Chris Prendergast

Chris Prendergast

Assumable homes for sale in Vista, CA

9 homesVA & FHA loansrates from 2.90% vs 7.40% today

Vista assumption guide
1525 Wildgrove Ave, Vista, CA, 92081 — assumable VA mortgage at 2.94%
VA
Active
37
$935,000$236,877 equity gap
Rate
2.94%
7.40%today
Payment
$3,296/mo
$5,455today
  • 3beds
  • 3baths
  • 1,822sqft

1525 Wildgrove Ave, Vista

1953 Wellington Lane #7, Vista, CA, 92081 — assumable FHA mortgage at 3.13%
FHA
Active
32
$450,000$151,953 equity gap
Rate
3.13%
7.40%today
Payment
$1,473/mo
$2,379today
  • 2beds
  • 2baths
  • 924sqft

1953 Wellington Lane #7, Vista

1050 La Tortuga Drive #40, Vista, CA, 92081 — assumable VA mortgage at 2.90%
VA
Active
27
$479,999$242,167 equity gap
Rate
2.90%
7.40%today
Payment
$1,116/mo
$1,856today
  • 2beds
  • 2baths
  • 874sqft

1050 La Tortuga Drive #40, Vista

477 Rancho Vista, Vista, CA, 92083 — assumable VA mortgage at 2.99%
VA
Active
22
$870,000$604,967 equity gap
Rate
2.99%
7.40%today
Payment
$1,244/mo
$2,046today
  • 3beds
  • 2baths
  • 1,344sqft

477 Rancho Vista, Vista

201 Diamond Way #222, Vista, CA, 92083 — assumable VA mortgage at 3.00%
VA
Active
34
$535,000$535,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,116sqft

201 Diamond Way #222, Vista

560 Los Angeles Drive, Vista, CA, 92083 — assumable FHA mortgage at 6.73%
FHA
Active
35
$685,000$42,056 equity gap
Rate
6.73%
7.40%today
Payment
$4,252/mo
$4,548today
  • 3beds
  • 1baths
  • 1,032sqft

560 Los Angeles Drive, Vista

129 Avalon Dr, Vista, CA, 92084 — assumable VA mortgage at 6.65%
VA
Active
38
$1,149,000$225,964 equity gap
Rate
6.65%
7.40%today
Payment
$6,167/mo
$6,652today
  • 5beds
  • 3baths
  • 2,154sqft

129 Avalon Dr, Vista

1229 Sandra Circle, Vista, CA, 92083 — assumable FHA mortgage at 6.27%
FHA
Active
30
$1,199,000$412,629 equity gap
Rate
6.27%
7.40%today
Payment
$5,083/mo
$5,704today
  • 4beds
  • 4baths
  • 3,034sqft

1229 Sandra Circle, Vista

1510 Golfcrest Place, Vista, CA, 92081 — assumable FHA mortgage at 7.16%
FHA
Active
33
$925,000$906,372 equity gap
Rate
7.16%
7.40%today
Payment
$991/mo
$1,015today
  • 3beds
  • 3baths
  • 1,654sqft

1510 Golfcrest Place, Vista

Assuming a mortgage in Vista

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$991 /mo
Median cash to assume
$242,167
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.