds
  • 4baths
  • 3,609sqft

12258 Tortuga, Victorville

12045 Firbrook Street, Victorville, CA, 92392 — assumable FHA mortgage at 7.19%
FHA
Active
35
$428,000$27,111 equity gap
Rate
7.19%
7.40%today
Payment
$2,804/mo
$2,863today
  • 3beds
  • 3baths
  • 1,747sqft

12045 Firbrook Street, Victorville

13003 Woodhill, Victorville, CA, 92392 — assumable FHA mortgage at 6.60%
FHA
Active
44
$514,999$58,675 equity gap
Rate
6.60%
7.40%today
Payment
$3,001/mo
$3,253today
  • 4beds
  • 3baths
  • 2,772sqft

13003 Woodhill, Victorville

12040 Jade, Victorville, CA, 92392 — assumable FHA mortgage at 6.78%
FHA
Active
74
$619,999$107,290 equity gap
Rate
6.78%
7.40%today
Payment
$3,450/mo
$3,671today
  • 4beds
  • 2baths
  • 1,748sqft

12040 Jade, Victorville

12776 Wagon Wheel, Victorville, CA, 92392 — assumable VA mortgage at 6.77%
VA
Active
48
$430,000$96,601 equity gap
Rate
6.77%
7.40%today
Payment
$2,216/mo
$2,360today
  • 4beds
  • 2baths
  • 1,829sqft

12776 Wagon Wheel, Victorville

13738 Sarracino, Victorville, CA, 92392 — assumable VA mortgage at 6.15%
VA
Active
10
$435,000$183,487 equity gap
Rate
6.15%
7.40%today
Payment
$1,541/mo
$1,752today
  • 3beds
  • 2baths
  • 1,667sqft

13738 Sarracino, Victorville

12525 Dos Palmas, Victorville, CA, 92392 — assumable FHA mortgage at 6.27%
FHA
Active
$399,998Potential short sale
Rate
6.27%
7.40%today
Payment
$2,860/mo
$3,209today
  • 6beds
  • 4baths
  • 2,922sqft

12525 Dos Palmas, Victorville

13787 Emery, Victorville, CA, 92392 — assumable FHA mortgage at 6.69%
FHA
Active
18
$449,000$440,207 equity gap
Rate
6.69%
7.40%today
Payment
$60/mo
$64today
  • 4beds
  • 3baths
  • 2,221sqft

13787 Emery, Victorville

12482 KIRKWOOD Drive, Victorville, CA, 92392 — assumable FHA mortgage at 7.10%
FHA
Active
23
$485,000$320,076 equity gap
Rate
7.10%
7.40%today
Payment
$1,135/mo
$1,169today
  • 4beds
  • 3baths
  • 2,128sqft

12482 KIRKWOOD Drive, Victorville

Assuming a mortgage in Victorville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.91%
Lowest existing payment
$1,086 /mo
Median cash to assume
$134,035
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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